Gavop's guide to buying homeowners insurance in Newport, RI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Newport, RI - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Martin St, Equality Park Pl, Elm St, Albro St, Stockholm St, Fir St, Congdon Ave, Meikle Ave, Marlborough St, W Narragansett Ave | $233,000 | $210,000 | $200,000-$250,000 | $416,000 | $390,000 | $400,000-$500,000 |
| State Rte 138 Alt, Sheffield Ave, Veteran's Cir, Koll Meyer St, Goodwin St, Ayrault St, Swinburne Row, W Marlborough St, Kingston Ave, Charles St | $166,000 | $150,000 | $175,000-$200,000 | $327,000 | $270,000 | $250,000-$300,000 |
| Dexter St, Jeffrey Rd, Webster Pl, Binney St, Beacon Ct, Halidon Ave, Brightman St, Barney Ct, Chapel St, Gordon St | $309,000 | $260,000 | $350,000-$400,000 | $561,500 | $480,000 | $500,000-$600,000 |
| Clinton Ave, Red Cross Ter, Chadwick St, E Bowery St, Elliot Ave, Bowery Ct, Kyle Ter, Old Beach Rd, Canonicus Ave, Houston Ave | $216,000 | $190,000 | $200,000-$250,000 | $477,500 | $430,000 | $500,000-$600,000 |
| Peckham Ave, Shimoda Way, Harrington St, Hoppin Rd, Lincoln St, Coddington Wharf, Dixon Way, S Baptist St, Cherry Creek Rd, Kempsen St | $219,500 | $200,000 | $175,000-$200,000 | $389,500 | $360,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$174 | $850 |
| Superior Protection Discount | -$102 | $922 |
| Fire & Security Discount | -$102 | $922 |
| Hail Resistant Roof Discount | -$31 | $993 |
| Newly Constructed Home Discount | -$215 | $809 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Newport County | $700 | $1,388 | $2,088 | $1,009 | $1,709 | $379 |
| Newport, RI | $700 | $1,012 | $1,712 | $735 | $1,435 | $276 |
| Warwick, RI | $400 | $1,067 | $1,467 | $775 | $1,175 | $292 |
| New Bedford, MA | $1,500 | $928 | $2,428 | $674 | $2,174 | $253 |
| Dighton, MA | $400 | $914 | $1,314 | $664 | $1,064 | $250 |
| Plainfield Village, CT | $2,000 | $895 | $2,895 | $651 | $2,651 | $245 |
| Raynham, MA | $100 | $930 | $1,030 | $676 | $776 | $254 |
| Killingly, CT | $1,000 | $829 | $1,829 | $603 | $1,603 | $227 |
| Baltic, CT | $100 | $947 | $1,047 | $689 | $789 | $259 |
| Carver, MA | $700 | $801 | $1,501 | $582 | $1,282 | $219 |
| East Lyme, CT | $300 | $936 | $1,236 | $680 | $980 | $256 |
| South Duxbury, MA | $700 | $2,874 | $3,574 | $2,089 | $2,789 | $785 |
| Home Insurance Company Newport, RI | Homeowners Insurance Agency Newport, RI | Address | Popularity Score | Distance from Newport (miles) |
|---|---|---|---|---|
| Travelers | Wickford Insurance Agency Inc | 1130 Ten Rod Road Suite E-104 , North Kingstown, RI, 2852 | 11.6 | |
| Travelers | Lamberts Insurance Connection | 1985 Mendon Rd Ste 1, Cumberland, RI, 2864 | 33.2 | |
| Liberty Mutual Independent | Affiliated Insurance Managers | 935 Jefferson Blvd 935 Jefferson Blvd, Warwick, RI, 2886 | 18.0 | |
| Allstate | George Martlandiii | 190 E Main Rd, Middletown, RI, 2842 | 3.2 | |
| Liberty Mutual Independent | Oceanpoint Insurance Agency Inc | 73 Valley Rd Ste 1, Middletown, RI, 2842 | 3.2 | |
| Travelers | Paquin Insurance | 651 Main Rd, Tiverton, RI, 2878 | 14.1 | |
| Travelers | Billeri & Mcgarry Insurance Agency | 2165 Warwick Ave, Warwick, RI, 2889 | 17.2 | |
| Liberty Mutual Independent | Oceanpoint Insurance Agency Inc | 73 Valley Rd 73 Valley Rd Middletown, Middletown, RI, 2842 | 3.2 | |
| Allstate | Jeo Sanchez | 1987 Mineral Spring Ave, North Providence, RI, 2904 | 27.6 | |
| Travelers | Stearns Farms Inc | One North Main Rd, Jamestown, RI, 2835 | 5.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Rhode Island | $242,200 | $1,321 | $890 | $1,880 | $990 |
| Newport County, RI | $362,800 | $1,405 | $940 | $2,000 | $1,060 |
| Newport, RI | $405,700 | $1,024 | $710 | $1,410 | $700 |
| Warwick, RI | $199,000 | $1,080 | $770 | $1,500 | $730 |
| New Bedford, MA | $211,500 | $939 | $650 | $1,310 | $660 |
| Dighton, MA | $324,400 | $925 | $670 | $1,280 | $610 |
| Plainfield Village, CT | $158,400 | $906 | $650 | $1,290 | $640 |
| Raynham, MA | $330,600 | $941 | $690 | $1,330 | $640 |
| Killingly, CT | $184,000 | $839 | $580 | $1,170 | $590 |
| Baltic, CT | $172,600 | $959 | $640 | $1,320 | $680 |
| Carver, MA | $274,600 | $811 | $560 | $1,160 | $600 |
| East Lyme, CT | $300,200 | $948 | $630 | $1,310 | $680 |
| South Duxbury, MA | $752,800 | $2,909 | $1,980 | $4,040 | $2,060 |