Gavop tells you how to get the best homeowners insurance in Somerset County, ME by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $32,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $82,500 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $100,000 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $108,500 | $100,000 | $75,000-$100,000 |
| 5 Bedroom | $302,500 | $280,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$159 | $679 |
| Superior Protection Discount | -$75 | $763 |
| Fire & Security Discount | -$92 | $746 |
| Hail Resistant Roof Discount | -$17 | $822 |
| Newly Constructed Home Discount | -$176 | $663 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Somerset County | $2,000 | $829 | $2,829 | $602 | $2,602 | $226 |
| Somerset County, ME | $700 | $829 | $1,529 | $602 | $1,302 | $226 |
| Jackman, ME | $200 | $632 | $832 | $460 | $660 | $173 |
| The Forks, ME | $200 | $645 | $845 | $469 | $669 | $176 |
| Beaver Cove, ME | $2,500 | $831 | $3,331 | $604 | $3,104 | $227 |
| Bingham, ME | $2,500 | $500 | $3,000 | $363 | $2,863 | $137 |
| Central Somerset, ME | $400 | $622 | $1,022 | $452 | $852 | $170 |
| Guilford, ME | $2,500 | $594 | $3,094 | $432 | $2,932 | $162 |
| Kingfield, ME | $100 | $640 | $740 | $465 | $565 | $175 |
| Sangerville, ME | $1,000 | $581 | $1,581 | $422 | $1,422 | $159 |
| Home Insurance Company Somerset County, ME | Homeowners Insurance Agency Somerset County, ME | Address | Popularity Score | Distance from Somerset County (miles) |
|---|---|---|---|---|
| Travelers | Blackwell Insurance Agency | 311 Corinna Road Suite B, Dexter, ME, 4930 | 48.3 | |
| Allstate | Varney Agency Inc | 60 Church St, Dexter, ME, 4930 | 47.2 | |
| Travelers | Varney Agency Inc | 143 E Main St, Dover Foxcroft, ME, 4426 | 42.9 | |
| Allstate | Varney Agency | Pritham Avepo Box 525, Greenville, ME, 4441 | 18.3 | |
| Travelers | Varney Agency Ellsworth | 63 Main St, Anson, ME, 4911 | 49.2 | |
| Allstate | Howard & Co George | 9 E Main St # 219, Dover Foxcroft, ME, 4426 | 42.6 | |
| Allstate | Northern Ins Agy | 346 Main Street, Jackman, ME, 4945 | 15.2 | |
| Travelers | George E Howard & Company Inc | 48 Main Street, Dexter, ME, 4930 | 46.3 | |
| Travelers | Varney Agency Ellsworth | 60 Church St, Dexter, ME, 4930 | 47.2 | |
| Allstate | Morton & Furbish | 2563 Main St, Rangeley, ME, 4970 | 49.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $540 | $1,040 | $500 |
| Somerset County, ME | $108,000 | $839 | $600 | $1,190 | $590 |
| Somerset County, ME | $108,000 | $839 | $580 | $1,200 | $620 |
| Jackman, ME | $131,900 | $640 | $430 | $880 | $450 |
| The Forks, ME | $137,500 | $653 | $480 | $930 | $450 |
| Beaver Cove, ME | $241,700 | $841 | $560 | $1,200 | $640 |
| Bingham, ME | $85,100 | $506 | $370 | $700 | $330 |
| Central Somerset, ME | $127,800 | $630 | $430 | $880 | $450 |
| Guilford, ME | $116,700 | $601 | $430 | $840 | $410 |
| Kingfield, ME | $135,600 | $648 | $470 | $900 | $430 |
| Sangerville, ME | $111,900 | $588 | $390 | $820 | $430 |