Gavop shows you how to buy homeowners insurance in Hillsborough County, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Hillsborough County, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cypress Mill Ct, Taralawn Ct, Kerry Hills Ct, E 4th Ave, Retas Cove, Daventry Pl, Morrison Oaks Ct, Trucious Pl, Grange Hall Rd, Ed Denison Rd | $112,000 | $90,000 | $125,000-$150,000 | $95,000 | $90,000 | $75,000-$100,000 |
| Robin Perch Ln, Coral Vine Ln, Weybridge Dr, Derbywood Dr, Winding River Dr, Strawpocket Pl, Valrico Lake Rd, Davis St, Montravail Cir, Alladin Way | $191,000 | $170,000 | $175,000-$200,000 | $145,000 | $130,000 | $100,000-$125,000 |
| Chris Craft Ct, Burr Oak Dr, N Palm Dr, Glover Pl, N McKay Ave, Espana Ct, Forest Knoll Cir, Leahy Ct, Lochmont Dr, N 69th Ave | $205,000 | $180,000 | $175,000-$200,000 | $164,000 | $150,000 | $125,000-$150,000 |
| E Robles St, Corporate C Pl, Royal Cypress Cir, N Center St, Carpel St, W San Nicholas St, Neving Dr, Cranberry Knoll Rd, N Plant Ave, Logan Pl | $140,000 | $110,000 | $125,000-$150,000 | $121,000 | $110,000 | $100,000-$125,000 |
| E Keysville Rd, Sarah Park Dr, N Teegreen Rd, Alafia Ridge Rd, Ravenwood Dr, McCrea Dr, Floyd Rd, Hollow Branch Ct, N 29th Pl, 62nd St | $262,500 | $210,000 | $300,000-$350,000 | $177,000 | $160,000 | $150,000-$175,000 |
| Lake Aston Ct, Westmoreland Dr, Pine Cone Ct, Kirkcaldy Way, Clarksdale Ln, Kings Palace Dr, S Malijo Ave, Sunset Dr, Keene-Campbell Rd, Bates St | $171,500 | $150,000 | $150,000-$175,000 | $125,000 | $100,000 | $100,000-$125,000 |
| Woodbridge Blvd, Breeders Cup Dr, Elnor St, 29th Ave, Londondery Pl, Lawnton Ct, Campus Lake Ct, N Plantation Ct, Topaz Ln, Strawberry Pl | $185,500 | $160,000 | $200,000-$250,000 | $116,500 | $100,000 | $100,000-$125,000 |
| W Clinton St, Taylor Gill Rd, Calhoun St, Limerick Dr, Painted Hills Ln, Chestnut St, Countrybrook St, Sammy Dr, in Ct, Blue Sunfish Ct | $134,500 | $110,000 | $125,000-$150,000 | $80,000 | $70,000 | $50,000-$75,000 |
| Walden Pl, Bronco Dr, Sylvan Shadow St, Bay Harbour Dr, Buckingham Palms Way, Valencia Ct N, Berkford Ave, Turkey Ridge Rd, Snowy Owl Way, Leroy Ave | $218,500 | $180,000 | $200,000-$250,000 | $254,000 | $210,000 | $250,000-$300,000 |
| Monterrey Ct, Rebel Run, Fall Creek Dr, N Taylor Rd, Montford Ln, Forest Glen Ct, Hunters Point Ct, Tally Ho Ct, Crosstree Ln, Royalty Run Pl | $222,000 | $180,000 | $250,000-$300,000 | $141,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$275 | $1,174 |
| Superior Protection Discount | -$130 | $1,319 |
| Fire & Security Discount | -$101 | $1,348 |
| Hail Resistant Roof Discount | -$29 | $1,420 |
| Newly Constructed Home Discount | -$377 | $1,072 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hillsborough County | $1,500 | $1,432 | $2,932 | $1,040 | $2,540 | $391 |
| Hillsborough County, FL | $2,500 | $1,432 | $3,932 | $1,040 | $3,540 | $391 |
| Dover, FL | $500 | $1,048 | $1,548 | $762 | $1,262 | $286 |
| West Lealman, FL | $2,000 | $801 | $2,801 | $582 | $2,582 | $219 |
| Bardmoor, FL | $400 | $995 | $1,395 | $723 | $1,123 | $272 |
| Trinity, FL | $1,000 | $1,129 | $2,129 | $820 | $1,820 | $308 |
| Tierra Verde, FL | $400 | $774 | $1,174 | $563 | $963 | $212 |
| Tarpon Springs, FL | $1,500 | $1,206 | $2,706 | $876 | $2,376 | $330 |
| Alturas, FL | $400 | $995 | $1,395 | $723 | $1,123 | $272 |
| Lake Sarasota, FL | $2,500 | $946 | $3,446 | $687 | $3,187 | $258 |
| Gulf Gate Estates, FL | $300 | $1,051 | $1,351 | $764 | $1,064 | $287 |
| Highland Park, FL | $2,500 | $1,029 | $3,529 | $748 | $3,248 | $281 |
| Home Insurance Company Hillsborough County, FL | Homeowners Insurance Agency Hillsborough County, FL | Address | Popularity Score | Distance from Hillsborough County (miles) |
|---|---|---|---|---|
| State Farm | Melissa Snively | 16209 Fishhawk Blvd, Lithia, FL, 33547-3954 | 9.2 | |
| Travelers | Most Insurance Agency | 801 N Armenia Ave, Tampa, FL, 33609 | 8.8 | |
| Allstate | Stanley Martin | 611 E Bloomingdale Ave Ste D, Brandon, FL, 33511 | 4.7 | |
| Travelers | L&M Insurance Group Inc | 10013 Water Works Lane, Riverview, FL, 33578 | 4.3 | |
| Travelers | Complete Insurance Advisors Inc | 1110 N. Florida Ave, Tampa, FL, 33602 | 7.5 | |
| Liberty Mutual Independent | Brier Grieves Agency | 3617 Henderson Blvd, Tampa, FL, 33609 | 9.6 | |
| Liberty Mutual Independent | Brown & Brown Of Florida Inc | 655 N Franklin St Ste 1900, Tampa, FL, 33602 | 7.3 | |
| Liberty Mutual Independent | Brown & Brown Of Florida Inc | 655 N Franklin St Ste 1900, Tampa, FL, 33602 | 7.3 | |
| Allstate | Rich Lovinger | 4016 Henderson Blvd Ste L, Tampa, FL, 33629 | 10.0 | |
| Travelers | Cannella Insurance Services | 1220 S Dale Mabry #202, Tampa, FL, 33629 | 9.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Hillsborough County, FL | $179,500 | $1,449 | $1,130 | $1,940 | $810 |
| Hillsborough County, FL | $179,500 | $1,449 | $1,130 | $1,940 | $810 |
| Dover, FL | $97,700 | $1,061 | $830 | $1,420 | $590 |
| West Lealman, FL | $83,700 | $811 | $630 | $1,090 | $460 |
| Bardmoor, FL | $150,300 | $1,007 | $790 | $1,350 | $560 |
| Trinity, FL | $254,700 | $1,142 | $890 | $1,530 | $640 |
| Tierra Verde, FL | $454,600 | $783 | $610 | $1,050 | $440 |
| Tarpon Springs, FL | $209,700 | $1,220 | $950 | $1,640 | $690 |
| Alturas, FL | $89,800 | $1,007 | $790 | $1,350 | $560 |
| Lake Sarasota, FL | $189,800 | $957 | $750 | $1,280 | $530 |
| Gulf Gate Estates, FL | $167,300 | $1,063 | $830 | $1,430 | $600 |
| Highland Park, FL | $95,000 | $1,042 | $810 | $1,400 | $590 |