Gavop tells you how to get the best homeowners insurance in Amory, MS by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $73,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $129,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $121,000 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $215,500 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $721 |
| Superior Protection Discount | -$85 | $763 |
| Fire & Security Discount | -$93 | $755 |
| Hail Resistant Roof Discount | -$17 | $831 |
| Newly Constructed Home Discount | -$237 | $611 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,163 |
| Hail Damage | $5,265 |
| Wind Damage | $10,216 |
| Expensive Claims | |
| Fire | $37,132 |
| Accidental Discharge/Leakage | $8,711 |
| Optional Coverage Losses | $8,320 |
| Home Insurance Company Amory, MS | Homeowners Insurance Agency Amory, MS | Address | Popularity Score | Distance from Amory (miles) |
|---|---|---|---|---|
| Allstate | Cockerham Insurance | 100 W Commerce St, Aberdeen, MS, 39730 | 11.4 | |
| Liberty Mutual Independent | Lyon Insurance Agency Inc | 325 Commerce St, West Point, MS, 39773 | 27.7 | |
| State Farm | Rod Bobo | 3189 Highway 45 N Ste A, Columbus, MS, 39705-1251 | 30.6 | |
| Liberty Mutual Independent | Lyon Insurance Agency Inc | 325 Commerce Street West Point , West Point, MS, 39773 | 27.7 | |
| Nationwide | Van A Wallace | 503 W College St, Booneville, MS, 38829 | 46.6 | |
| State Farm | Lonnie Harris | 101 Access Rd, Fulton, MS, 38843-8419 | 18.7 | |
| Allstate | Oquien Bradley | 3189 Highway 45 N Ste N, Columbus, MS, 39705 | 30.6 | |
| Allstate | Chris Morgan | 1526 Gardner Blvd Ste 3, Columbus, MS, 39702 | 32.8 | |
| Liberty Mutual Independent | Galloway-Chandler-Mckinney Ins | Po Drawer 836 West Point, Aberdeen, MS, 39773 | 11.3 | |
| State Farm | Glenn Summers | 310 Highway 145 N, Aberdeen, MS, 39730-2310 | 11.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $850 | $1,600 | $750 |
| Monroe County, MS | $87,100 | $972 | $650 | $1,380 | $730 |
| Amory, MS | $114,900 | $848 | $590 | $1,200 | $610 |
| Hamilton, MS | $115,900 | $1,199 | $820 | $1,690 | $870 |
| Tremont, MS | $76,200 | $935 | $670 | $1,330 | $660 |
| Saltillo, MS | $140,600 | $1,345 | $950 | $1,910 | $960 |
| Guntown, MS | $131,400 | $1,292 | $870 | $1,850 | $980 |
| Mantee, MS | $91,700 | $1,043 | $740 | $1,450 | $710 |
| Vina, AL | $75,000 | $823 | $570 | $1,160 | $590 |
| Hackleburg, AL | $83,600 | $883 | $590 | $1,210 | $620 |
| Bear Creek, AL | $48,400 | $617 | $440 | $880 | $440 |
| Mathiston, MS | $81,400 | $972 | $690 | $1,380 | $690 |