How Can I Make My Central Jefferson, KY Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Central Jefferson, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Central Jefferson, KY Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $63,500 $60,000 $50,000-$75,000
2 Bedroom $119,500 $100,000 $100,000-$125,000
3 Bedroom $190,000 $170,000 $175,000-$200,000
4 Bedroom $233,000 $200,000 $250,000-$300,000
5 Bedroom $259,500 $240,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Central Jefferson, KY | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$113 $639
Superior Protection Discount -$68 $684
Fire & Security Discount -$83 $669
Hail Resistant Roof Discount -$23 $729
Newly Constructed Home Discount -$180 $571

Choose the Right Deductible for your Central Jefferson, KY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Jefferson County $1,500 $933 $2,433 $678 $2,178 $255
Central Jefferson, KY $1,500 $743 $2,243 $540 $2,040 $203
Cambridge, KY $500 $969 $1,469 $704 $1,204 $265
Beechwood Village, KY $1,500 $1,164 $2,664 $846 $2,346 $318
Hills and Dales, KY $200 $1,719 $1,919 $1,249 $1,449 $470
Creekside, KY $1,500 $1,123 $2,623 $816 $2,316 $307
Buckner, KY $400 $999 $1,399 $726 $1,126 $273
Nelson County, KY $2,000 $894 $2,894 $650 $2,650 $244
New Pekin, IN $200 $662 $862 $481 $681 $181
Radcliff, KY $700 $856 $1,556 $622 $1,322 $234
Campbellsburg, IN $100 $596 $696 $433 $533 $163
Milton, IN $2,500 $798 $3,298 $580 $3,080 $218

Identify Top Home Insurance Agents near Central Jefferson, KY | Back to Top

Home Insurance Company Central Jefferson, KY Homeowners Insurance Agency Central Jefferson, KY Address Popularity Score Distance from Central Jefferson (miles)
State Farm Erica Barnes 511 W Main St, Lebanon, KY, 40033-1338
46.4
Allstate Daniel Mason 3406 Frankfort Ave, Louisville, KY, 40207
6.6
State Farm Greg Haus 100 Cannons Ln, Louisville, KY, 40206-2725
6.6
State Farm Travis Easterling 1002 Granite Dr Ste 101, Bardstown, KY, 40004-2076
26.6
Travelers Francis & Company Inc 3103 Breckenbridge Ln Suite 6, Louisville, KY, 40220
4.2
State Farm Robert Wiggins Jr 1313 Lyndon Ln Ste 116, Louisville, KY, 40222-7301
8.2
Allstate Justin Beasley 11712 Main St, Louisville, KY, 40243
9.0
Travelers Michelle Lunsford Insurance 9133 Fern Creek Road, Louisville, KY, 40291
3.8
Allstate Bradford Muncy 9611 Whipps Mill Rd, Louisville, KY, 40242
8.9
State Farm Mark Cumella 225 S Hurstbrne Pkwy Ste 203, Louisville, KY, 40222-4929
7.4

Compare Rates for Central Jefferson, KY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kentucky $130,000 $896 $650 $1,260 $610
Jefferson County, KY $159,000 $945 $640 $1,340 $700
Central Jefferson, KY $129,600 $752 $530 $1,050 $520
Cambridge, KY $157,700 $981 $720 $1,380 $660
Beechwood Village, KY $241,400 $1,178 $790 $1,640 $850
Hills and Dales, KY $410,700 $1,740 $1,250 $2,490 $1,240
Creekside, KY $222,600 $1,137 $770 $1,580 $810
Buckner, KY $336,600 $1,011 $680 $1,390 $710
Nelson County, KY $144,800 $905 $610 $1,250 $640
New Pekin, IN $79,400 $670 $490 $950 $460
Radcliff, KY $131,600 $866 $620 $1,220 $600
Campbellsburg, IN $64,100 $603 $410 $840 $430
Milton, IN $117,200 $808 $560 $1,150 $590