How Can I Make My Springfield, IL Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Springfield, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Springfield, IL Home Insurance Coverage Levels | Back to Top
| Springfield, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E Eleanor Ave, Leach Rd, Emporia Ave, Co Hwy 3d, Piper Rd, N Koke Mill Rd, E Apple Orchard Rd, Co Hwy 31, S Lowell Ave, Sequoia Ct | $123,000 | $110,000 | $100,000-$125,000 | $137,500 | $110,000 | $150,000-$175,000 |
| Monica Ct, Rutgers Dr, Tumbleweed Trl, W Logan County Line Rd, E Linton Ave, S Cressey St, Resina Dr, Whig St, S 25th St, Nederland Ln | $196,500 | $170,000 | $200,000-$250,000 | $127,000 | $110,000 | $100,000-$125,000 |
| Little Eagle Dr, Sumac Ln, York Rd, Briar Ridge Ln, N Cotton Hill Rd, Bergamot Dr, Donna St, N 19th St, Cherry Hills Dr, E Walnut Rd | $174,000 | $160,000 | $200,000-$250,000 | $160,000 | $150,000 | $175,000-$200,000 |
| Thrush Ln, US Hwy 36, Rentshler Rd, Eagles Lndg, S Lewis St, Falcon Pt, Park St, Sauk Dr, Kingsley Dr, Bristol Ct | $157,500 | $130,000 | $150,000-$175,000 | $161,500 | $150,000 | $175,000-$200,000 |
| Co Hwy 8, 25 A West Rd, Burton Dr, W Miller St, Meadowland Dr, Spring Mill Dr, Iron Bridge Rd, Nine Rock Rd, Wide Track Dr, Caravan Ln | $175,000 | $140,000 | $150,000-$175,000 | $129,000 | $110,000 | $100,000-$125,000 |
| E Miller St, Moorgate Dr, Singer Ave, 75 A West Rd, Seven Pines Rd, Virginia Ave, Bissell Rd, Old Rochester Rd, Lindsay Rd, Canterbury Rd | $95,000 | $80,000 | $75,000-$100,000 | $69,000 | $70,000 | $50,000-$75,000 |
| Carman Ave, Elisha Trl, Kender Ln, Cypress Point Dr, Queensway, Dave Stockton Dr, Guest Rd, Braner Rd, Quail Xing, Yacht Club Dr | $101,000 | $90,000 | $75,000-$100,000 | $124,000 | $120,000 | $125,000-$150,000 |
| Delta Dawn Dr, Hunt Rd, Lexington Dr, Castle Hill Blvd, Ryebrook Ct, Treeline Ln, Belridge Dr, Outer Park Dr, Bruce St, Wildwood Ln | $191,500 | $160,000 | $200,000-$250,000 | $131,000 | $120,000 | $150,000-$175,000 |
| Williams St, Grouse Ct, Plaza Dr, Connie Dr, Canterbury St, Co Rd 4 A S, Terra Ct, Moffet St, Breckenridge Rd, Roanoke Dr | $131,500 | $120,000 | $125,000-$150,000 | $138,500 | $130,000 | $100,000-$125,000 |
| Winch Rd, Jennings Dr, Latigo Ln, S Sherman Blvd, Burtle Ln, E Scarritt St, Gooseberry Hill Dr, Henley Rd, Treviso Dr, W White Oaks Dr | $207,000 | $200,000 | $175,000-$200,000 | $84,500 | $70,000 | $75,000-$100,000 |
Estimate your Savings with Home Insurance Discounts in Springfield, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $578 |
| Superior Protection Discount | -$63 | $642 |
| Fire & Security Discount | -$63 | $642 |
| Hail Resistant Roof Discount | -$21 | $684 |
| Newly Constructed Home Discount | -$155 | $550 |
Choose your Springfield, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,513 |
| Hail Damage | $4,759 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $15,884 |
Identify Top Home Insurance Agents near Springfield, IL | Back to Top
| Home Insurance Company Springfield, IL | Homeowners Insurance Agency Springfield, IL | Address | Popularity Score | Distance from Springfield (miles) |
|---|---|---|---|---|
| State Farm | Katie Young | 315 Chatham Rd Ste 102, Springfield, IL, 62704-1484 | 2.3 | |
| State Farm | Bill Mcgee | 201 N Grand Ave W, Springfield, IL, 62702-2550 | 1.8 | |
| Travelers | Goodenow Insurance Agency Inc | 1207 N 8th Street, Springfield, IL, 62702 | 1.8 | |
| Travelers | Peterson Insurance Services Inc | 117 W Main St, Clinton, IL, 61727 | 44.0 | |
| State Farm | Dick Coon | 236 W Cherry St, Winchester, IL, 62694-1023 | 44.9 | |
| Travelers | Forsyth Insurance Group | 430 East Vine, Springfield, IL, 62703 | 0.4 | |
| Allstate | Tim Maher | 1216 S Macarthur Blvd, Springfield, IL, 62704 | 1.3 | |
| Farmers | Matt Hamilton | 2925 S Meadowbrook Rd Ste F, Springfield, IL, 62711 | 5.0 | |
| Allstate | Jason Plumb | 2945 E Sangamon Ave # 1, Springfield, IL, 62702 | 3.4 | |
| State Farm | Jeff Elston | 1405 Adl Stevenson Dr, Springfield, IL, 62703-4255 | 2.4 |
Compare Rates for Springfield, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,170 | $570 |
| Sangamon County, IL | $136,100 | $732 | $520 | $1,020 | $500 |
| Springfield, IL | $125,600 | $705 | $510 | $970 | $460 |
| Williams, IL | $163,600 | $818 | $550 | $1,150 | $600 |
| Sugar Grove No. 5, IL | $141,800 | $769 | $550 | $1,090 | $540 |
| Petersburg, IL | $89,800 | $614 | $450 | $870 | $420 |
| Petersburg North No. 14, IL | $98,900 | $646 | $460 | $920 | $460 |
| Waverly No. 2, IL | $75,300 | $559 | $400 | $770 | $370 |
| Jacksonville No. 3, IL | $54,300 | $467 | $340 | $650 | $310 |
| Jacksonville No. 9, IL | $102,500 | $658 | $470 | $930 | $460 |
| Woodland, IL | $75,700 | $560 | $410 | $800 | $390 |
| Spring Lake, IL | $129,900 | $739 | $500 | $1,040 | $540 |
Research Home Insurance Companies Reviews in Springfield, IL Before Buying | Back to Top
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State Farm Home Insurance Reviews
Date: January 16, 2020 Age: 40 to 49 Gender: Male Marital Status: Married
Date: April 17, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: March 17, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: February 09, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: December 08, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 01, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: July 31, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: July 30, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: June 08, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: January 05, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Allstate Home Insurance Reviews
Date: October 23, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: July 30, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: April 23, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 10, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 03, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 02, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 21, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: May 09, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Meemic Insurance Home Insurance Reviews
Date: September 22, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 13, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: September 11, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 24, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
American Family Home Insurance Reviews
Date: July 03, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: March 27, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: March 07, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
GEICO Home Insurance Reviews
Date: January 08, 2020 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: January 08, 2020 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: January 09, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Liberty Mutual Home Insurance Reviews
Date: April 11, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: April 03, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Amica Mutual Insurance Home Insurance Reviews
Date: May 23, 2019 Age: 50 to 59 Gender: Unmarried Marital Status: Female
Date: March 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
National General Home Insurance Reviews
Date: October 04, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
USAA Home Insurance Reviews
Date: October 19, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Progressive Home Insurance Reviews
Date: March 18, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Encompass Insurance Home Insurance Reviews
Date: November 16, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Erie Insurance Home Insurance Reviews
Date: September 18, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
American Family Insurance Home Insurance Reviews
Date: June 10, 2019 Age: 40 to 49 Gender: Married Marital Status: Female
Farmer's Insurance Home Insurance Reviews
Date: June 20, 2019 Age: 20 to 29 Gender: Married Marital Status: Female