Gavop shows you how to buy homeowners insurance in Loomis, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $108,000 | $100,000 | $100,000-$125,000 |
| 2 Bedroom | $226,500 | $200,000 | $200,000-$250,000 |
| 3 Bedroom | $364,000 | $310,000 | $350,000-$400,000 |
| 4 Bedroom | $647,000 | $530,000 | $600,000-$700,000 |
| 5 Bedroom | $497,000 | $460,000 | $500,000-$600,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$70 | $706 |
| Home and Two Car | -$132 | $644 |
| Home and Three Car | -$179 | $598 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Placer County | $2,500 | $1,054 | $3,554 | $766 | $3,266 | $288 |
| Loomis, CA | $1,500 | $767 | $2,267 | $557 | $2,057 | $210 |
| Cameron Park, CA | $500 | $861 | $1,361 | $626 | $1,126 | $235 |
| Georgetown, CA | $1,000 | $744 | $1,744 | $541 | $1,541 | $203 |
| Plumas Lake, CA | $400 | $688 | $1,088 | $500 | $900 | $188 |
| Parkway, CA | $2,000 | $582 | $2,582 | $423 | $2,423 | $159 |
| Plymouth, CA | $300 | $672 | $972 | $488 | $788 | $184 |
| Marysville Northeast, CA | $300 | $785 | $1,085 | $571 | $871 | $215 |
| Loma Rica, CA | $700 | $757 | $1,457 | $550 | $1,250 | $207 |
| Yolo County, CA | $100 | $935 | $1,035 | $680 | $780 | $256 |
| Home Insurance Company Loomis, CA | Homeowners Insurance Agency Loomis, CA | Address | Popularity Score | Distance from Loomis (miles) |
|---|---|---|---|---|
| State Farm | Tyler Beck | 12417 Fair Oaks Blvd Ste 400, Fair Oaks, CA, 95628-2580 | 9.8 | |
| Farmers | Michael Carey | 3875 Taylor Rd Ste 3a, Loomis, CA, 95650 | 0.5 | |
| Travelers | Warren G Bender Co | 516 Gibson Dr Ste 240, Roseville, CA, 95678 | 4.8 | |
| Allstate | Verlinda Barnes | 6508 Lonetree Blvd Ste 104, Rocklin, CA, 95765 | 5.3 | |
| Travelers | T D Mcneil Insurance Services | 1568 Creekside Dr Ste 106, Folsom, CA, 95630 | 10.1 | |
| Allstate | Juan H. Perez | 199 Cirby Way Ste 7, Roseville, CA, 95678 | 7.9 | |
| State Farm | Don Holliday | 3853 Taylor Rd Ste F, Loomis, CA, 95650-9260 | 0.5 | |
| Farmers | Jagtar Kandola | 1900 Point West Way Ste 164, Sacramento, CA, 95815 | 19.3 | |
| State Farm | Matt Copeland | 6049 Douglas Blvd Ste 1, Roseville, CA, 95746-6249 | 4.5 | |
| State Farm | Greg Lauck | 950 Fulton Ave Ste 175, Sacramento, CA, 95825-4514 | 19.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Placer County, CA | $413,300 | $1,067 | $790 | $1,450 | $660 |
| Loomis, CA | $350,100 | $776 | $570 | $1,060 | $490 |
| Cameron Park, CA | $385,700 | $872 | $650 | $1,190 | $540 |
| Georgetown, CA | $271,600 | $753 | $560 | $1,020 | $460 |
| Plumas Lake, CA | $269,400 | $697 | $520 | $950 | $430 |
| Parkway, CA | $186,100 | $589 | $440 | $800 | $360 |
| Plymouth, CA | $222,200 | $680 | $500 | $920 | $420 |
| Marysville Northeast, CA | $295,300 | $795 | $590 | $1,080 | $490 |
| Loma Rica, CA | $279,500 | $766 | $570 | $1,040 | $470 |
| Yolo County, CA | $370,800 | $947 | $700 | $1,290 | $590 |