Gavop's guide to buying homeowners insurance in Alexandria, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $72,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $195,500 | $160,000 | $175,000-$200,000 |
| 3 Bedroom | $254,000 | $210,000 | $250,000-$300,000 |
| 4 Bedroom | $242,000 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $414,000 | $350,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$156 | $711 |
| Superior Protection Discount | -$78 | $789 |
| Fire & Security Discount | -$78 | $789 |
| Hail Resistant Roof Discount | -$26 | $841 |
| Newly Constructed Home Discount | -$225 | $641 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,312 |
| Hail Damage | $5,479 |
| Wind Damage | $9,916 |
| Expensive Claims | |
| Fire | $37,853 |
| Accidental Discharge/Leakage | $8,884 |
| Optional Coverage Losses | $8,073 |
| Home Insurance Company Alexandria, KY | Homeowners Insurance Agency Alexandria, KY | Address | Popularity Score | Distance from Alexandria (miles) |
|---|---|---|---|---|
| Erie | Mansfield Insurance Agency Inc. | 2940 Hebron Park Drive Suite 202, Hebron, KY, 41048 | 18.7 | |
| Allstate | Dennis Grothaus | 970 Dudley Pike Ste A, Edgewood, KY, 41017 | 9.2 | |
| Allstate | Lora L. Lee | 2021 Alexandria Pike Ste A, Highland Heights, KY, 41076 | 6.5 | |
| State Farm | Garrick Straub | 4135 Alexandria Pike Ste 107, Cold Spring, KY, 41076-6801 | 4.9 | |
| State Farm | Joel Bergantino | 2087 Centennial Blvd, Independence, KY, 41051-7042 | 8.8 | |
| Allstate | Tonya Sharp Staten | 2091 N Bend Rd Ste 140, Hebron, KY, 41048 | 19.6 | |
| Liberty Mutual Independent | Gross Insurance Agency | 26 North Avenue Fort Thomas, Fort Thomas, KY, 41075 | 8.7 | |
| State Farm | John Hoffman | 2156 Declaration Dr, Independence, KY, 41051-7034 | 9.2 | |
| State Farm | Adam Worrell | 1892 Petersburg Rd, Hebron, KY, 41048-9609 | 18.4 | |
| State Farm | Ed Schadler | 998 Dudley Pike, Edgewood, KY, 41017-8174 | 9.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $610 | $1,280 | $670 |
| Campbell County, KY | $160,700 | $949 | $670 | $1,340 | $670 |
| Alexandria, KY | $177,300 | $867 | $580 | $1,240 | $660 |
| New Richmond, OH | $152,300 | $748 | $520 | $1,050 | $530 |
| Amelia, OH | $146,900 | $685 | $500 | $950 | $450 |
| Piner-Visalia, KY | $168,400 | $848 | $620 | $1,170 | $550 |
| Pendleton County, KY | $106,400 | $681 | $500 | $940 | $440 |
| Greenhills, OH | $113,900 | $661 | $440 | $910 | $470 |
| Burlington, KY | $176,100 | $864 | $620 | $1,240 | $620 |
| Cleves, OH | $159,400 | $762 | $530 | $1,080 | $550 |
| Gallatin County, KY | $109,900 | $693 | $490 | $960 | $470 |
| Russellville, OH | $77,900 | $558 | $380 | $790 | $410 |
| Whiteoak, OH | $89,200 | $593 | $430 | $820 | $390 |