Gavop tells you how to get the best homeowners insurance in Bedford, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $238,000 | $220,000 | $250,000-$300,000 |
| 2 Bedroom | $612,500 | $510,000 | $600,000-$700,000 |
| 3 Bedroom | $745,500 | $690,000 | $700,000-$800,000 |
| 4 Bedroom | $836,500 | $670,000 | $600,000-$700,000 |
| 5 Bedroom | $1,739,500 | $1,550,000 | More than 10,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $694 |
| Superior Protection Discount | -$85 | $761 |
| Fire & Security Discount | -$76 | $770 |
| Hail Resistant Roof Discount | -$17 | $829 |
| Newly Constructed Home Discount | -$245 | $601 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,312 |
| Hail Damage | $5,587 |
| Wind Damage | $10,517 |
| Expensive Claims | |
| Fire | $37,492 |
| Accidental Discharge/Leakage | $8,280 |
| Optional Coverage Losses | $7,991 |
| Home Insurance Company Bedford, NY | Homeowners Insurance Agency Bedford, NY | Address | Popularity Score | Distance from Bedford (miles) |
|---|---|---|---|---|
| State Farm | John O'Brien | 2016 Central Park Ave, Yonkers, NY, 10710-2444 | 20.0 | |
| State Farm | Kate Rhee | 315 5th Ave Rm 1004, New York, NY, 10016-6510 | 37.0 | |
| Travelers | Bnc Insurance Agency Inc | 111 S Ridge St, Rye Brook, NY, 10573 | 15.4 | |
| Liberty Mutual Independent | Bluestone Brokerage Llc | 84 Business Park Dr Ste 111, Armonk, NY, 10504 | 7.6 | |
| State Farm | Tamara Lanza | 18 Halstead Ave, Harrison, NY, 10528-4003 | 18.4 | |
| Liberty Mutual Independent | Clg | 172 Main St, Nanuet, NY, 10954 | 20.4 | |
| Allstate | Daniel Orrichio | 6622 11th Ave, Brooklyn, NY, 11219 | 45.0 | |
| State Farm | Matt Spector | 987 Main St, Peekskill, NY, 10566-2903 | 14.0 | |
| Allstate | Pavneet Singh | 1560 Myrtle Ave Fl 2, Brooklyn, NY, 11237 | 38.5 | |
| State Farm | Tony Bragg | 776 White Plains Rd, Scarsdale, NY, 10583-5005 | 18.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,620 | $820 |
| Westchester County, NY | $513,300 | $1,103 | $780 | $1,530 | $750 |
| Bedford, NY | $733,300 | $846 | $580 | $1,210 | $630 |
| Fort Montgomery, NY | $273,500 | $1,066 | $740 | $1,520 | $780 |
| Cornwall-on-Hudson, NY | $310,000 | $1,255 | $900 | $1,740 | $840 |
| Huntington Bay, NY | $1,091,500 | $1,027 | $690 | $1,470 | $780 |
| Oyster Bay, NY | $485,900 | $861 | $590 | $1,210 | $620 |
| Elwood, NY | $494,100 | $845 | $610 | $1,200 | $590 |
| Freedom Plains, NY | $207,500 | $793 | $560 | $1,120 | $560 |
| Millbrook, NY | $356,400 | $1,530 | $1,030 | $2,190 | $1,160 |
| Hempstead, NY | $421,300 | $1,325 | $940 | $1,880 | $940 |
| Staatsburg, NY | $264,100 | $1,021 | $750 | $1,420 | $670 |
| Wading River, NY | $398,900 | $985 | $670 | $1,390 | $720 |