Gavop shows you how to buy homeowners insurance in Redland, MD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $109,000 | $90,000 | $125,000-$150,000 |
2 Bedroom | $189,500 | $160,000 | $200,000-$250,000 |
3 Bedroom | $197,500 | $170,000 | $175,000-$200,000 |
4 Bedroom | $327,000 | $300,000 | $350,000-$400,000 |
5 Bedroom | $561,000 | $500,000 | $600,000-$700,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$182 | $775 |
Superior Protection Discount | -$96 | $861 |
Fire & Security Discount | -$96 | $861 |
Hail Resistant Roof Discount | -$19 | $937 |
Newly Constructed Home Discount | -$230 | $727 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Montgomery County | $1,000 | $1,457 | $2,457 | $1,059 | $2,059 | $398 |
Redland, MD | $700 | $945 | $1,645 | $687 | $1,387 | $258 |
South Kensington, MD | $500 | $2,226 | $2,726 | $1,618 | $2,118 | $608 |
Fulton, MD | $1,500 | $2,008 | $3,508 | $1,459 | $2,959 | $549 |
Dulles Town Center, VA | $500 | $844 | $1,344 | $614 | $1,114 | $231 |
Suitland, MD | $700 | $677 | $1,377 | $492 | $1,192 | $185 |
Hamilton, VA | $500 | $1,027 | $1,527 | $746 | $1,246 | $281 |
Rosemont, MD | $1,000 | $993 | $1,993 | $722 | $1,722 | $271 |
Haymarket, VA | $100 | $1,236 | $1,336 | $898 | $998 | $338 |
Thurmont, MD | $2,500 | $721 | $3,221 | $524 | $3,024 | $197 |
Antietam, MD | $100 | $908 | $1,008 | $660 | $760 | $248 |
Mount Lena, MD | $1,500 | $792 | $2,292 | $576 | $2,076 | $217 |
Home Insurance Company Redland, MD | Homeowners Insurance Agency Redland, MD | Address | Popularity Score | Distance from Redland (miles) |
---|---|---|---|---|
Travelers | Wellspring Insurance Network Inc | 9710 Traville Gateway Dr Ste 352, Rockville, MD, 20850 | 4.3 | |
Erie | Insurance & Investments Inc. | 2401 Research Blvd # 100, Rockville, MD, 20850 | 3.0 | |
Travelers | Bethesda General Insurance | 13975 Connecticut Avenue Suite 205, Silver Spring, MD, 20906 | 5.0 | |
Nationwide | The Wright Agency Inc | 2 W Rolling Crossroads Ste 208, Catonsville, MD, 21228-6211 | 24.2 | |
Farmers | Joshua Fitzpatrick | 312 Main St Ste 50, Gaithersburg, MD, 20878 | 5.1 | |
Travelers | United Insurance & Investments | 204 Monroe St #210, Rockville, MD, 20850 | 3.7 | |
Nationwide | Herb Krusen Insurance Group Inc | 1057 Rockville Pike, Rockville, MD, 20852-1403 | 4.3 | |
Nationwide | Mullings & Associates Insurance Llc | 963 Russell Ave Ste B, Gaithersburg, MD, 20879-3287 | 4.2 | |
State Farm | John Campolettano | 5010 Nicholson Ln Ste H, Rockville, MD, 20852-3108 | 6.4 | |
Allstate | Andrew W. Zink | 3460 Olny Laytnsvl Rd Ste 202, Olney, MD, 20832 | 4.4 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
Montgomery County, MD | $467,500 | $1,475 | $1,170 | $1,860 | $690 |
Redland, MD | $403,900 | $956 | $760 | $1,200 | $440 |
South Kensington, MD | $718,000 | $2,253 | $1,780 | $2,840 | $1,060 |
Fulton, MD | $623,600 | $2,032 | $1,610 | $2,560 | $950 |
Dulles Town Center, VA | $402,600 | $855 | $610 | $1,180 | $570 |
Suitland, MD | $202,700 | $685 | $540 | $860 | $320 |
Hamilton, VA | $326,700 | $1,039 | $710 | $1,460 | $750 |
Rosemont, MD | $295,000 | $1,005 | $790 | $1,270 | $480 |
Haymarket, VA | $417,300 | $1,251 | $850 | $1,740 | $890 |
Thurmont, MD | $231,400 | $730 | $580 | $920 | $340 |
Antietam, MD | $256,600 | $919 | $730 | $1,160 | $430 |
Mount Lena, MD | $194,900 | $802 | $630 | $1,010 | $380 |