Gavop's guide to buying homeowners insurance in Murray County, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $101,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $154,000 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $106,500 | $100,000 | $75,000-$100,000 |
| 5 Bedroom | $194,500 | $180,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$55 | $636 |
| Home and Two Car | -$111 | $581 |
| Home and Three Car | -$166 | $525 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Murray County | $700 | $683 | $1,383 | $496 | $1,196 | $187 |
| Murray County, MN | $2,500 | $683 | $3,183 | $496 | $2,996 | $187 |
| Lake Sarah, MN | $300 | $1,421 | $1,721 | $1,032 | $1,332 | $388 |
| Sweet, MN | $700 | $1,191 | $1,891 | $865 | $1,565 | $325 |
| Lucan, MN | $400 | $574 | $974 | $417 | $817 | $157 |
| Luverne, MN | $700 | $888 | $1,588 | $645 | $1,345 | $243 |
| Rose Dell, MN | $100 | $1,030 | $1,130 | $749 | $849 | $282 |
| East Holman, IA | $700 | $803 | $1,503 | $584 | $1,284 | $220 |
| Des Moines, MN | $200 | $1,203 | $1,403 | $875 | $1,075 | $329 |
| Hendricks, MN | $1,500 | $606 | $2,106 | $440 | $1,940 | $166 |
| Sioux Agency, MN | $500 | $1,061 | $1,561 | $771 | $1,271 | $290 |
| Goewey, IA | $2,500 | $725 | $3,225 | $527 | $3,027 | $198 |
| Home Insurance Company Murray County, MN | Homeowners Insurance Agency Murray County, MN | Address | Popularity Score | Distance from Murray County (miles) |
|---|---|---|---|---|
| State Farm | Jessica Noble | 1244 Oxford St, Worthington, MN, 56187-1760 | 27.8 | |
| Travelers | Lifetime Insurance Agency Llc | 101 Brown St E, Comfrey, MN, 56019 | 43.2 | |
| State Farm | Paul Graupmann | 313 Sherman St, Jackson, MN, 56143-1541 | 47.2 | |
| State Farm | Roger Haar | 432 1st Ave, Westbrook, MN, 56183-9512 | 16.3 | |
| State Farm | Kevin Anundson | 100 E 1st St, Minneota, MN, 56264 | 39.2 | |
| State Farm | Kim Holm | 2120 20th St, Slayton, MN, 56172-1042 | 1.6 | |
| State Farm | Paul Graupmann | 317 Main St Po Box 55, Lakefield, MN, 56150 | 37.6 | |
| State Farm | Roger Haar | 104 South Courthouse Ave, Jeffers, MN, 56145 | 28.3 | |
| State Farm | Michelle Nelson | 510 7th St Se Ste 2, Pipestone, MN, 56164-2093 | 27.4 | |
| State Farm | Jason Vote | 716 Oxford Street, Worthington, MN, 56187-1725 | 27.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $820 | $1,640 | $820 |
| Murray County, MN | $107,700 | $691 | $460 | $960 | $500 |
| Murray County, MN | $107,700 | $691 | $500 | $980 | $480 |
| Lake Sarah, MN | $286,000 | $1,438 | $990 | $2,030 | $1,040 |
| Sweet, MN | $203,800 | $1,205 | $830 | $1,720 | $890 |
| Lucan, MN | $67,100 | $581 | $400 | $800 | $400 |
| Luverne, MN | $123,000 | $899 | $650 | $1,280 | $630 |
| Rose Dell, MN | $156,700 | $1,043 | $700 | $1,430 | $730 |
| East Holman, IA | $132,200 | $813 | $580 | $1,160 | $580 |
| Des Moines, MN | $208,300 | $1,218 | $880 | $1,720 | $840 |
| Hendricks, MN | $71,900 | $613 | $420 | $850 | $430 |
| Sioux Agency, MN | $165,000 | $1,074 | $720 | $1,540 | $820 |
| Goewey, IA | $108,900 | $734 | $530 | $1,030 | $500 |