How Can I Make My Washington, NJ Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Washington, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Washington, NJ Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $62,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $154,500 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $173,500 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $329,500 | $300,000 | $300,000-$350,000 |
| 5 Bedroom | $272,500 | $250,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Washington, NJ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$161 | $733 |
| Superior Protection Discount | -$80 | $813 |
| Fire & Security Discount | -$80 | $813 |
| Hail Resistant Roof Discount | -$27 | $867 |
| Newly Constructed Home Discount | -$179 | $715 |
Choose the Right Deductible for your Washington, NJ Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gloucester County | $1,000 | $846 | $1,846 | $615 | $1,615 | $231 |
| Washington, NJ | $2,500 | $883 | $3,383 | $642 | $3,142 | $241 |
| Gloucester, NJ | $100 | $705 | $805 | $513 | $613 | $193 |
| Clayton, NJ | $1,500 | $686 | $2,186 | $499 | $1,999 | $188 |
| Glenolden, PA | $100 | $657 | $757 | $477 | $577 | $180 |
| Mount Laurel, NJ | $1,500 | $797 | $2,297 | $579 | $2,079 | $218 |
| Millville, NJ | $300 | $632 | $932 | $459 | $759 | $173 |
| Cedarville, NJ | $700 | $707 | $1,407 | $514 | $1,214 | $193 |
| North Wales, PA | $500 | $851 | $1,351 | $618 | $1,118 | $232 |
| Chalfont, PA | $2,000 | $1,064 | $3,064 | $773 | $2,773 | $291 |
| Mystic Island, NJ | $200 | $697 | $897 | $507 | $707 | $191 |
| Atglen, PA | $2,500 | $830 | $3,330 | $603 | $3,103 | $227 |
Identify Top Home Insurance Agents near Washington, NJ | Back to Top
| Home Insurance Company Washington, NJ | Homeowners Insurance Agency Washington, NJ | Address | Popularity Score | Distance from Washington (miles) |
|---|---|---|---|---|
| Travelers | The Mcmahon Agency Inc | 2131 Asbury Ave, Ocean City, NJ, 8226 | 41.9 | |
| Farmers | Agency Plus By Marcy Maguire | 590s Highway 130, East Windsor, NJ, 8520 | 45.0 | |
| Travelers | John Hill Agency | 635 Route 9, Bayville, NJ, 8721 | 49.7 | |
| Liberty Mutual Independent | Borden Perlman Salisbury & Kelly | 250 Phillips Blvd Ste 280, Ewing, NJ, 8618 | 39.7 | |
| Allstate | Pat Egberts | 1575 Almonesson Rd, Deptford, NJ, 8096 | 5.5 | |
| Farmers | William Boldizar | 1119 S Black Horse Pike, Blackwood, NJ, 8012 | 2.7 | |
| Travelers | Kollman Group | 2021 Rte 9 Unite 5, Linwood, NJ, 8221 | 38.6 | |
| Farmers | Sharon Ammann | 421 S Route 73 Ste 5, Berlin, NJ, 8009 | 8.5 | |
| Liberty Mutual Independent | A D Martin Commercial Insurance Services | 32 S Main St, Mullica Hill, NJ, 8062 | 8.3 | |
| Allstate | Larry Lerman | 47 E Kings Hwy, Audubon, NJ, 8106 | 9.6 |
Compare Rates for Washington, NJ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $780 | $1,540 | $760 |
| Gloucester County, NJ | $213,800 | $857 | $570 | $1,180 | $610 |
| Washington, NJ | $240,300 | $894 | $620 | $1,260 | $640 |
| Gloucester, NJ | $196,800 | $714 | $480 | $1,020 | $540 |
| Clayton, NJ | $185,900 | $695 | $510 | $990 | $480 |
| Glenolden, PA | $154,600 | $665 | $460 | $950 | $490 |
| Mount Laurel, NJ | $257,000 | $806 | $590 | $1,150 | $560 |
| Millville, NJ | $156,900 | $639 | $470 | $900 | $430 |
| Cedarville, NJ | $139,700 | $716 | $490 | $1,000 | $510 |
| North Wales, PA | $233,600 | $861 | $630 | $1,190 | $560 |
| Chalfont, PA | $328,300 | $1,077 | $780 | $1,530 | $750 |
| Mystic Island, NJ | $192,200 | $706 | $480 | $1,010 | $530 |
| Atglen, PA | $222,300 | $840 | $600 | $1,180 | $580 |
Research Home Insurance Companies Reviews in Washington, NJ Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: October 24, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Customer Service
I have never made a claim under my State Farm home insurance policy. I have been with State Farm for many years. I have had occasion to call the office. I always find customer service to be polite and helpful.
Date: July 11, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
The customer service for State Farm has generally been good. I have had more positive experiences in person however, than over the phone.