Gavop tells you how to get the best homeowners insurance in Saugus, MA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $112,000 | $100,000 | $100,000-$125,000 |
| 2 Bedroom | $314,500 | $270,000 | $300,000-$350,000 |
| 3 Bedroom | $430,500 | $390,000 | $400,000-$500,000 |
| 4 Bedroom | $473,000 | $440,000 | $400,000-$500,000 |
| 5 Bedroom | $795,000 | $720,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$154 | $875 |
| Superior Protection Discount | -$103 | $927 |
| Fire & Security Discount | -$82 | $947 |
| Hail Resistant Roof Discount | -$31 | $999 |
| Newly Constructed Home Discount | -$278 | $752 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Essex County | $2,000 | $1,334 | $3,334 | $969 | $2,969 | $365 |
| Saugus, MA | $2,500 | $1,017 | $3,517 | $739 | $3,239 | $278 |
| Danvers, MA | $200 | $991 | $1,191 | $720 | $920 | $271 |
| Cohasset, MA | $1,500 | $1,013 | $2,513 | $736 | $2,236 | $277 |
| Methuen Town, MA | $300 | $867 | $1,167 | $630 | $930 | $237 |
| Acton, MA | $2,500 | $1,179 | $3,679 | $857 | $3,357 | $322 |
| Sherborn, MA | $100 | $2,791 | $2,891 | $2,028 | $2,128 | $763 |
| Duxbury, MA | $700 | $1,010 | $1,710 | $734 | $1,434 | $276 |
| Bellingham, MA | $100 | $831 | $931 | $604 | $704 | $227 |
| Plympton, MA | $1,000 | $1,414 | $2,414 | $1,027 | $2,027 | $386 |
| West Boylston, MA | $2,000 | $787 | $2,787 | $572 | $2,572 | $215 |
| Home Insurance Company Saugus, MA | Homeowners Insurance Agency Saugus, MA | Address | Popularity Score | Distance from Saugus (miles) |
|---|---|---|---|---|
| Travelers | Mid State Insurance Agency | 93 Stafford St Ste 2, Worcester, MA, 1603 | 45.2 | |
| Travelers | Nrt Insurance Agency Inc | 1601 Trapelo Rd Suite 24, Waltham, MA, 2451 | 13.0 | |
| Travelers | Daniel J Guarino Insurance Agency | 99 Rosewood Dr Ste 111, Danvers, MA, 1923 | 6.8 | |
| Travelers | Lopriore Insurance Agency | 426 Main St Ste 2, Stoneham, MA, 2180 | 4.5 | |
| Liberty Mutual Independent | Quinn Of Lynn Insurance | 152 - Seaport Landing Suite 1d , Lynn, MA, 1902 | 3.7 | |
| Travelers | Dadgar Insurance | 400 W Cummings Park Ste 6725, Woburn, MA, 1801 | 6.1 | |
| Travelers | A & P Insurance Agency Inc | 273 Southwest Cutoff, Worcester, MA, 1604 | 41.7 | |
| Liberty Mutual Independent | Leslie Ray Insurance Agency Inc | 129 Dodge St, Beverly, MA, 1915 | 10.2 | |
| Liberty Mutual Independent | Intercontinental Insurance Brokers Llc | 175 Federal St, Boston, MA, 2110 | 8.2 | |
| Travelers | State Fund Insurance Agency | 100 Summer St 16 Ste 1601, Boston, MA, 2110 | 8.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $970 | $1,950 | $980 |
| Essex County, MA | $373,400 | $1,350 | $960 | $1,860 | $900 |
| Saugus, MA | $361,600 | $1,029 | $750 | $1,460 | $710 |
| Danvers, MA | $380,600 | $1,003 | $680 | $1,390 | $710 |
| Cohasset, MA | $852,300 | $1,026 | $690 | $1,430 | $740 |
| Methuen Town, MA | $305,000 | $877 | $640 | $1,250 | $610 |
| Acton, MA | $559,400 | $1,193 | $810 | $1,650 | $840 |
| Sherborn, MA | $723,500 | $2,825 | $1,950 | $3,870 | $1,920 |
| Duxbury, MA | $594,000 | $1,023 | $710 | $1,440 | $730 |
| Bellingham, MA | $288,900 | $841 | $600 | $1,170 | $570 |
| Plympton, MA | $357,600 | $1,431 | $1,020 | $1,960 | $940 |
| West Boylston, MA | $267,500 | $796 | $570 | $1,140 | $570 |