Gavop's guide to buying homeowners insurance in Yorketown, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$231 | $774 |
| 30 year old | +$15 | $1,020 |
| 40 year old | +$26 | $1,031 |
| 50 year old | +$38 | $1,043 |
| Above 50 year old | +$48 | $1,053 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$161 | $844 |
| Superior Protection Discount | -$90 | $914 |
| Fire & Security Discount | -$100 | $904 |
| Hail Resistant Roof Discount | -$20 | $985 |
| Newly Constructed Home Discount | -$241 | $764 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monmouth County | $2,000 | $1,175 | $3,175 | $854 | $2,854 | $321 |
| Yorketown, NJ | $2,500 | $993 | $3,493 | $721 | $3,221 | $271 |
| Belmar, NJ | $100 | $1,825 | $1,925 | $1,326 | $1,426 | $499 |
| Plumsted, NJ | $1,000 | $853 | $1,853 | $620 | $1,620 | $233 |
| Holiday City-Berkeley, NJ | $300 | $724 | $1,024 | $526 | $826 | $198 |
| Nutley, NJ | $1,000 | $846 | $1,846 | $615 | $1,615 | $231 |
| East Atlantic Beach, NY | $500 | $2,721 | $3,221 | $1,977 | $2,477 | $744 |
| Moorestown, NJ | $1,000 | $977 | $1,977 | $710 | $1,710 | $267 |
| Evesham, NJ | $200 | $835 | $1,035 | $607 | $807 | $228 |
| North Haledon, NJ | $2,000 | $969 | $2,969 | $704 | $2,704 | $265 |
| Magnolia, NJ | $400 | $746 | $1,146 | $542 | $942 | $204 |
| Port Washington, NY | $2,000 | $834 | $2,834 | $606 | $2,606 | $228 |
| Home Insurance Company Yorketown, NJ | Homeowners Insurance Agency Yorketown, NJ | Address | Popularity Score | Distance from Yorketown (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | The Barclay Group | 202 Broad St, Riverton, NJ, 8077 | 41.2 | |
| State Farm | Scott Klar | 64 Route 79, Matawan, NJ, 07747-3382 | 8.4 | |
| Liberty Mutual Independent | Daven Agency Inc | 266 State Route 34, Matawan, NJ, 7747 | 8.8 | |
| State Farm | Teanice Wells-Ernest | 125 S Warren Street, Trenton, NJ, 08608-2303 | 23.4 | |
| Allstate | Pratibha Katariya | 1099 Inman Ave, Edison, NJ, 8820 | 20.1 | |
| State Farm | Joe Nachbaur | 505 Central Ave, Jersey City, NJ, 07307-2649 | 34.4 | |
| Liberty Mutual Independent | Creative Coverage | 22 Jackson Mills Rd Unit 4, Freehold, NJ, 7728 | 6.9 | |
| Travelers | Cerra Insurance Agency | 272 Highway 34, Matawan, NJ, 7747 | 8.8 | |
| State Farm | Jeff Jones | 432 Route 34 Ste 2, Matawan, NJ, 07747-2193 | 8.9 | |
| State Farm | Carlos Duran | 325 Franklin St, East Windsor, NJ, 08520-3226 | 9.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $780 | $1,520 | $740 |
| Monmouth County, NJ | $396,200 | $1,189 | $800 | $1,700 | $900 |
| Yorketown, NJ | $432,100 | $1,005 | $690 | $1,390 | $700 |
| Belmar, NJ | $560,100 | $1,847 | $1,270 | $2,620 | $1,350 |
| Plumsted, NJ | $294,400 | $864 | $590 | $1,230 | $640 |
| Holiday City-Berkeley, NJ | $145,800 | $733 | $490 | $1,010 | $520 |
| Nutley, NJ | $372,100 | $857 | $620 | $1,170 | $550 |
| East Atlantic Beach, NY | $615,700 | $2,754 | $2,010 | $3,830 | $1,820 |
| Moorestown, NJ | $494,600 | $988 | $700 | $1,350 | $650 |
| Evesham, NJ | $282,900 | $845 | $620 | $1,200 | $580 |
| North Haledon, NJ | $424,100 | $981 | $720 | $1,360 | $640 |
| Magnolia, NJ | $154,600 | $755 | $550 | $1,070 | $520 |
| Port Washington, NY | $771,400 | $844 | $620 | $1,170 | $550 |