Gavop's guide to buying homeowners insurance in Manchester, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Manchester, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Mimosa Dr, C-Me St, Hamilton St, Longstreet Rd, Sonic St, Hanging Rock Ln, Candlebrush Dr, Buff Cir, S Mitchley St, Chapel Hill Rd | $175,000 | $150,000 | $175,000-$200,000 | $81,000 | $70,000 | $75,000-$100,000 |
| Palestine Rd, Big Bay Rd, Grenado St, Trinity Gardens Ln, Wolfpoint Dr, Gruber Rd, Seay St, Petty St, Chara Ct, State Rd 2458 | $167,000 | $150,000 | $150,000-$175,000 | $164,000 | $140,000 | $125,000-$150,000 |
| Amesbury Rd, Goodyear Dr, Ardennes Rd, S Lucas Dr, Tangletree Dr, John St, Crescent Dr, Douve Pl, Honeycutt Rd, State Rd 1679 | $162,500 | $140,000 | $175,000-$200,000 | $163,500 | $150,000 | $175,000-$200,000 |
| Fortress St, State Rd 1798, State Rd 1786, Romie St, Dusty Ln, Woodmaster Dr, Pelham St, Gruber Rd, White Pine Dr, Norris St | $148,500 | $140,000 | $125,000-$150,000 | $77,500 | $70,000 | $75,000-$100,000 |
| Eclipse Dr, Brenda Cir, Lae St, Dunham St, Elliot Bridge Rd, Elma St, Myrtle St, Armistead St, Wilkins Dr, Lee St | $221,500 | $190,000 | $200,000-$250,000 | $150,000 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $723 |
| Superior Protection Discount | -$87 | $784 |
| Fire & Security Discount | -$87 | $784 |
| Hail Resistant Roof Discount | -$17 | $854 |
| Newly Constructed Home Discount | -$218 | $653 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cumberland County | $1,000 | $741 | $1,741 | $538 | $1,538 | $202 |
| Manchester, NC | $1,500 | $861 | $2,361 | $625 | $2,125 | $235 |
| Mingo, NC | $500 | $536 | $1,036 | $390 | $890 | $147 |
| Black River, NC | $2,500 | $732 | $3,232 | $532 | $3,032 | $200 |
| Spivey's Corner, NC | $100 | $975 | $1,075 | $709 | $809 | $266 |
| Oakland, NC | $2,000 | $1,103 | $3,103 | $801 | $2,801 | $301 |
| Maxton, NC | $300 | $569 | $869 | $413 | $713 | $155 |
| Ingrams, NC | $1,500 | $674 | $2,174 | $489 | $1,989 | $184 |
| South Clinton, NC | $400 | $551 | $951 | $401 | $801 | $151 |
| St. Marys, NC | $2,500 | $723 | $3,223 | $525 | $3,025 | $198 |
| Britts, NC | $100 | $371 | $471 | $269 | $369 | $101 |
| Lisbon, NC | $700 | $579 | $1,279 | $421 | $1,121 | $158 |
| Home Insurance Company Manchester, NC | Homeowners Insurance Agency Manchester, NC | Address | Popularity Score | Distance from Manchester (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Snipes Insurance Service Inc | 105 N Wilson Ave, Dunn, NC, 28334 | 24.9 | |
| State Farm | Teri Larocca | 6406 Mccrimmon Pkwy Ste 200, Morrisville, NC, 27560-8145 | 46.5 | |
| State Farm | Amanda Hagood | 3518 Wade Ave Ste B, Raleigh, NC, 27607-4068 | 47.3 | |
| State Farm | Chris Vecchio | 10970 Chapel Hill Rd Ste 106, Morrisville, NC, 27560-6238 | 48.2 | |
| State Farm | Cambry Moody | 422 Mcarthur Rd Ste 1, Fayetteville, NC, 28311-6924 | 8.2 | |
| Allstate | Jeremy Hathcock | 102 Siler Xing Ste 2, Siler City, NC, 27344 | 45.5 | |
| Allstate | Walt Dunn | 4040 Ed Dr Ste 105, Raleigh, NC, 27612 | 48.4 | |
| Liberty Mutual Independent | Trapp Insurance Group Inc | 1135 Kildaire Farm Rd Ste 307, Cary, NC, 27511 | 43.2 | |
| Allstate | Walt Dunn | 3544 Davis Dr, Morrisville, NC, 27560 | 45.5 | |
| Travelers | Clayton Insurance Agency | 344 Wilson Rd, Sanford, NC, 27332 | 20.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,270 | $630 |
| Cumberland County, NC | $131,200 | $750 | $500 | $1,040 | $540 |
| Manchester, NC | $90,000 | $871 | $620 | $1,200 | $580 |
| Mingo, NC | $85,200 | $543 | $400 | $780 | $380 |
| Black River, NC | $158,000 | $741 | $500 | $1,060 | $560 |
| Spivey's Corner, NC | $187,500 | $987 | $670 | $1,410 | $740 |
| Oakland, NC | $229,300 | $1,116 | $810 | $1,530 | $720 |
| Maxton, NC | $60,400 | $576 | $390 | $790 | $400 |
| Ingrams, NC | $122,300 | $682 | $460 | $970 | $510 |
| South Clinton, NC | $87,900 | $558 | $410 | $790 | $380 |
| St. Marys, NC | $155,000 | $732 | $530 | $1,050 | $520 |
| Britts, NC | $58,000 | $375 | $260 | $540 | $280 |
| Lisbon, NC | $92,900 | $586 | $390 | $800 | $410 |