How Can I Make My Thornton, IL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Thornton, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Thornton, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $87,500 | $80,000 | $50,000-$75,000 |
| 3 Bedroom | $174,500 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $248,000 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $349,500 | $320,000 | $400,000-$500,000 |
Bundle your Thornton, IL Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$49 | $566 |
| Home and Two Car | -$105 | $510 |
| Home and Three Car | -$148 | $467 |
Choose the Right Deductible for your Thornton, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cook County | $1,500 | $881 | $2,381 | $640 | $2,140 | $241 |
| Thornton, IL | $2,000 | $607 | $2,607 | $441 | $2,441 | $166 |
| South Chicago Heights, IL | $400 | $639 | $1,039 | $465 | $865 | $175 |
| Will, IL | $2,500 | $974 | $3,474 | $708 | $3,208 | $266 |
| Oak Park, IL | $200 | $1,111 | $1,311 | $807 | $1,007 | $304 |
| Leyden, IL | $2,000 | $728 | $2,728 | $529 | $2,529 | $199 |
| Northfield, IL | $400 | $1,236 | $1,636 | $899 | $1,299 | $338 |
| Yorkville, IL | $2,500 | $776 | $3,276 | $564 | $3,064 | $212 |
| Beaverville, IL | $100 | $584 | $684 | $424 | $524 | $160 |
| St. Charles, IL | $700 | $972 | $1,672 | $706 | $1,406 | $266 |
| Lake Zurich, IL | $300 | $905 | $1,205 | $658 | $958 | $247 |
| Campton Hills, IL | $700 | $969 | $1,669 | $704 | $1,404 | $265 |
Identify Top Home Insurance Agents near Thornton, IL | Back to Top
| Home Insurance Company Thornton, IL | Homeowners Insurance Agency Thornton, IL | Address | Popularity Score | Distance from Thornton (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Mikkelsen Kelly & Kipp | 5534 Cal Sag Rd, Alsip, IL, 60803 | 9.2 | |
| Travelers | Thomas Ward Insurance Group | 707 W Willow St, Chicago, IL, 60614 | 21.7 | |
| Erie | Lr Windsor | 205 W Randolph St. Suite 730, Chicago, IL, 60606 | 19.6 | |
| Travelers | Eganvance Insurance | 5300 W Devon Ave, Chicago, IL, 60646 | 28.6 | |
| Travelers | Jk Insurance Agency Inc | 10540 S Western Ave Ste 200, Chicago, IL, 60643 | 8.1 | |
| State Farm | Charles Cathey Jr | 1652 E 87th Street, Chicago, IL, 60617 | 9.4 | |
| Allstate | Bob Balanoff | 10100 S Ewing Ave, Chicago, IL, 60617 | 8.3 | |
| State Farm | John Mcnicholas | 10735 S Cicero Ave Ste 201, Oak Lawn, IL, 60453-6211 | 9.8 | |
| Allstate | Lindsey Vitkauskas | 13800 Cicero Ave, Crestwood, IL, 60445 | 7.7 | |
| State Farm | Audrey Mcfarlin | 13301 S Ridgeland Ave Unit D, Palos Heights, IL, 60463-0030 | 9.7 |
Compare Rates for Thornton, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,160 | $560 |
| Cook County, IL | $227,400 | $892 | $600 | $1,270 | $670 |
| Thornton, IL | $103,300 | $615 | $450 | $850 | $400 |
| South Chicago Heights, IL | $99,200 | $647 | $460 | $910 | $450 |
| Will, IL | $265,000 | $986 | $700 | $1,410 | $710 |
| Oak Park, IL | $370,400 | $1,124 | $750 | $1,550 | $800 |
| Leyden, IL | $195,100 | $737 | $490 | $1,040 | $550 |
| Northfield, IL | $499,000 | $1,251 | $840 | $1,740 | $900 |
| Yorkville, IL | $231,600 | $785 | $560 | $1,120 | $560 |
| Beaverville, IL | $83,500 | $591 | $430 | $820 | $390 |
| St. Charles, IL | $307,300 | $984 | $670 | $1,400 | $730 |
| Lake Zurich, IL | $323,600 | $916 | $660 | $1,260 | $600 |
| Campton Hills, IL | $417,700 | $981 | $660 | $1,340 | $680 |
Research Home Insurance Companies Reviews in Thornton, IL Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: September 21, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: September 03, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: August 27, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: August 22, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: July 30, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Allstate Home Insurance Reviews
Date: December 09, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: September 12, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 02, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: June 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Motorist Insurance Home Insurance Reviews
Date: September 12, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 10, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: May 12, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: November 28, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
State Farm Home Insurance Reviews
Date: April 07, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: February 11, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: October 28, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
MetLife Home Insurance Reviews
Date: December 27, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Country Financial Home Insurance Reviews
Date: November 20, 2018 Age: 30 to 39 Gender: Male Marital Status: Married