How Can I Make My Pasadena, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Pasadena, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Pasadena, TX Home Insurance Coverage Levels | Back to Top

Pasadena, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Los Coyotes Dr, White Water Ct, Hamilton Ln, Ridgewood Canyon Dr, Dabney Dr, Roscoe St, Palmetto Dr, Italy Ln, la Porte Rd, Longledge Dr $151,000 $140,000 $150,000-$175,000 $113,500 $100,000 $100,000-$125,000
Carrie Ln, Staples Ave, Park Shadows Trl, Lucy Ln, Chandler Cove, University Green Blvd, Palisades Point Dr, Keeler Ct, S Blackwell Ave, Dumbarton Rd $233,500 $200,000 $200,000-$250,000 $229,500 $220,000 $200,000-$250,000
E Ave K, E C St, Bermuda Dr, Cantwell Dr, Flagler Ave, E Amherst Ln, Bayou Forest Dr, W Ellaine Ave, Don St, Cherry Ln $128,500 $110,000 $125,000-$150,000 $117,000 $110,000 $100,000-$125,000
Harbor Estates Cir, Tall Pine Dr, State Spur 501, Affirmed Dr, N Witter St, Hancock, Benard Ct, N Munger St, Coy Dr, Kerry Dr $127,500 $120,000 $100,000-$125,000 $115,000 $100,000 $75,000-$100,000
Barrybrook Ln, Sudbury Dr, E Purdue Ln, Briar Dr, Angelina, Crescent Dr, Bandridge Rd, Camille St, Kensington Ct, Adams St $201,500 $170,000 $175,000-$200,000 $91,000 $80,000 $75,000-$100,000
Estella Rd, Driftwood Dr, Preston Rd, Valerie Ave, Academy Dr, Vermillion Dr, W H St, W Clare, Yorkshire Ave, Pinebrook Ct $139,000 $130,000 $100,000-$125,000 $129,000 $120,000 $100,000-$125,000
Piedmont St, Canada, Arbor Ln, Crestford Ln, Hearne Dr, Sullivan Ave, Travis Dr, Sienna Heights Ln, Lamesa Ave, Baron Ln $154,000 $140,000 $125,000-$150,000 $150,500 $140,000 $175,000-$200,000
Park Thicket, Claremont Ave, Oregon St, Fondren St, Green Tree Ct, Randall St, Lafferty Rd, Bennett Dr, Parkside Dr, Ramsey Dr $136,500 $120,000 $100,000-$125,000 $58,000 $50,000 $50,000-$75,000
Catalina Dr, Seagrove Ave, Fairhaven St, Appleford Dr, Nations Dr, Wildwood Dr, Wren Ln, Northglen Ave, Wilcrest Plz, Tara Pl $240,500 $210,000 $250,000-$300,000 $135,500 $120,000 $100,000-$125,000
Polk Ave, Crestmeadow Dr, W Hart Ave, Back Bay Ct, N Hargrave Ave, Fairdale St, Holly Trail Dr, N L St, N Rayburn Ct, Hollowbranch Dr $272,500 $220,000 $300,000-$350,000 $184,500 $160,000 $150,000-$175,000

Estimate your Savings with Home Insurance Discounts in Pasadena, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$196 $1,205
Superior Protection Discount -$126 $1,275
Fire & Security Discount -$112 $1,289
Hail Resistant Roof Discount -$42 $1,359
Newly Constructed Home Discount -$280 $1,121

Choose the Right Deductible for your Pasadena, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Harris County $2,500 $1,374 $3,874 $999 $3,499 $376
Pasadena, TX $1,500 $1,384 $2,884 $1,006 $2,506 $378
League City, TX $200 $1,251 $1,451 $909 $1,109 $342
San Leon, TX $700 $1,596 $2,296 $1,160 $1,860 $436
Crosby, TX $400 $1,503 $1,903 $1,092 $1,492 $411
Richmond, TX $1,500 $975 $2,475 $708 $2,208 $266
Northwest Harris, TX $100 $1,526 $1,626 $1,109 $1,209 $417
Cumings, TX $1,000 $1,679 $2,679 $1,220 $2,220 $459
Daisetta, TX $100 $1,377 $1,477 $1,001 $1,101 $376
Surfside Beach, TX $1,500 $1,783 $3,283 $1,296 $2,796 $487
Wild Peach Village, TX $100 $1,653 $1,753 $1,201 $1,301 $452
Conroe, TX $1,000 $1,404 $2,404 $1,020 $2,020 $384

Identify Top Home Insurance Agents near Pasadena, TX | Back to Top

Home Insurance Company Pasadena, TX Homeowners Insurance Agency Pasadena, TX Address Popularity Score Distance from Pasadena (miles)
State Farm Aaron German 8498 S Sam Hou Pkwy E Ste 600, Houston, TX, 77075-4893
8.1
State Farm Frank Nance 8610 Spencer Hwy Ste G, La Porte, TX, 77571-4296
2.8
Farmers Tammy Wicker 21021 Spring Brook Plaza Dr Ste 230, Spring, TX, 77379
35.9
State Farm Juan Gonzalez 9963 Fuqua St, Houston, TX, 77075-5136
6.2
Allstate Oscar Meza 4001 Spencer Hwy Ste B, Pasadena, TX, 77504
2.0
Farmers Lois Spicer 4189 Bellaire Blvd Ste 252, Houston, TX, 77025
18.0
State Farm Noel Vallejo 548 Gulfgate Center Mall, Houston, TX, 77087-3022
9.2
State Farm Mary Rousseve 7707 Fannin St Ste 155, Houston, TX, 77054-1928
15.4
State Farm Craig Darby 2528 Westminister St, Pearland, TX, 77581-4518
9.9
Allstate Mohammed Rahman 4141 Southwest Fwy Ste 660, Houston, TX, 77027
18.3

Compare Rates for Pasadena, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Harris County, TX $154,100 $1,391 $920 $2,140 $1,220
Pasadena, TX $108,700 $1,401 $920 $2,160 $1,240
League City, TX $218,900 $1,266 $840 $1,950 $1,110
San Leon, TX $123,200 $1,615 $1,070 $2,490 $1,420
Crosby, TX $100,300 $1,521 $1,000 $2,340 $1,340
Richmond, TX $158,700 $987 $650 $1,520 $870
Northwest Harris, TX $183,900 $1,545 $1,020 $2,380 $1,360
Cumings, TX $148,000 $1,699 $1,120 $2,620 $1,500
Daisetta, TX $75,100 $1,394 $920 $2,150 $1,230
Surfside Beach, TX $187,500 $1,805 $1,190 $2,780 $1,590
Wild Peach Village, TX $139,700 $1,673 $1,100 $2,580 $1,480
Conroe, TX $167,400 $1,421 $940 $2,190 $1,250

Research Home Insurance Companies Reviews in Pasadena, TX Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: October 26, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
My home insurance company compared to others with the same coverage is great for the deductible, it's around the same coverage and deductible amount but i pay less a month than I would with others.

Date: September 19, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I have had no problems with the customer service through state farm. In fact, they have been nothing but very helpful with my situations and very nice.

Date: October 04, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Website/App
It doesn't seem as cutting edge as some insurance companies sites but I guess when you've been around a while and have a solid customer base you don't need flashy things to keep people interested

Date: October 02, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
My home insurance covers the house in case of any damage from natural disasters such as tornados or other storms and from accidents like a fire.


Date: September 12, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I like the customer service a lot. I think that the people that work there are very kind and try their best to make me happy and satisfied.

Date: September 10, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
The other companies just did not have good premiums and I found them to be quite unreasonable to be perfectly honest here.

Date: September 04, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Policy Offerings
Everything I can think of is covered. I am safe if anything bad happens to the home. I am glad it is like this.


Date: August 09, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
I like the mobile app a lot because it is very easy to navigate. I find it to be very simple and I find that it is really nice.

Date: July 28, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
I think that they are very open and they communicate with me very nicely. They always get back to me on time.

Date: June 23, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
The agent has always been very quick in getting back to me regarding any questions or issues and he is very personable. I get a Christmas card every year from my agent and its little things like that that keep me from switching companies.

Date: January 15, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
They have always been friendly and have responded quickly to any issues or questions I have. I've had the same agent for the past few years and it been nice to know I have a stable insurance agent whom I can rely on.

Date: November 19, 2017    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I have shopped around and for the type of coverage and the amount it seems like a fair price for a well-respected company

Progressive Home Insurance Reviews

Date: July 27, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The deductible and the premuims I pay for insurance are reasonable and are level with that of other countries.

Date: July 19, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Customer Service
insurance company is fine. always responsive amd quick to deal with any issues I may have and polite as hell. id rate it 4 of 5

Date: December 28, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
As for the deductible I can't complain the amount is pretty fair and low as well as the premium. Much better then the past company.

Date: November 26, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
When I've called to get a quote and to set up my insurance they've been very nice and helpful. They helped me get the insurance that I needed.

Date: October 03, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
Customer service has been very good the entire time I have had progressive for home. I already use them for my car so I knew that the customer service was good.

Date: August 23, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Website/App
The website is very easy to navigate and use to pay the bill. it is a bit harder to navigate to figure out what civerage I have or to change coverage.

Date: August 22, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I have not shopped around for other insurance companies but I left a previous company because they no longer offered the coverage that I needed for my home and went with progressive.

Date: May 31, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
I have 100,000 coverage for items inside the home and coverage on the home itself. I do not believe that includes flood insurance.


Date: May 10, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Communication
There is not much communication with the company beside the monthly billing statement. I feel that less communication is good because it means you probably don't have to make a claim which is a good thing.

Farmer's Insurance Home Insurance Reviews

Date: October 14, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
Our premium is lower than a lot of other companies, but the deductible is about the same as other companies. If not a little bit lower.

Date: February 22, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
I use Farmer's insurance for my auto and home needs. I would rate my satisfaction at a 5, extremely satisfied with customer service.

Date: September 12, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
I enjoy the company's website because it is very user-friendly and visually appealing. Whenever I need to file a claim, I am able to do so easily. This goes for my auto claims too. I am very pleased with the user interface.

Date: July 31, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
I love their customer service. They are very friendly and make sure the customer knows they are heard. The reason I stayed with them so long is mainly that of how they handle me when I call in.

Date: July 31, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
I enjoy the interaction. They put customers first since we are paying our premiums, we deserve the best assistance and respect once we need their help.

Date: May 09, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
I believe the premium is all right, I know other companies charge more. Although, I purposefully did not purchase the highest coverage options available due to pricing. For what I wanted and needed for coverage, I believe this is the best that I could get.

Date: November 18, 2017    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
My home is covered in case something bad happens inside or outside of my home, causing damage. It takes care of me in case my home burns down, my wiring needs to be fixed, assistance with restorative cleanup, etc.


Allstate Home Insurance Reviews

Date: January 01, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
Our policy is a little bit higher than our previous policy we had with another company but we do not mind the slight increase in payment because of the great quality of service we receive from our insurance agents. I would rather pay extra so I can have peace of mind that if theres every anything that comes up and I need help I will get the best service available.

Date: November 02, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
I selected in the middle for this because I have not used allstates app nor gone to their website so I neither like nor dislike their website or app.

Alfa Insurance Home Insurance Reviews

Date: June 04, 2019    Age: Above 60    Gender: Unmarried    Marital Status: Female

Premium
the premium was a bit higher than other companies but the deductible was the same. The deductible amount seems to be an industry standard unless you specify you want a higher deductible.

Date: February 26, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
i think sometimes it just depends on what you are looking for because an offer can be good to a different person compare to another

GEICO Home Insurance Reviews

Date: September 06, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
it is very good.Access to a team of licensed insurance agents, available to answer your questions and assist with your policy

Date: August 13, 2019    Age: Above 60    Gender: Female    Marital Status: Unmarried

Customer Service
Geico referred me to them because they were unable to insure my condo in Florida. Universal took my info online and very quickly approved me for a very reasonable amount since I'm not in a flood zone.

Esurance Home Insurance Reviews

Date: July 03, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
I feel that Esurance is on parity with the other insurance carriers available in my area. Insurance is insurance as far as I'm concerned.


Liberty Mutual Home Insurance Reviews

Date: June 09, 2019    Age: 50 to 59    Gender: Married    Marital Status: Female

Customer Service
I have never had to make a claim against my homeowners policy so I have had very limited experience with this company's customer service. Any interaction I have had with them has been professional.

Amica Mutual Insurance Home Insurance Reviews

Date: August 09, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
i feel very happy about the experience with the home insurance company's customer service. I share other to communicate with the others to experience.

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