Gavop's guide to buying homeowners insurance in Bostonia, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bostonia, CA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Country Crest Dr, Wilfred St, N 1st St, Sumner Ave, Navello Ter, Meadow Terrace Dr, Fesler St, Pear St, Green Garden Dr, Sumner Pl | $339,500 | $280,000 | $350,000-$400,000 | $279,500 | $250,000 | $300,000-$350,000 |
| N Pierce St, Shadow Hill Way, Coy Ct, Somermont Dr, Savin Dr, Coogan Way, Tucson Ct, Vernon Way, Hillvale Ln, Adele St | $121,000 | $110,000 | $125,000-$150,000 | $94,500 | $80,000 | $75,000-$100,000 |
| Sevilla St, Ballantyne St, Joe Crosson Dr, Walnut Tree Ln, Northcote Rd, Luke Ln, Kings Trl, Flamingo Ave, Wilderthorne Ln, Steele St | $168,500 | $150,000 | $150,000-$175,000 | $142,000 | $120,000 | $150,000-$175,000 |
| Spinel Ave, Fonteyn Ct, Farview Ct, State Rte 67, Plumeria Dr, Sheila St, Rex Ln, Stoney's Ln, Camillo Way, Bethany Pl | $217,000 | $190,000 | $150,000-$175,000 | $210,500 | $190,000 | $200,000-$250,000 |
| Woodburn St, Orchard Rd, Marilla Dr, Poinciana Dr, Bentwood Dr, Gardner St, Wagner Dr, Meadow Rd, Sams Hill Rd, Coconut Ln | $120,500 | $110,000 | $125,000-$150,000 | $137,000 | $120,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $552 |
| Superior Protection Discount | -$67 | $599 |
| Fire & Security Discount | -$47 | $619 |
| Hail Resistant Roof Discount | -$20 | $645 |
| Newly Constructed Home Discount | -$186 | $479 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| San Diego County | $2,500 | $1,368 | $3,868 | $994 | $3,494 | $374 |
| Bostonia, CA | $700 | $657 | $1,357 | $478 | $1,178 | $180 |
| Rancho San Diego, CA | $500 | $929 | $1,429 | $675 | $1,175 | $254 |
| Spring Valley, CA | $700 | $787 | $1,487 | $572 | $1,272 | $215 |
| Lemon Grove, CA | $200 | $810 | $1,010 | $589 | $789 | $221 |
| Ramona, CA | $1,000 | $1,213 | $2,213 | $881 | $1,881 | $331 |
| Rancho Santa Fe, CA | $300 | $815 | $1,115 | $592 | $892 | $223 |
| Oceanside-Escondido, CA | $1,500 | $1,415 | $2,915 | $1,028 | $2,528 | $387 |
| Carlsbad, CA | $300 | $1,329 | $1,629 | $966 | $1,266 | $363 |
| Borrego Springs, CA | $500 | $590 | $1,090 | $429 | $929 | $161 |
| Jacumba, CA | $2,000 | $548 | $2,548 | $398 | $2,398 | $150 |
| Home Insurance Company Bostonia, CA | Homeowners Insurance Agency Bostonia, CA | Address | Popularity Score | Distance from Bostonia (miles) |
|---|---|---|---|---|
| Travelers | Pickering Insurance Services Inc | 1365 W Vista Way Ste 200, Vista, CA, 92083 | 32.0 | |
| Liberty Mutual Independent | Teague Insurance Agency Inc | 4700 Spring St 4th Fl, La Mesa, CA, 91942 | 5.9 | |
| State Farm | Nathan Zurek | 7185 Navajo Rd Ste B, San Diego, CA, 92119-1699 | 5.8 | |
| Travelers | Hartley Cylke Pacific Insurance Services | 2747 University Ave, San Diego, CA, 92104 | 12.2 | |
| State Farm | Sharon Robinson | 3914 Murphy Canyon Rd Ste A252, San Diego, CA, 92123-4424 | 10.2 | |
| State Farm | Jeff Vincelett | 7290 Navajo Rd Ste 112, San Diego, CA, 92119-1631 | 5.7 | |
| Allstate | Lisa Frontis Bentley | 7510 Clrmt Msa Blvd Ste 106, San Diego, CA, 92111 | 12.5 | |
| Allstate | Damion Anglin (Usmc) Vet | 6690 Mission Gorge Rd Ste G, San Diego, CA, 92120 | 9.2 | |
| State Farm | Ray Bello | 5464 Baltimore Dr Ste C, La Mesa, CA, 91942-2074 | 5.9 | |
| State Farm | Coleman Meshack | 6030 Santo Rd Ste H, San Diego, CA, 92124-1196 | 9.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Diego County, CA | $484,900 | $1,384 | $1,020 | $1,880 | $860 |
| Bostonia, CA | $293,900 | $665 | $490 | $900 | $410 |
| Rancho San Diego, CA | $560,100 | $940 | $700 | $1,280 | $580 |
| Spring Valley, CA | $407,200 | $797 | $590 | $1,080 | $490 |
| Lemon Grove, CA | $367,700 | $820 | $610 | $1,110 | $500 |
| Ramona, CA | $448,800 | $1,228 | $910 | $1,670 | $760 |
| Rancho Santa Fe, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |
| Oceanside-Escondido, CA | $468,300 | $1,432 | $1,060 | $1,950 | $890 |
| Carlsbad, CA | $713,600 | $1,345 | $1,000 | $1,830 | $830 |
| Borrego Springs, CA | $158,800 | $597 | $440 | $810 | $370 |
| Jacumba, CA | $129,900 | $555 | $410 | $750 | $340 |