Gavop tells you how to get the best homeowners insurance in Harris, IN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $69,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $195,000 | $170,000 | $175,000-$200,000 |
| 3 Bedroom | $310,500 | $250,000 | $250,000-$300,000 |
| 4 Bedroom | $249,000 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $584,500 | $510,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$69 | $794 |
| Home and Two Car | -$147 | $717 |
| Home and Three Car | -$199 | $665 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Joseph County | $2,000 | $778 | $2,778 | $566 | $2,566 | $213 |
| Harris, IN | $700 | $853 | $1,553 | $620 | $1,320 | $233 |
| Niles, MI | $300 | $666 | $966 | $484 | $784 | $182 |
| Elkhart County, IN | $2,000 | $814 | $2,814 | $591 | $2,591 | $222 |
| Vandalia, MI | $200 | $636 | $836 | $462 | $662 | $174 |
| Eau Claire, MI | $2,500 | $717 | $3,217 | $521 | $3,021 | $196 |
| Silver Creek, MI | $400 | $767 | $1,167 | $557 | $957 | $210 |
| Weesaw, MI | $1,000 | $778 | $1,778 | $565 | $1,565 | $212 |
| Fish Lake, IN | $100 | $728 | $828 | $529 | $629 | $199 |
| Lawton, MI | $700 | $709 | $1,409 | $516 | $1,216 | $194 |
| Argos, IN | $300 | $674 | $974 | $490 | $790 | $184 |
| Albion, IN | $2,000 | $707 | $2,707 | $514 | $2,514 | $193 |
| Home Insurance Company Harris, IN | Homeowners Insurance Agency Harris, IN | Address | Popularity Score | Distance from Harris (miles) |
|---|---|---|---|---|
| Travelers | Trevino Insurance Group Inc | 1602 N Main St, Mishawaka, IN, 46545 | 5.2 | |
| Farmers | Dawn Sibley | 810 W Bristol St, Elkhart, IN, 46514 | 7.2 | |
| Liberty Mutual Independent | Dan Berry Insurance Agency | 54101 Ironwood Road , South Bend, IN, 46635 | 5.4 | |
| Liberty Mutual Independent | Dan Berry Insurance Agency | 54101 Ironwood Road, South Bend, IN, 46635 | 5.4 | |
| Allstate | Patti Geisler Hoffman | 3524 Mishawaka Ave, South Bend, IN, 46615 | 6.3 | |
| State Farm | Jeremiah Ussery | 2515 N Bendix Dr Ste 302, South Bend, IN, 46628-3494 | 9.1 | |
| Farmers | Bryan Medford | 51579 State Road 19, Elkhart, IN, 46514 | 7.6 | |
| Farmers | Lu Ann Shaffer | 1730 Miami St, South Bend, IN, 46613 | 8.0 | |
| State Farm | Mike Wain | 1014 E Bristol St, Elkhart, IN, 46514-3622 | 8.4 | |
| Liberty Mutual Independent | Holmes Insurance Agency Inc | 311 W Hively Avenue, Elkhart, IN, 46517 | 9.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $570 | $1,180 | $610 |
| St. Joseph County, IN | $118,600 | $788 | $560 | $1,080 | $520 |
| Harris, IN | $210,500 | $864 | $610 | $1,200 | $590 |
| Niles, MI | $102,500 | $674 | $480 | $960 | $480 |
| Elkhart County, IN | $130,800 | $824 | $550 | $1,130 | $580 |
| Vandalia, MI | $59,300 | $644 | $460 | $880 | $420 |
| Eau Claire, MI | $103,000 | $726 | $530 | $1,020 | $490 |
| Silver Creek, MI | $136,700 | $776 | $520 | $1,080 | $560 |
| Weesaw, MI | $145,300 | $787 | $570 | $1,120 | $550 |
| Fish Lake, IN | $96,500 | $737 | $530 | $1,010 | $480 |
| Lawton, MI | $98,100 | $718 | $500 | $1,000 | $500 |
| Argos, IN | $82,300 | $682 | $460 | $960 | $500 |
| Albion, IN | $91,000 | $716 | $520 | $1,020 | $500 |