Gavop's guide to buying homeowners insurance in Elmore County, ID covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $91,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $133,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $155,000 | $140,000 | $175,000-$200,000 |
| 5 Bedroom | $230,500 | $220,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$54 | $617 |
| Home and Two Car | -$114 | $557 |
| Home and Three Car | -$154 | $516 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Elmore County | $1,500 | $663 | $2,163 | $481 | $1,981 | $181 |
| Elmore County, ID | $2,500 | $663 | $3,163 | $481 | $2,981 | $181 |
| Mountain Home, ID | $100 | $674 | $774 | $490 | $590 | $184 |
| Idaho City, ID | $700 | $613 | $1,313 | $445 | $1,145 | $167 |
| Robie Creek, ID | $300 | $647 | $947 | $470 | $770 | $177 |
| Camas County, ID | $2,000 | $572 | $2,572 | $415 | $2,415 | $156 |
| Boise Hills, ID | $100 | $713 | $813 | $518 | $618 | $195 |
| Bliss, ID | $2,500 | $553 | $3,053 | $402 | $2,902 | $151 |
| East Camas, ID | $500 | $669 | $1,169 | $486 | $986 | $183 |
| Hidden Spring, ID | $1,500 | $1,054 | $2,554 | $766 | $2,266 | $288 |
| Kuna, ID | $200 | $674 | $874 | $490 | $690 | $184 |
| Home Insurance Company Elmore County, ID | Homeowners Insurance Agency Elmore County, ID | Address | Popularity Score | Distance from Elmore County (miles) |
|---|---|---|---|---|
| Allstate | Kelly Wallace | 1843 S Broadway Ave Ste 202a, Boise, ID, 83706 | 38.7 | |
| Nationwide | Butler Insurance Services Incorporated | 9504 Fairview Ave, Boise, ID, 83704-8103 | 44.5 | |
| Liberty Mutual Independent | Hd Insurance | 175 East 50th Street, Boise, ID, 83714 | 43.5 | |
| State Farm | Corry Perkins | 4792 W Overland Rd Ste 200, Boise, ID, 83705-2818 | 41.0 | |
| State Farm | Kathleen Rankin | 6900 Overland Rd., Boise, ID, 83709-1907 | 42.2 | |
| Travelers | All American Insurance Inc | 929 N Main St, Meridian, ID, 83642 | 48.6 | |
| Allstate | Clark Nielsen | 5418 N Eagle Rd Ste 170, Boise, ID, 83713 | 47.8 | |
| Farmers | Bryce Vance | 577 E Park Blvd Ste 100, Boise, ID, 83712 | 39.0 | |
| Allstate | Danny Robertson | 8 W Franklin Rd, Meridian, ID, 83642 | 48.6 | |
| State Farm | Allen Bollschweiler | 10346 W Overland Rd, Boise, ID, 83709-1431 | 44.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $430 | $900 | $470 |
| Elmore County, ID | $145,200 | $671 | $480 | $950 | $470 |
| Elmore County, ID | $145,200 | $671 | $490 | $930 | $440 |
| Mountain Home, ID | $143,900 | $682 | $500 | $940 | $440 |
| Idaho City, ID | $171,600 | $620 | $420 | $860 | $440 |
| Robie Creek, ID | $197,900 | $655 | $470 | $910 | $440 |
| Camas County, ID | $173,300 | $578 | $410 | $800 | $390 |
| Boise Hills, ID | $335,500 | $722 | $480 | $990 | $510 |
| Bliss, ID | $136,200 | $560 | $400 | $770 | $370 |
| East Camas, ID | $216,700 | $677 | $470 | $930 | $460 |
| Hidden Spring, ID | $400,000 | $1,067 | $730 | $1,520 | $790 |
| Kuna, ID | $170,500 | $682 | $470 | $940 | $470 |