Gavop shows you how to buy homeowners insurance in Portales, NM by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $106,500 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $120,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $155,500 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $206,000 | $180,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$58 | $586 |
| Home and Two Car | -$109 | $534 |
| Home and Three Car | -$154 | $489 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,368 |
| Hail Damage | $4,759 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,218 |
| Home Insurance Company Portales, NM | Homeowners Insurance Agency Portales, NM | Address | Popularity Score | Distance from Portales (miles) |
|---|---|---|---|---|
| Allstate | Nick Wiegel | 501 Commerce Way, Clovis, NM, 88101 | 15.0 | |
| Farmers | Matt Matlock | 3213 N Prince St, Clovis, NM, 88101 | 16.0 | |
| State Farm | David Bonner | 310 S Main Ave, Portales, NM, 88130-6218 | 4.8 | |
| State Farm | Dennis Baker | 807 Lexington Rd, Clovis, NM, 88101-4466 | 15.4 | |
| State Farm | Doug Saul | 2120 Ross St, Clovis, NM, 88101-3713 | 15.2 | |
| State Farm | Mike Morris | 116 E 11th St, Clovis, NM, 88101-5966 | 14.4 | |
| State Farm | Don Abernathy | 2025 N Prince St, Clovis, NM, 88101-4858 | 15.2 | |
| Travelers | Hunton Insurance Inc | 122 South Avenue A, Portales, NM, 88130 | 4.9 | |
| Travelers | Hunton Insurance Inc | 122 South Ave A, Portales, NM, 88130 | 5.3 | |
| Travelers | Kws Independent Ins Services Inc | 2400 N Main St Ste G, Clovis, NM, 88101 | 15.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Mexico | $163,900 | $870 | $630 | $1,210 | $580 |
| Roosevelt County, NM | $114,300 | $646 | $460 | $900 | $440 |
| Portales, NM | $113,000 | $643 | $470 | $910 | $440 |
| Clovis, NM | $132,800 | $785 | $530 | $1,080 | $550 |
| Muleshoe, TX | $68,500 | $964 | $640 | $1,480 | $840 |
| Bailey County, TX | $68,000 | $962 | $630 | $1,480 | $850 |
| Parmer County, TX | $86,200 | $1,033 | $680 | $1,590 | $910 |
| Broadview, NM | $151,300 | $846 | $570 | $1,200 | $630 |
| Sudan, TX | $55,300 | $1,274 | $840 | $1,960 | $1,120 |
| Earth, TX | $77,400 | $1,406 | $930 | $2,170 | $1,240 |
| Amherst, TX | $52,100 | $1,252 | $830 | $1,930 | $1,100 |