Gavop shows you how to buy homeowners insurance in Morris County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Morris County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sawmill Rd, Julius Rd, Cr 2211, Co Rd 2221, Caddo St, Ore Rd, Mountain View Ave, Wildwood Rd, Fowler Rd, Oak Hollow Dr | $80,500 | $70,000 | $75,000-$100,000 | $90,000 | $80,000 | $100,000-$125,000 |
| Co Rd 2223, Nix St, Farm Rd 144 N, Bert St, Co Rd 3351, Hall Rd, Sycamore Rd, Creek 1135, Co Rd 3203, Farm Rd 71 E | $106,000 | $90,000 | $100,000-$125,000 | $80,000 | $70,000 | $75,000-$100,000 |
| Caddo Trace Dr, Floyd St, Peel St, Co Rd 2103, Walker Dr, Sunnyside Pl, Everette Dr, Co Rd 3334, N Bradfield Rd, Hillcrest Dr | $98,000 | $80,000 | $100,000-$125,000 | $106,000 | $100,000 | $100,000-$125,000 |
| Gaudjay St, N Jefferson St, Cr 2215, E Main St, FM 144, W Georgia Pacific Dr, Young Rd, W Front St, County Line Rd, Alma St | $126,000 | $110,000 | $125,000-$150,000 | $98,500 | $90,000 | $100,000-$125,000 |
| Lone Star St, N Timberlane, Co Rd 3115, Irvin St, Ewan Blvd, Co Rd 2301, Snow Hill Rd, Co Rd 1145, Jerusalem Rd, Devereux Dr | $103,500 | $100,000 | $75,000-$100,000 | $56,000 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $876 |
| Superior Protection Discount | -$102 | $917 |
| Fire & Security Discount | -$92 | $927 |
| Hail Resistant Roof Discount | -$31 | $988 |
| Newly Constructed Home Discount | -$245 | $774 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Morris County | $2,000 | $1,007 | $3,007 | $732 | $2,732 | $275 |
| Morris County, TX | $1,000 | $1,007 | $2,007 | $732 | $1,732 | $275 |
| Hughes Springs, TX | $400 | $1,359 | $1,759 | $987 | $1,387 | $371 |
| Hughes Springs-Avinger, TX | $2,000 | $1,451 | $3,451 | $1,055 | $3,055 | $397 |
| Titus County, TX | $400 | $1,336 | $1,736 | $971 | $1,371 | $365 |
| Maud, TX | $2,000 | $1,393 | $3,393 | $1,012 | $3,012 | $381 |
| Longview, TX | $300 | $1,477 | $1,777 | $1,073 | $1,373 | $404 |
| Red River, AR | $2,000 | $940 | $2,940 | $683 | $2,683 | $257 |
| Harrison County, TX | $200 | $1,408 | $1,608 | $1,024 | $1,224 | $385 |
| Jackson, AR | $2,000 | $821 | $2,821 | $597 | $2,597 | $224 |
| Liberty City, TX | $500 | $1,627 | $2,127 | $1,183 | $1,683 | $445 |
| Detroit, TX | $2,000 | $1,327 | $3,327 | $964 | $2,964 | $363 |
| Home Insurance Company Morris County, TX | Homeowners Insurance Agency Morris County, TX | Address | Popularity Score | Distance from Morris County (miles) |
|---|---|---|---|---|
| Allstate | Scott Sanders | 4303 Texas Blvd Ste 3, Texarkana, TX, 75503 | 45.9 | |
| Liberty Mutual Independent | Bockmon-Andrews Insurance Agency | 133 Us Highway 259 N, Ore City, TX, 75683 | 15.2 | |
| Travelers | Bockmon Insurance Agency | 108 E 1st, Hughes Springs, TX, 75656 | 10.0 | |
| Travelers | Bockmon Insurance Agency | 120 N Main St, Lone Star, TX, 75668 | 12.2 | |
| State Farm | Paul Tye | 4076 Summerhill Sq, Texarkana, TX, 75503-2730 | 45.1 | |
| State Farm | Shane Pennington | 1414 Linda Dr, Daingerfield, TX, 75638-2132 | 7.1 | |
| Allstate | Debbie Azzam | 201 N Main St, Gladewater, TX, 75647 | 41.9 | |
| Travelers | Kelley Insurance Agency | 117 E Gilmer St , Big Sandy, TX, 75755 | 42.8 | |
| Farmers | Dillon Lee | 2605 W Ferguson Rd Ste B, Mount Pleasant, TX, 75455 | 16.1 | |
| Farmers | Janice Gage | 606 W Tyler St Ste B, Gilmer, TX, 75644 | 29.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Morris County, TX | $82,300 | $1,019 | $670 | $1,570 | $900 |
| Morris County, TX | $82,300 | $1,019 | $670 | $1,570 | $900 |
| Hughes Springs, TX | $71,900 | $1,375 | $910 | $2,120 | $1,210 |
| Hughes Springs-Avinger, TX | $89,400 | $1,469 | $970 | $2,260 | $1,290 |
| Titus County, TX | $96,300 | $1,352 | $890 | $2,080 | $1,190 |
| Maud, TX | $78,000 | $1,410 | $930 | $2,170 | $1,240 |
| Longview, TX | $136,300 | $1,495 | $990 | $2,300 | $1,310 |
| Red River, AR | $90,000 | $951 | $660 | $1,350 | $690 |
| Harrison County, TX | $115,100 | $1,426 | $940 | $2,200 | $1,260 |
| Jackson, AR | $66,600 | $831 | $610 | $1,160 | $550 |
| Liberty City, TX | $132,000 | $1,647 | $1,090 | $2,540 | $1,450 |
| Detroit, TX | $66,300 | $1,343 | $890 | $2,070 | $1,180 |