Gavop's guide to buying homeowners insurance in Hood River, OR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Hood River, OR - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Freedom Dr, Bonneville Rd, E Sherman Ave, State St, Toms Dr, Taylor Ave, W Prospect, 7th Ct, Tyler Dr, Rocky Rd | $317,000 | $250,000 | $250,000-$300,000 | $351,000 | $310,000 | $300,000-$350,000 |
| Post Canyon Dr, Level Dr, Belmont Ave, Flying Trout Rd, Sherman Ave, Multnomah Rd, 13th St, Reed Rd, Pear Blossom Rd, Taylor Ave | $263,500 | $240,000 | $250,000-$300,000 | $278,000 | $230,000 | $300,000-$350,000 |
| Belmont Dr, Park St, N 10th St, E 2nd St, Alameda Rd, Avalon Dr, Peach Tree Dr, Guignard Dr, 30th St, Eugene St | $334,000 | $290,000 | $400,000-$500,000 | $233,500 | $220,000 | $250,000-$300,000 |
| 25th St, Methodist Rd, Montello Ct, W Ridge Dr, 14th St, 9th Ct, Marian St, Sterling Pl, 12th St, Martin Rd | $380,000 | $340,000 | $400,000-$500,000 | $213,500 | $200,000 | $200,000-$250,000 |
| Katie's Ln, Hazel Ave, Stonegate Dr, Riverside Dr, Bell Ct, 17th St, Katies Ln, Eliot Dr, Cherry Dr, Sieverkropp Dr | $169,500 | $140,000 | $150,000-$175,000 | $242,000 | $220,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$53 | $613 |
| Home and Two Car | -$113 | $553 |
| Home and Three Car | -$160 | $506 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,392 |
| Hail Damage | $4,759 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,553 |
| Home Insurance Company Hood River, OR | Homeowners Insurance Agency Hood River, OR | Address | Popularity Score | Distance from Hood River (miles) |
|---|---|---|---|---|
| State Farm | Kilong Ung | 4000 Se 82nd Ave Ste 1400, Portland, OR, 97266-2949 | 50.1 | |
| Farmers | Spencer Lund | 21901 Ne Halsey St Ste 203, Fairview, OR, 97024 | 42.7 | |
| State Farm | Damon Burian | 2710 Se 182nd Ave, Gresham, OR, 97030-5013 | 45.0 | |
| Allstate | Heidi Doebel | 15733 Se Happy Vly Twn Ctr Dr, Happy Valley, OR, 97086 | 47.9 | |
| Farmers | Cindy Rein | 10742 Ne Halsey St, Portland, OR, 97220 | 48.1 | |
| Liberty Mutual Independent | Oregon Trail Insurance | 409 W 4th St, The Dalles, OR, 97058 | 19.7 | |
| Liberty Mutual Independent | Chet Hill Insurance | 10402 Ne Sandy Blvd, Portland, OR, 97220 | 48.0 | |
| State Farm | Jenny Smith | 334 W Hist Col Rvr Hwy, Troutdale, OR, 97060-1340 | 40.4 | |
| Farmers | Sam Farah | 12520 Ne Halsey St, Portland, OR, 97230 | 47.3 | |
| Farmers | Derek Stickel | 23424 Ne Halsey St Ste 201, Wood Village, OR, 97060 | 41.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $480 | $940 | $460 |
| Hood River County, OR | $339,400 | $643 | $440 | $880 | $440 |
| Hood River, OR | $354,900 | $666 | $450 | $920 | $470 |
| Dee, OR | $288,800 | $689 | $500 | $980 | $480 |
| Chenoweth, OR | $174,700 | $555 | $400 | $770 | $370 |
| Dallesport, WA | $171,000 | $658 | $470 | $930 | $460 |
| Trout Lake, WA | $387,500 | $992 | $720 | $1,360 | $640 |
| Klickitat, WA | $114,600 | $550 | $380 | $780 | $400 |
| Multnomah County, OR | $330,900 | $728 | $520 | $1,000 | $480 |
| Wood Village, OR | $130,400 | $489 | $340 | $690 | $350 |
| Meadow Glade, WA | $416,800 | $1,073 | $770 | $1,490 | $720 |
| Sherman County, OR | $144,000 | $701 | $500 | $1,000 | $500 |