Gavop tells you how to get the best homeowners insurance in Dunkirk, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Dunkirk, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Touring Rte 82, Bucknor St, E Talcott St, W Chestnut St, S Beagle St, S Ocelot St, Zortilla St, Stanislaus Ave, Franklin Ave, E Benton St | $71,500 | $70,000 | $50,000-$75,000 | $68,500 | $60,000 | $50,000-$75,000 |
| Pike St, W Courtney St, Lake Shore Dr E, S Zebra St, E Chestnut St, Co Rd 136, E 3rd St, Bataan Ave, Columbus Ave, Market St | $107,000 | $100,000 | $100,000-$125,000 | $56,500 | $50,000 | $25,000-$50,000 |
| Plover St, Nichols Ave, Stegelske Ave, Seel St, W Talcott St, Brooks Ave, W Doughty St, Lincoln Ave, W 4th St, Mullet St | $76,500 | $70,000 | $75,000-$100,000 | $71,000 | $60,000 | $50,000-$75,000 |
| Ice Cream Dr, Sisson St, W Green St, W Tenney St, W Benton St, W 6th St, Otter St, N Beagle St, W 7th St, Lake Shore Dr W | $67,000 | $60,000 | $50,000-$75,000 | $43,500 | $40,000 | $25,000-$50,000 |
| Moffat St, S Serval St, Ounce St, Deer St, Veterans Dr, Albany Ave, E Green St, Antelope St, Kosciuszko Ave, Greco Ln | $103,000 | $80,000 | $100,000-$125,000 | $42,000 | $30,000 | $25,000-$50,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$184 | $784 |
| Superior Protection Discount | -$87 | $881 |
| Fire & Security Discount | -$77 | $891 |
| Hail Resistant Roof Discount | -$29 | $939 |
| Newly Constructed Home Discount | -$194 | $775 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chautauqua County | $1,000 | $1,211 | $2,211 | $880 | $1,880 | $331 |
| Dunkirk, NY | $2,000 | $957 | $2,957 | $695 | $2,695 | $261 |
| Angola, NY | $400 | $591 | $991 | $429 | $829 | $161 |
| Bemus Point, NY | $1,500 | $772 | $2,272 | $561 | $2,061 | $211 |
| New Albion, NY | $500 | $592 | $1,092 | $430 | $930 | $162 |
| Lakewood, NY | $1,000 | $592 | $1,592 | $430 | $1,430 | $162 |
| East Randolph, NY | $500 | $585 | $1,085 | $425 | $925 | $160 |
| French Creek, NY | $2,500 | $583 | $3,083 | $424 | $2,924 | $159 |
| Northwest Harborcreek, PA | $300 | $706 | $1,006 | $513 | $813 | $193 |
| Conewango, PA | $2,500 | $592 | $3,092 | $430 | $2,930 | $162 |
| North Warren, PA | $200 | $608 | $808 | $442 | $642 | $166 |
| Williamsville, NY | $1,000 | $618 | $1,618 | $449 | $1,449 | $169 |
| Home Insurance Company Dunkirk, NY | Homeowners Insurance Agency Dunkirk, NY | Address | Popularity Score | Distance from Dunkirk (miles) |
|---|---|---|---|---|
| Allstate | Ellington Agency | 119 Main St, Randolph, NY, 14772 | 29.0 | |
| Travelers | Gpa Insurance Agency Inc | 520 Lee Entrance Suite 120, Amherst, NY, 14228 | 45.5 | |
| Travelers | Johnson & Hens Agency Inc | 1136 Central Ave, Dunkirk, NY, 14048 | 1.4 | |
| Allstate | Karen Butterson | 982 Maple Rd, Williamsville, NY, 14221 | 46.0 | |
| Allstate | The Wasik Agency | 3990 Mckinley Pkwy Ste 2, Blasdell, NY, 14219 | 33.5 | |
| Allstate | Brocton Agency | 13 W Main St, Brocton, NY, 14716 | 8.4 | |
| Travelers | Jem Insurance Agency Inc | 950-A Union Rd #16, West Seneca, NY, 14224 | 38.0 | |
| Nationwide | Ruth T. Eckstrom | 192 E Main St, Fredonia, NY, 14063-1410 | 2.5 | |
| Travelers | Pag Agency Inc | 1660 Kensington Avenue, Buffalo, NY, 14215 | 42.2 | |
| State Farm | Dan Hawrylczak | 1335 Hertel Ave, Buffalo, NY, 14216-2832 | 40.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,650 | $860 |
| Chautauqua County, NY | $85,800 | $1,226 | $850 | $1,750 | $900 |
| Dunkirk, NY | $64,300 | $968 | $700 | $1,350 | $650 |
| Angola, NY | $113,400 | $598 | $430 | $830 | $400 |
| Bemus Point, NY | $203,600 | $781 | $520 | $1,090 | $570 |
| New Albion, NY | $68,800 | $599 | $410 | $830 | $420 |
| Lakewood, NY | $114,900 | $599 | $430 | $860 | $430 |
| East Randolph, NY | $81,500 | $592 | $430 | $830 | $400 |
| French Creek, NY | $96,200 | $590 | $420 | $840 | $420 |
| Northwest Harborcreek, PA | $154,900 | $715 | $490 | $1,010 | $520 |
| Conewango, PA | $101,800 | $599 | $430 | $860 | $430 |
| North Warren, PA | $108,300 | $615 | $450 | $870 | $420 |
| Williamsville, NY | $164,600 | $626 | $440 | $880 | $440 |