Gavop shows you how to buy homeowners insurance in London, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $103,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $208,000 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $267,000 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $328,500 | $300,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$93 | $569 |
| Superior Protection Discount | -$60 | $603 |
| Fire & Security Discount | -$73 | $589 |
| Hail Resistant Roof Discount | -$20 | $642 |
| Newly Constructed Home Discount | -$146 | $516 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,368 |
| Hail Damage | $4,806 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $17,556 |
| Home Insurance Company London, OH | Homeowners Insurance Agency London, OH | Address | Popularity Score | Distance from London (miles) |
|---|---|---|---|---|
| State Farm | Dee Miller | 5398 Scioto Darby Rd, Hilliard, OH, 43026-1510 | 17.4 | |
| Farmers | Chris Young | 1731 E Main St, Springfield, OH, 45503 | 18.4 | |
| Travelers | Smith-Purdum Insurance Inc | 333 Norton Rd , Columbus, OH, 43228 | 16.1 | |
| Erie | Eades Insurance Agency | 250 Lafayette Street Suite A, London, OH, 43140 | 0.5 | |
| State Farm | Mike Mcclaskie | 2510 Hilliard Rome Rd, Hilliard, OH, 43026-7459 | 16.8 | |
| Farmers | Suresh Chandra | 7239 Sawmill Rd Ste 205, Dublin, OH, 43016 | 23.9 | |
| State Farm | Chuck Layne | 4498 Cemetery Rd, Hilliard, OH, 43026-1103 | 18.6 | |
| State Farm | Jamie Peart | 187 W High St, London, OH, 43140-1316 | 1.2 | |
| State Farm | Tom Mcbride | 1450 E David Road, Kettering, OH, 45429-5768 | 40.2 | |
| State Farm | Vic Jimenez | 35 N Wilson Rd, Columbus, OH, 43204-1215 | 18.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $1,010 | $530 |
| Madison County, OH | $156,700 | $734 | $490 | $1,020 | $530 |
| London, OH | $135,100 | $662 | $450 | $910 | $460 |
| Jeffersonville, OH | $80,400 | $566 | $380 | $780 | $400 |
| Woodstock, OH | $104,700 | $637 | $460 | $890 | $430 |
| Columbus, OH | $136,500 | $694 | $490 | $950 | $460 |
| East Liberty, OH | $122,100 | $682 | $460 | $980 | $520 |
| Zanesfield, OH | $97,200 | $616 | $450 | $880 | $430 |
| Centerville, OH | $180,500 | $672 | $450 | $920 | $470 |
| Waynesville, OH | $160,300 | $764 | $550 | $1,050 | $500 |
| Clayton, OH | $133,600 | $658 | $480 | $920 | $440 |
| Hillsboro, OH | $86,300 | $694 | $470 | $980 | $510 |
| Lynchburg, OH | $92,500 | $603 | $420 | $840 | $420 |