How Can I Make My Austin, TX Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Austin, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Austin, TX Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $82,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $211,500 | $180,000 | $200,000-$250,000 |
| 3 Bedroom | $260,000 | $210,000 | $200,000-$250,000 |
| 4 Bedroom | $219,000 | $200,000 | $175,000-$200,000 |
| 5 Bedroom | $535,000 | $490,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Austin, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$220 | $1,154 |
| Superior Protection Discount | -$124 | $1,251 |
| Fire & Security Discount | -$110 | $1,264 |
| Hail Resistant Roof Discount | -$27 | $1,347 |
| Newly Constructed Home Discount | -$344 | $1,031 |
Choose your Austin, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,088 |
| Hail Damage | $5,587 |
| Wind Damage | $10,316 |
| Expensive Claims | |
| Fire | $35,329 |
| Accidental Discharge/Leakage | $8,453 |
| Optional Coverage Losses | $7,908 |
Identify Top Home Insurance Agents near Austin, TX | Back to Top
| Home Insurance Company Austin, TX | Homeowners Insurance Agency Austin, TX | Address | Popularity Score | Distance from Austin (miles) |
|---|---|---|---|---|
| Allstate | Fleming & Conway Agency | 3435 Greystone Dr Ste 107, Austin, TX, 78731 | 3.5 | |
| State Farm | Stuart Nalewaik | 503 Oakland Ave Ste B, Austin, TX, 78703-5113 | 2.4 | |
| State Farm | Leslie Lybarger | 30 Gruene Park Dr, New Braunfels, TX, 78130-2460 | 44.8 | |
| State Farm | Nancy Britain | 7500 W Highway 71 Ste 102, Austin, TX, 78735-8242 | 8.8 | |
| Farmers | Drake Besheer | 5910 Courtyard Dr Ste 160, Austin, TX, 78731 | 4.0 | |
| Travelers | Heaton Bennett Insurance | 3933 Steck Ave Ste B119, Austin, TX, 78759 | 4.6 | |
| State Farm | Dick Cohalla | 11005 Burnet Rd Ste 114, Austin, TX, 78758-4440 | 6.4 | |
| Travelers | Sotelo Insurance Agency | 12593 Research Blvd Ste 202, Austin, TX, 78759 | 8.6 | |
| Farmers | Lynn-Marie Bonds | 8700 Manchaca Rd Ste 203, Austin, TX, 78748 | 9.2 | |
| State Farm | Karen Hall | 7004 Bee Cave Road, Austin, TX, 78746-5067 | 5.0 |
Compare Rates for Austin, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Hays County, TX | $204,700 | $1,245 | $820 | $1,920 | $1,100 |
| Austin, TX | $285,900 | $1,374 | $910 | $2,120 | $1,210 |
| Bee Cave, TX | $529,600 | $865 | $570 | $1,330 | $760 |
| Lakeway, TX | $430,500 | $961 | $630 | $1,480 | $850 |
| Jonestown, TX | $184,900 | $1,799 | $1,190 | $2,770 | $1,580 |
| Buda, TX | $218,500 | $1,022 | $670 | $1,570 | $900 |
| Hutto, TX | $167,200 | $956 | $630 | $1,470 | $840 |
| Dripping Springs, TX | $313,700 | $2,124 | $1,400 | $3,270 | $1,870 |
| Bertram, TX | $155,800 | $1,722 | $1,140 | $2,650 | $1,510 |
| Kingsbury, TX | $114,800 | $1,582 | $1,040 | $2,440 | $1,400 |
| Southwest Bell, TX | $171,000 | $1,764 | $1,160 | $2,720 | $1,560 |
Research Home Insurance Companies Reviews in Austin, TX Before Buying | Back to Top
Share a review on your home insurance company
GEICO Home Insurance Reviews
Date: December 29, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 16, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: September 13, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 13, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: September 12, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 26, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 24, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 23, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: June 08, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: November 18, 2017 Age: 20 to 29 Gender: Female Marital Status: Unmarried
State Farm Home Insurance Reviews
Date: October 26, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: December 11, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: November 12, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: October 03, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 11, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: July 31, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: December 22, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 27, 2017 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Progressive Home Insurance Reviews
Date: December 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 28, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: July 30, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: July 24, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: May 05, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: November 18, 2017 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Allstate Home Insurance Reviews
Date: May 24, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Date: April 05, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: February 09, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Blue Cross Blue Shield Home Insurance Reviews
Date: December 31, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Liberty Mutual Home Insurance Reviews
Date: September 08, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
The Hartford Home Insurance Reviews
Date: July 01, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Amica Mutual Insurance Home Insurance Reviews
Date: November 17, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried