Gavop's guide to buying homeowners insurance in Chickahominy, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$227 | $613 |
| 30 year old | +$13 | $852 |
| 40 year old | +$22 | $861 |
| 50 year old | +$32 | $871 |
| Above 50 year old | +$40 | $879 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$159 | $680 |
| Superior Protection Discount | -$84 | $755 |
| Fire & Security Discount | -$76 | $764 |
| Hail Resistant Roof Discount | -$25 | $814 |
| Newly Constructed Home Discount | -$201 | $638 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hanover County | $2,500 | $916 | $3,416 | $666 | $3,166 | $250 |
| Chickahominy, VA | $1,500 | $829 | $2,329 | $603 | $2,103 | $227 |
| Chester, VA | $200 | $734 | $934 | $533 | $733 | $200 |
| Mountain Road, VA | $2,500 | $846 | $3,346 | $615 | $3,115 | $231 |
| Shanghai, VA | $500 | $824 | $1,324 | $599 | $1,099 | $225 |
| Stonehouse, VA | $700 | $832 | $1,532 | $605 | $1,305 | $227 |
| Spotsylvania Courthouse, VA | $300 | $903 | $1,203 | $656 | $956 | $247 |
| Spotsylvania County, VA | $1,500 | $913 | $2,413 | $664 | $2,164 | $250 |
| Powhatan, VA | $500 | $853 | $1,353 | $620 | $1,120 | $233 |
| Lee Hill, VA | $1,500 | $814 | $2,314 | $592 | $2,092 | $222 |
| Jamaica, VA | $400 | $872 | $1,272 | $634 | $1,034 | $238 |
| Claremont, VA | $1,000 | $756 | $1,756 | $549 | $1,549 | $207 |
| Home Insurance Company Chickahominy, VA | Homeowners Insurance Agency Chickahominy, VA | Address | Popularity Score | Distance from Chickahominy (miles) |
|---|---|---|---|---|
| Erie | Tate & Associates | 1315 Jamestown Road Suite 104, Williamsburg, VA, 23185 | 45.9 | |
| Travelers | Blankenship Insurance Services Llc | 13510 E. Boundary Road Suite 203, Midlothian, VA, 23112 | 19.7 | |
| Travelers | Arc Insurance Agency | 3605 Mayland Ct, Richmond, VA, 23233 | 9.5 | |
| State Farm | Ray Garfinkel | 3311 W Broad St Ste 201, Richmond, VA, 23230-5000 | 7.4 | |
| Erie | Layton Insurance Llc | 8527 Mayland Drive Suite 105, Richmond, VA, 23294 | 8.6 | |
| Nationwide | Williamsburg Insurance Agency Llc | 4324 New Town Ave Ste B2, Williamsburg, VA, 23188-2691 | 44.4 | |
| Allstate | Robert Bradshaw | 10180 Lakeridge Pkwy Ste 101, Ashland, VA, 23005 | 3.8 | |
| Nationwide | Kim Rice Insurance And Financial Services | 7546 W Broad St, Henrico, VA, 23294-4207 | 7.3 | |
| Travelers | Ashcraft Insurance Agency Of Va Ltd | 2715 Enterprise Pkwy Ste 100, Richmond, VA, 23294 | 7.6 | |
| Farmers | John Smith Lutcf | 10124 W Broad St Ste F, Glen Allen, VA, 23060 | 9.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $650 | $1,310 | $660 |
| Hanover County, VA | $267,600 | $927 | $620 | $1,310 | $690 |
| Chickahominy, VA | $296,400 | $839 | $600 | $1,200 | $600 |
| Chester, VA | $207,600 | $743 | $530 | $1,020 | $490 |
| Mountain Road, VA | $192,700 | $856 | $620 | $1,220 | $600 |
| Shanghai, VA | $182,100 | $834 | $590 | $1,180 | $590 |
| Stonehouse, VA | $299,700 | $843 | $610 | $1,200 | $590 |
| Spotsylvania Courthouse, VA | $226,800 | $914 | $610 | $1,250 | $640 |
| Spotsylvania County, VA | $265,600 | $924 | $620 | $1,280 | $660 |
| Powhatan, VA | $319,200 | $864 | $630 | $1,230 | $600 |
| Lee Hill, VA | $280,700 | $824 | $590 | $1,160 | $570 |
| Jamaica, VA | $206,900 | $883 | $640 | $1,250 | $610 |
| Claremont, VA | $155,200 | $765 | $560 | $1,090 | $530 |