Gavop's guide to buying homeowners insurance in Pontotoc County, MS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Pontotoc County, MS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 111, Veterans Hwy E, Oak Grove Cir, Barton Rd, Co Rd 227, Co Rd 218, W Bolton St, Old Airport Rd N, Co Rd 33, Hwy 9 N | $108,000 | $100,000 | $100,000-$125,000 | $89,500 | $80,000 | $75,000-$100,000 |
| Co Rd 241, Co Rd 4, Co Rd 85, Boatwright Ln, Co Rd 182, Kiersten Rd, Hwy 341, E Green St, Co Rd 20, Co Rd 103 | $73,000 | $60,000 | $50,000-$75,000 | $59,500 | $50,000 | $50,000-$75,000 |
| Hester Ln, Pearlie Dr, O'Neil St, Co Rd 856, Bell Ln, Randolph Loop, Blackjack Rd, New Salem Rd, Salem Ln, Co Rd 124W | $97,000 | $80,000 | $75,000-$100,000 | $71,500 | $60,000 | $50,000-$75,000 |
| Lepard Rd, Wilson St, Caldwell Trl, Sunrise Dr, Buckyday Rd, Jefferson Rd W, Graham Rd, Tall Oaks, Co Rd 83, Co Rd 198 | $146,000 | $130,000 | $150,000-$175,000 | $60,000 | $50,000 | $50,000-$75,000 |
| Co Rd 117, N Gregory St, Country Village Ln, Co Rd 292, Rd 1, Kittahutty Trl, Meadowlark Dr, Anderson Rd, State Hwy 336, Lake Rd | $155,500 | $140,000 | $175,000-$200,000 | $64,500 | $60,000 | $75,000-$100,000 |
| Ellis Ln, Rabbit Creek Rd, Stark Rd, Boyd Dr, Moore Rd, Brown Ln, Old Monroe Rd W, Co Rd 135, Mask Ln, Co Rd 39 | $63,000 | $60,000 | $50,000-$75,000 | $54,500 | $50,000 | $50,000-$75,000 |
| Stockard Rd, Co Rd 180, State Hwy 41, Endville Rd, Lone Star Rd, Co Rd 231, Dunn Cir, Bethlehem Ln, State Hwy 6, Waldo Rd | $133,000 | $120,000 | $100,000-$125,000 | $96,500 | $80,000 | $75,000-$100,000 |
| Piney Grove Rd, Hillcrest Dr, Red Cir, Davis St, Co Rd 248, Co Rd 58, Campground Rd, North Rd, Co Rd 11, Woodland St | $163,000 | $150,000 | $175,000-$200,000 | $71,000 | $60,000 | $50,000-$75,000 |
| Clarence Clark Rd, Washington Rd, Danny Witt Ln, Co Rd 259, Ferguson Rd, Co Rd 176, Co Rd 78, State Hwy 336, Nature Dr, Boy Scout Rd | $111,000 | $90,000 | $100,000-$125,000 | $75,000 | $70,000 | $75,000-$100,000 |
| Aaron Rd, Katelyn Path, Aycock Ln, Wells Rd, Center Hill Rd, Carnathan Dr, McGreger Ln, Co Rd 8, Co Rd 55, Swords Ln | $146,000 | $120,000 | $100,000-$125,000 | $56,500 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $680 |
| Superior Protection Discount | -$71 | $719 |
| Fire & Security Discount | -$87 | $704 |
| Hail Resistant Roof Discount | -$16 | $775 |
| Newly Constructed Home Discount | -$158 | $632 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pontotoc County | $2,500 | $781 | $3,281 | $568 | $3,068 | $213 |
| Pontotoc County, MS | $2,000 | $781 | $2,781 | $568 | $2,568 | $213 |
| Blue Springs, MS | $400 | $997 | $1,397 | $724 | $1,124 | $272 |
| New Albany, MS | $2,500 | $890 | $3,390 | $647 | $3,147 | $243 |
| Mooreville, MS | $300 | $1,286 | $1,586 | $935 | $1,235 | $352 |
| Baldwyn, MS | $2,000 | $1,081 | $3,081 | $785 | $2,785 | $295 |
| Calhoun City, MS | $300 | $909 | $1,209 | $661 | $961 | $248 |
| Fulton, MS | $2,000 | $1,069 | $3,069 | $777 | $2,777 | $292 |
| Holly Springs, MS | $500 | $785 | $1,285 | $571 | $1,071 | $215 |
| Tremont, MS | $1,500 | $924 | $2,424 | $671 | $2,171 | $252 |
| Walthall, MS | $500 | $992 | $1,492 | $721 | $1,221 | $271 |
| New Hamilton, MS | $700 | $1,291 | $1,991 | $938 | $1,638 | $353 |
| Home Insurance Company Pontotoc County, MS | Homeowners Insurance Agency Pontotoc County, MS | Address | Popularity Score | Distance from Pontotoc County (miles) |
|---|---|---|---|---|
| State Farm | Amanda Parish | 223 E Madison St, Houston, MS, 38851-2320 | 22.9 | |
| Allstate | Oquien Bradley | 960 Barnes Crossing Rd, Tupelo, MS, 38804 | 20.0 | |
| Travelers | Smith & Riles Agency Llc | 1600 West Main St Ste C, Tupelo, MS, 38801 | 17.6 | |
| Allstate | Nathan Dyson | 704 Hillcrest Dr Ste B, Tupelo, MS, 38804 | 18.8 | |
| State Farm | Jimmy Carr | 2627a West Oxford Loop, Oxford, MS, 38655-5442 | 32.0 | |
| State Farm | Rich Potter | 71 S Thomas St, Tupelo, MS, 38801-4352 | 16.8 | |
| Travelers | Ridgecrest Insurance | 274 West Oxford Street, Pontotoc, MS, 38863 | 2.2 | |
| State Farm | Tillmon Calvert | 102 Enoch Ave, Tupelo, MS, 38801-4440 | 17.5 | |
| State Farm | Pam Brown | 408 East Bankhead, New Albany, MS, 38652-3911 | 18.3 | |
| State Farm | Manfred Saylors | 307 W College St, Booneville, MS, 38829-3314 | 40.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $800 | $1,590 | $790 |
| Pontotoc County, MS | $102,100 | $791 | $580 | $1,100 | $520 |
| Pontotoc County, MS | $102,100 | $791 | $580 | $1,100 | $520 |
| Blue Springs, MS | $86,700 | $1,009 | $680 | $1,380 | $700 |
| New Albany, MS | $127,100 | $901 | $620 | $1,290 | $670 |
| Mooreville, MS | $133,100 | $1,302 | $920 | $1,860 | $940 |
| Baldwyn, MS | $99,300 | $1,094 | $780 | $1,550 | $770 |
| Calhoun City, MS | $74,000 | $920 | $620 | $1,270 | $650 |
| Fulton, MS | $97,500 | $1,082 | $740 | $1,490 | $750 |
| Holly Springs, MS | $77,700 | $795 | $530 | $1,140 | $610 |
| Tremont, MS | $76,200 | $935 | $630 | $1,330 | $700 |
| Walthall, MS | $86,000 | $1,004 | $730 | $1,400 | $670 |
| New Hamilton, MS | $134,000 | $1,307 | $930 | $1,870 | $940 |