Gavop's guide to buying homeowners insurance in Redbud, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $55,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $108,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $172,000 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $177,000 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $221,500 | $190,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $611 |
| Superior Protection Discount | -$65 | $662 |
| Fire & Security Discount | -$58 | $669 |
| Hail Resistant Roof Discount | -$15 | $713 |
| Newly Constructed Home Discount | -$204 | $524 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gordon County | $700 | $814 | $1,514 | $591 | $1,291 | $222 |
| Redbud, GA | $1,000 | $719 | $1,719 | $522 | $1,522 | $196 |
| Ludville, GA | $100 | $1,006 | $1,106 | $731 | $831 | $275 |
| Trion, GA | $2,500 | $818 | $3,318 | $594 | $3,094 | $223 |
| Dawson County, GA | $500 | $804 | $1,304 | $585 | $1,085 | $220 |
| Epworth, GA | $700 | $1,068 | $1,768 | $776 | $1,476 | $292 |
| Polk County, TN | $500 | $758 | $1,258 | $551 | $1,051 | $207 |
| Roswell, GA | $1,000 | $1,288 | $2,288 | $936 | $1,936 | $352 |
| Lookout Mountain, TN | $100 | $2,490 | $2,590 | $1,809 | $1,909 | $680 |
| Harrison, TN | $1,500 | $867 | $2,367 | $630 | $2,130 | $237 |
| Yorkville, GA | $100 | $678 | $778 | $493 | $593 | $185 |
| Cedar Bluff-Gaylesville, AL | $700 | $942 | $1,642 | $684 | $1,384 | $257 |
| Home Insurance Company Redbud, GA | Homeowners Insurance Agency Redbud, GA | Address | Popularity Score | Distance from Redbud (miles) |
|---|---|---|---|---|
| Farmers | Mark Lane | 3827 Roswell Rd Ste 200a, Marietta, GA, 30062 | 43.5 | |
| State Farm | Dave Grant | 44 Darbys Crossing Dr Ste 214, Hiram, GA, 30141-6038 | 44.3 | |
| State Farm | Jon Jones | 4005 9 Mcfarland Dr Ste 100, Alpharetta, GA, 30004-3368 | 40.9 | |
| State Farm | Tyler Miers | 5855 S Vickery, Cumming, GA, 30040-8793 | 40.1 | |
| State Farm | Julie Kessler | 614 Red Bud Rd Ne, Calhoun, GA, 30701-1995 | 9.8 | |
| Travelers | The Blalock Agency | 207 S Erwin St Ste B, Cartersville, GA, 30120 | 26.5 | |
| State Farm | Charles Jenkins | 1830 Scufflegrit Rd, Marietta, GA, 30062-1938 | 40.9 | |
| State Farm | Rich Ziegler | 11705 Jones Bridge Rd Ste B106, Johns Creek, GA, 30005-5080 | 45.9 | |
| State Farm | Joe Paul | 11099 Houze Rd Ste 102, Roswell, GA, 30076-1475 | 42.0 | |
| Liberty Mutual Independent | Re Bullock & Co | 1621 N Roberts Rd Nw Ste 130, Kennesaw, GA, 30144 | 38.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $730 | $1,450 | $720 |
| Gordon County, GA | $119,500 | $824 | $550 | $1,160 | $610 |
| Redbud, GA | $123,100 | $727 | $490 | $1,040 | $550 |
| Ludville, GA | $160,200 | $1,018 | $680 | $1,400 | $720 |
| Trion, GA | $50,300 | $827 | $600 | $1,180 | $580 |
| Dawson County, GA | $202,300 | $814 | $550 | $1,160 | $610 |
| Epworth, GA | $179,400 | $1,081 | $770 | $1,490 | $720 |
| Polk County, TN | $110,900 | $767 | $520 | $1,070 | $550 |
| Roswell, GA | $333,200 | $1,304 | $940 | $1,840 | $900 |
| Lookout Mountain, TN | $541,400 | $2,520 | $1,810 | $3,450 | $1,640 |
| Harrison, TN | $152,100 | $878 | $640 | $1,260 | $620 |
| Yorkville, GA | $113,100 | $686 | $470 | $980 | $510 |
| Cedar Bluff-Gaylesville, AL | $94,300 | $953 | $680 | $1,310 | $630 |