Gavop shows you how to buy homeowners insurance in Ruckersville, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Ruckersville, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sam Durrer Rd, Snapdragon Rd, Maple Tree Ln, Spring Oaks Ln, Magnolia Ct, Lyon Ln, Rose Rd, Mohican Trl, Matthew Mill Rd, Rudolph St | $237,000 | $190,000 | $200,000-$250,000 | $226,000 | $200,000 | $175,000-$200,000 |
| State Rte 1009, London Ct, Wilhoits Mill Rd, Luck Stone Rd, Summit Dr, Rippin Run Rd, State Rte 660, Still Pond Rd, Haneys Park Ln, Morton Ln | $199,500 | $180,000 | $200,000-$250,000 | $273,500 | $230,000 | $250,000-$300,000 |
| State Rte 657, Begonia Rd, Whitethorn Ct, Wyndham Dr, Hagen Ln, Dunnes Shop Rd, Sundance Ct, Ridgemont Rd, Little Walnut Way, Moore Rd | $219,000 | $200,000 | $175,000-$200,000 | $451,500 | $420,000 | $500,000-$600,000 |
| Greene Lea Dr, M & M Rd, Aviemore Ln, State Rte 629, Heatherton Dr, State Rte 641, Spring Hill Rd, Breezewood Pl, Toms Rd, Iroquois Trl | $332,000 | $310,000 | $300,000-$350,000 | $411,500 | $380,000 | $400,000-$500,000 |
| US Hwy 29, Heights Hill Rd, Lake, State Rte 1140, Windsong Rd, Wind Ridge Dr, State Rte 617, New Life Dr, Vine Ln, Cedar Ln | $212,500 | $190,000 | $200,000-$250,000 | $215,000 | $180,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $675 |
| Superior Protection Discount | -$73 | $740 |
| Fire & Security Discount | -$57 | $756 |
| Hail Resistant Roof Discount | -$16 | $797 |
| Newly Constructed Home Discount | -$236 | $577 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Greene County | $2,000 | $776 | $2,776 | $564 | $2,564 | $212 |
| Ruckersville, VA | $2,500 | $803 | $3,303 | $584 | $3,084 | $220 |
| Hollymead, VA | $100 | $826 | $926 | $600 | $700 | $226 |
| Stanardsville, VA | $700 | $731 | $1,431 | $531 | $1,231 | $200 |
| Locust Dale, VA | $400 | $977 | $1,377 | $710 | $1,110 | $267 |
| Patrick Henry, VA | $2,000 | $864 | $2,864 | $628 | $2,628 | $236 |
| Mineral, VA | $500 | $902 | $1,402 | $656 | $1,156 | $247 |
| Massanetta Springs, VA | $2,000 | $1,118 | $3,118 | $813 | $2,813 | $306 |
| Dooms, VA | $300 | $832 | $1,132 | $605 | $905 | $227 |
| Mount Sidney, VA | $2,500 | $895 | $3,395 | $651 | $3,151 | $245 |
| Chester Gap, VA | $300 | $864 | $1,164 | $628 | $928 | $236 |
| Warrenton, VA | $700 | $846 | $1,546 | $615 | $1,315 | $231 |
| Home Insurance Company Ruckersville, VA | Homeowners Insurance Agency Ruckersville, VA | Address | Popularity Score | Distance from Ruckersville (miles) |
|---|---|---|---|---|
| State Farm | Cynthia Shifflett | 8767 Seminole Trl Ste 104, Ruckersville, VA, 22968-3493 | 0.7 | |
| Allstate | Watson & Durrer Insurance | 8726 Seminole Trl Ste 3 Po Box 590, Ruckersville, VA, 22968 | 0.8 | |
| Liberty Mutual Independent | Towe Insurance Service Inc | 304 E Jefferson St, Charlottesville, VA, 22902 | 15.3 | |
| State Farm | Billy Hale | 2721 S Seminole Trl, Madison, VA, 22727-2573 | 9.0 | |
| Travelers | Lake Anna Insurance Agency Llc | 111 Ave, Mineral, VA, 23117 | 28.8 | |
| Allstate | Alice Miller | 568 Waterloo Rd Ste 104, Warrenton, VA, 20186 | 44.8 | |
| Nationwide | Robert D Tolsma | 280 Shen Elk Plaza, Elkton, VA, 22827-1166 | 19.3 | |
| Travelers | Bankers Insurance Llc | 320 N Central Ave, Staunton, VA, 24401 | 39.4 | |
| State Farm | Shannon Lokey | 9 Killdeer Ln, Dayton, VA, 22821-9745 | 34.2 | |
| Allstate | Ralph King Pace | 1859 Seminole Trl, Charlottesville, VA, 22901 | 11.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,320 | $630 |
| Greene County, VA | $242,500 | $785 | $530 | $1,090 | $560 |
| Ruckersville, VA | $270,000 | $813 | $580 | $1,110 | $530 |
| Hollymead, VA | $293,100 | $836 | $590 | $1,190 | $600 |
| Stanardsville, VA | $206,100 | $740 | $500 | $1,020 | $520 |
| Locust Dale, VA | $287,700 | $989 | $710 | $1,400 | $690 |
| Patrick Henry, VA | $202,100 | $874 | $630 | $1,230 | $600 |
| Mineral, VA | $226,400 | $913 | $670 | $1,310 | $640 |
| Massanetta Springs, VA | $376,800 | $1,132 | $760 | $1,610 | $850 |
| Dooms, VA | $186,000 | $842 | $580 | $1,200 | $620 |
| Mount Sidney, VA | $221,500 | $906 | $630 | $1,260 | $630 |
| Chester Gap, VA | $201,900 | $874 | $600 | $1,240 | $640 |
| Warrenton, VA | $312,400 | $856 | $570 | $1,220 | $650 |