Gavop shows you how to buy homeowners insurance in Sumner, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $73,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $157,500 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $298,000 | $240,000 | $250,000-$300,000 |
| 4 Bedroom | $288,500 | $240,000 | $200,000-$250,000 |
| 5 Bedroom | $214,000 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $525 |
| Superior Protection Discount | -$58 | $582 |
| Fire & Security Discount | -$58 | $582 |
| Hail Resistant Roof Discount | -$19 | $621 |
| Newly Constructed Home Discount | -$134 | $506 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pierce County | $2,500 | $738 | $3,238 | $536 | $3,036 | $202 |
| Sumner, WA | $700 | $632 | $1,332 | $460 | $1,160 | $173 |
| Alderton, WA | $500 | $790 | $1,290 | $574 | $1,074 | $216 |
| Midland, WA | $700 | $595 | $1,295 | $433 | $1,133 | $163 |
| Pierce County, WA | $300 | $738 | $1,038 | $536 | $836 | $202 |
| Olympia East, WA | $1,000 | $727 | $1,727 | $528 | $1,528 | $199 |
| Clyde Hill, WA | $300 | $2,787 | $3,087 | $2,025 | $2,325 | $762 |
| Timber Lake-Harstine Island, WA | $2,500 | $649 | $3,149 | $471 | $2,971 | $177 |
| Bothell West, WA | $100 | $966 | $1,066 | $702 | $802 | $264 |
| High Bridge, WA | $2,000 | $1,360 | $3,360 | $989 | $2,989 | $372 |
| Kingston, WA | $100 | $705 | $805 | $512 | $612 | $193 |
| Home Insurance Company Sumner, WA | Homeowners Insurance Agency Sumner, WA | Address | Popularity Score | Distance from Sumner (miles) |
|---|---|---|---|---|
| Travelers | The Toso Insurance Group | 711 St Helens Ave Ste 207a, Tacoma, WA, 98402 | 9.9 | |
| Farmers | Jordan Carter | 32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 | 6.6 | |
| Allstate | Charlie B. Brown | 13260 1st Ave S Ste C, Burien, WA, 98168 | 18.4 | |
| State Farm | Katie Au | 951 6th Street S, Kirkland, WA, 98033-6712 | 30.6 | |
| Allstate | Jeff D. Burnett | 1604 Sw Dash Point Rd, Federal Way, WA, 98023 | 8.8 | |
| Liberty Mutual | Stephanie Snyder | 33915 1st Way South Suite 203, Federal Way, WA, 98003 | 6.7 | |
| State Farm | Scott Hubert | One East Main St, Auburn, WA, 98002 | 5.7 | |
| Travelers | Shirreff Insurance Agency | 1011 E Main Ste 204b, Puyallup, WA, 98372 | 3.1 | |
| Allstate | Mike Beardsley | 224 E Main St, Auburn, WA, 98002 | 5.7 | |
| Liberty Mutual | Thomas Mcclure | 33915 1st Way South Suite 203, Federal Way, WA, 98003 | 6.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $580 | $1,120 | $540 |
| Pierce County, WA | $255,800 | $747 | $540 | $1,040 | $500 |
| Sumner, WA | $249,100 | $640 | $470 | $920 | $450 |
| Alderton, WA | $279,500 | $800 | $550 | $1,110 | $560 |
| Midland, WA | $165,100 | $603 | $420 | $840 | $420 |
| Pierce County, WA | $255,800 | $747 | $540 | $1,050 | $510 |
| Olympia East, WA | $228,200 | $736 | $520 | $1,040 | $520 |
| Clyde Hill, WA | $1,686,700 | $2,821 | $2,060 | $3,980 | $1,920 |
| Timber Lake-Harstine Island, WA | $204,700 | $657 | $450 | $930 | $480 |
| Bothell West, WA | $382,000 | $978 | $690 | $1,400 | $710 |
| High Bridge, WA | $511,200 | $1,377 | $980 | $1,910 | $930 |
| Kingston, WA | $314,400 | $713 | $520 | $1,020 | $500 |