Gavop shows you how to buy homeowners insurance in Southport, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $32,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $97,500 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $100,000 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $175,000 | $160,000 | $175,000-$200,000 |
| 5 Bedroom | $122,000 | $110,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$86 | $866 |
| Home and Two Car | -$162 | $790 |
| Home and Three Car | -$228 | $723 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chemung County | $1,500 | $1,190 | $2,690 | $865 | $2,365 | $325 |
| Southport, NY | $2,000 | $940 | $2,940 | $683 | $2,683 | $257 |
| Ward, PA | $400 | $711 | $1,111 | $517 | $917 | $194 |
| Newfield, NY | $700 | $957 | $1,657 | $695 | $1,395 | $261 |
| Caroline, NY | $300 | $666 | $966 | $484 | $784 | $182 |
| Richford, NY | $1,000 | $585 | $1,585 | $425 | $1,425 | $160 |
| Endicott, NY | $300 | $932 | $1,232 | $677 | $977 | $255 |
| Penn Yan, NY | $1,500 | $932 | $2,432 | $677 | $2,177 | $255 |
| Wilmot, PA | $200 | $761 | $961 | $553 | $753 | $208 |
| Sullivan County, PA | $2,500 | $645 | $3,145 | $469 | $2,969 | $176 |
| Andover, NY | $500 | $595 | $1,095 | $432 | $932 | $163 |
| Naples, NY | $1,000 | $618 | $1,618 | $449 | $1,449 | $169 |
| Home Insurance Company Southport, NY | Homeowners Insurance Agency Southport, NY | Address | Popularity Score | Distance from Southport (miles) |
|---|---|---|---|---|
| Travelers | The Mitchell-Joseph Agency | 130 S Main St, Naples, NY, 14512 | 47.4 | |
| Travelers | W J Farmer Insurance Agency Llc | 106c John Street, Horseheads, NY, 14845 | 8.6 | |
| Allstate | Nancy A. Murphy | 966 Pennsylvania Ave, Elmira, NY, 14904 | 3.5 | |
| Travelers | Perry & Carroll Inc | 100 W Church St, Elmira, NY, 14901 | 4.6 | |
| Allstate | Mitchell Joseph Insurance Agency | 130 Main St Po Box 399, Naples, NY, 14512 | 47.4 | |
| Travelers | W J Farmer Insurance Agency Llc | 106c John St, Horseheads, NY, 14845 | 8.6 | |
| State Farm | Bill Pope | 291 S Hamilton St, Painted Post, NY, 14870-9782 | 13.7 | |
| State Farm | Vernon Johnson | 341 Park Ave, Corning, NY, 14830-3425 | 9.9 | |
| State Farm | Lee Newhart Jr | 1011 W State St, Ithaca, NY, 14850-3315 | 32.8 | |
| Allstate | Harry Bowers | 2483 Corning Rd, Elmira, NY, 14903 | 7.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,610 | $820 |
| Chemung County, NY | $105,500 | $1,205 | $870 | $1,650 | $780 |
| Southport, NY | $91,800 | $952 | $660 | $1,350 | $690 |
| Ward, PA | $157,500 | $720 | $480 | $1,030 | $550 |
| Newfield, NY | $130,300 | $968 | $710 | $1,370 | $660 |
| Caroline, NY | $164,900 | $674 | $470 | $960 | $490 |
| Richford, NY | $82,300 | $592 | $430 | $820 | $390 |
| Endicott, NY | $89,800 | $943 | $690 | $1,340 | $650 |
| Penn Yan, NY | $99,800 | $943 | $640 | $1,350 | $710 |
| Wilmot, PA | $183,800 | $770 | $530 | $1,060 | $530 |
| Sullivan County, PA | $148,500 | $653 | $460 | $920 | $460 |
| Andover, NY | $65,200 | $602 | $440 | $840 | $400 |
| Naples, NY | $139,500 | $626 | $450 | $890 | $440 |