How Can I Make My Southaven, MS Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Southaven, MS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Southaven, MS Home Insurance Coverage Levels | Back to Top
| Southaven, MS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Fernwood Cove, Oakland Dr, Elm Creek Rd, Sandra Alice St, Hickory Cove, Parkview Cir N, Deer Run Rd, Prestwick Cove, Maple Cove, Headin Ln | $198,500 | $180,000 | $200,000-$250,000 | $411,000 | $340,000 | $300,000-$350,000 |
| Aniston Way, Liscott Rd, Idlebrook Cove, Ian Dr, Bell Pointe Dr, Audubon Point Dr, Baldwyn Cove, Springfield Cove, Strawberry Pointe Dr, Darlington Cove | $188,500 | $160,000 | $175,000-$200,000 | $199,500 | $180,000 | $200,000-$250,000 |
| Poole Cove, Delbridge Ct E, Suncrest Cove, Daffodil Dr, Hastings Cove, Clairmont Dr, White Oak St, Willow Point Dr, Pecan Grove Dr, Rasco Cove | $207,000 | $180,000 | $200,000-$250,000 | $197,500 | $170,000 | $200,000-$250,000 |
| Park Ridge Dr, Timber Point Cir, Cobblestone Blvd, Truman Cove, Buck Run Dr, Atticus Ln W, Haywood Dr, Kentbrook Dr, Wyndham Hill Dr, Stone Meadow Cove | $142,500 | $120,000 | $125,000-$150,000 | $383,000 | $320,000 | $300,000-$350,000 |
| Interstate Blvd, Fleur de Lis N, Twinwood Cove, Redfield Dr, S Manor Cove N, Oliver Cove, Ashbrook Dr, Hampton Dr, Brookwood Pl, Bradford Cir S | $229,500 | $210,000 | $250,000-$300,000 | $207,000 | $180,000 | $175,000-$200,000 |
| Merrimac Cove, Warwick Pl, Plum Point Cove, Windermere Ct, Geneva Dr, Park Pike, Woolridge Dr N, Harness Cove, Havensville Rd, Garner Ln | $220,000 | $190,000 | $175,000-$200,000 | $311,000 | $270,000 | $350,000-$400,000 |
| May Point Cove, Windridge Pt, Downing Cove, Victoria Dr, Austin James Dr, Roman Dell Cove, Chance Dr N, Pecan Ridge N, Landau Dr, Amhurst Dr | $193,000 | $160,000 | $175,000-$200,000 | $223,000 | $210,000 | $175,000-$200,000 |
| Raspberry Red Cv, Farmington Cove, Bent Grass Loop N, Windchase Dr, Old Star Landing Rd E, Sutton Pl, Capewood Pl, Colonial Hills Dr, Corbel Dr, Worthington Dr | $199,500 | $160,000 | $150,000-$175,000 | $230,000 | $190,000 | $200,000-$250,000 |
| Crossing Dr, First Industrial Dr, Sharon Dr S, Dryne Rd, Fredrick Dr, Barksdale Dr, Amhurst Cove, Chippendell Rd, Bentley Cove, Central Trails Dr | $134,500 | $110,000 | $100,000-$125,000 | $256,500 | $240,000 | $250,000-$300,000 |
| Brentwood Dr, Jonas Cove, Gray Wolf Dr, Grayce Dr, Elm Creek Dr, Dorshire Rd, Jill Rd, Lee Cove, Pryne Dr, Megan Dr | $164,500 | $130,000 | $125,000-$150,000 | $154,000 | $140,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Southaven, MS | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$205 | $999 |
| Superior Protection Discount | -$120 | $1,084 |
| Fire & Security Discount | -$120 | $1,084 |
| Hail Resistant Roof Discount | -$36 | $1,168 |
| Newly Constructed Home Discount | -$277 | $927 |
Choose the Right Deductible for your Southaven, MS Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| DeSoto County | $2,500 | $1,283 | $3,783 | $932 | $3,432 | $351 |
| Southaven, MS | $1,500 | $1,190 | $2,690 | $865 | $2,365 | $325 |
| Lakeland, TN | $500 | $887 | $1,387 | $645 | $1,145 | $242 |
| Arlington, TN | $2,000 | $841 | $2,841 | $611 | $2,611 | $230 |
| Holly Springs, MS | $2,000 | $785 | $2,785 | $571 | $2,571 | $215 |
| Braden, TN | $700 | $1,001 | $1,701 | $727 | $1,427 | $274 |
| Sledge, MS | $200 | $695 | $895 | $505 | $705 | $190 |
| Somerville, TN | $700 | $1,066 | $1,766 | $775 | $1,475 | $291 |
| Lee County, AR | $300 | $692 | $992 | $503 | $803 | $189 |
| Little River, AR | $2,000 | $799 | $2,799 | $581 | $2,581 | $218 |
Identify Top Home Insurance Agents near Southaven, MS | Back to Top
| Home Insurance Company Southaven, MS | Homeowners Insurance Agency Southaven, MS | Address | Popularity Score | Distance from Southaven (miles) |
|---|---|---|---|---|
| State Farm | Romaro Miller | 7164 Hacks Cross Rd Ste 119, Olive Branch, MS, 38654-3915 | 10.4 | |
| Allstate | Thomas Wooten | 309 W Main St, Senatobia, MS, 38668 | 22.9 | |
| Allstate | James Wallace | 2416 E Parkway St, Hernando, MS, 38632 | 8.7 | |
| State Farm | Jimmy Carr | 2627a West Oxford Loop, Oxford, MS, 38655-5442 | 46.6 | |
| Liberty Mutual Independent | Thomas Insurance Agency | 1240 Goodman Rd E Ste 3, Southaven, MS, 38671 | 1.0 | |
| Allstate | Thomas Wooten | 5740 Getwell Rd Ste B, Southaven, MS, 38672 | 2.4 | |
| State Farm | Sam Lauderdale | 11 W Commerce Street, Hernando, MS, 38632-2213 | 8.8 | |
| State Farm | Ricky Price | 105 N Robinson St, Senatobia, MS, 38668-2129 | 22.8 | |
| State Farm | Barry Bouchillon | 40 Stateline Rd W, Southaven, MS, 38671-1706 | 2.9 | |
| State Farm | Eric Irmscher | 5293 Getwell Rd Ste B, Southaven, MS, 38672-9608 | 2.5 |
Compare Rates for Southaven, MS Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $820 | $1,590 | $770 |
| DeSoto County, MS | $158,600 | $1,299 | $900 | $1,810 | $910 |
| Southaven, MS | $139,400 | $1,204 | $850 | $1,710 | $860 |
| Lakeland, TN | $249,700 | $898 | $620 | $1,250 | $630 |
| Arlington, TN | $217,300 | $851 | $610 | $1,200 | $590 |
| Holly Springs, MS | $77,700 | $795 | $550 | $1,100 | $550 |
| Braden, TN | $141,100 | $1,013 | $700 | $1,430 | $730 |
| Sledge, MS | $45,500 | $703 | $480 | $980 | $500 |
| Somerville, TN | $164,900 | $1,079 | $770 | $1,540 | $770 |
| Lee County, AR | $67,100 | $701 | $470 | $960 | $490 |
| Little River, AR | $62,400 | $809 | $560 | $1,110 | $550 |
Research Home Insurance Companies Reviews in Southaven, MS Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: August 17, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
This company provides the best service.They are very supportive in all ways.The staff are very supportive.They always help in times of need.very friendly office atmosphere.
Travelers Home Insurance Reviews
Date: June 01, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Female
Customer Service
The insurance company's agent was attentive, knowledgeable, and pleasant to work with. She went through all aspects of my insurance policy to ensure I understood every part of it before I consented.
Progressive Home Insurance Reviews
Date: July 18, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
This is the only point that caused us to hesitate when choosing insurance. The premium for the company we chose was higher than the other options.