Gavop tells you how to get the best homeowners insurance in Lafayette County, MS by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Lafayette County, MS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 2070, Co Rd 430, Martin Luther King Jr Dr, Bus 7 N, Co Rd 325, Co Rd 476, Harlan Dr, Northpointe Cove, Anchorage Rd, Rd 1063 | $181,500 | $170,000 | $150,000-$175,000 | $120,500 | $110,000 | $100,000-$125,000 |
| Ridge Cove, Co Rd 522, Co Rd 231, Co Rd 285, Benbow Cir, Maplewood Dr, Co Rd 440, Co Rd 2056, Co Rd 2002, Co Rd 101 | $168,500 | $140,000 | $125,000-$150,000 | $134,000 | $110,000 | $100,000-$125,000 |
| C R 2013, Co Rd 429, Dell Dr, Co Rd 165, Co Rd 5006, Co Rd 1108, Chinkapin Loop, Co Rd 327, Rd 1099, Jessica Cove | $102,000 | $90,000 | $75,000-$100,000 | $94,000 | $80,000 | $75,000-$100,000 |
| Co Rd 180, W Jackson Ave, Co Rd 477, Co Rd 188, Dooley Rd, Bailey Patricia Ave, Co Rd 5009, Crawford Cir, Co Rd 352, Co Rd 2006 | $249,500 | $210,000 | $200,000-$250,000 | $161,500 | $140,000 | $125,000-$150,000 |
| Britton Dr, File Rd, Eagle Pt Lp, Co Rd 412, Medical Park Dr, N 5th St, Barron St, Scarlet Cove, Rd 2068, River Birch Ln | $106,500 | $100,000 | $75,000-$100,000 | $93,000 | $80,000 | $75,000-$100,000 |
| Co Rd 399, Co Rd 2001, Rayner Rd, Olive Branch Way, Pam St, Co Rd 354, Co Rd 286, Monroe Ave, Co Rd 3001, Liberty Hill Rd | $96,500 | $80,000 | $100,000-$125,000 | $64,500 | $60,000 | $50,000-$75,000 |
| Co Rd 100, Windy Oaks Dr, Regional Center Dr, Whitetail Lndg, Co Rd 1102, Pierce Ave, Co Rd 2069, Eagle's Nest Ln, Cedar Bucket Dr, Park Dr | $145,000 | $140,000 | $125,000-$150,000 | $96,000 | $80,000 | $100,000-$125,000 |
| West Row, Smallwood Dr, W Oxford Loop, Holcomb St, Co Rd 102, Co Rd 517, Rd 5007, Co Rd 230, Taylor Meadows, 4065 | $312,000 | $270,000 | $300,000-$350,000 | $138,000 | $110,000 | $125,000-$150,000 |
| Co Rd 509, Co Ln 224, Co Rd 168, Little St, Tocca Polo Loop, Mount Zion Ch Rd, Northpointe Loop, Co Rd 246, Co Rd 187, Co Rd 353 | $172,500 | $160,000 | $175,000-$200,000 | $91,500 | $70,000 | $75,000-$100,000 |
| Co Rd 434, Starling Crst, Greystone Blvd, Wishing Tree Ln, 3075, Co Rd 137, Rachelle Dr, Co Rd 120, Twin Oaks Cove, Delores Dr | $205,500 | $200,000 | $200,000-$250,000 | $106,500 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$194 | $1,190 |
| Superior Protection Discount | -$138 | $1,246 |
| Fire & Security Discount | -$152 | $1,232 |
| Hail Resistant Roof Discount | -$28 | $1,357 |
| Newly Constructed Home Discount | -$332 | $1,052 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lafayette County | $1,500 | $1,368 | $2,868 | $994 | $2,494 | $374 |
| Lafayette County, MS | $1,500 | $1,368 | $2,868 | $994 | $2,494 | $374 |
| Pontotoc County, MS | $500 | $781 | $1,281 | $568 | $1,068 | $213 |
| Algoma, MS | $2,500 | $1,007 | $3,507 | $732 | $3,232 | $275 |
| Big Creek, MS | $400 | $803 | $1,203 | $584 | $984 | $220 |
| Calhoun City, MS | $2,000 | $909 | $2,909 | $661 | $2,661 | $248 |
| Falcon, MS | $400 | $589 | $989 | $428 | $828 | $161 |
| Bridgetown, MS | $2,500 | $1,541 | $4,041 | $1,120 | $3,620 | $421 |
| Saltillo, MS | $100 | $1,329 | $1,429 | $966 | $1,066 | $363 |
| DeSoto County, MS | $2,000 | $1,283 | $3,283 | $932 | $2,932 | $351 |
| Tallahatchie County, MS | $200 | $699 | $899 | $508 | $708 | $191 |
| Home Insurance Company Lafayette County, MS | Homeowners Insurance Agency Lafayette County, MS | Address | Popularity Score | Distance from Lafayette County (miles) |
|---|---|---|---|---|
| State Farm | Romaro Miller | 7164 Hacks Cross Rd Ste 119, Olive Branch, MS, 38654-3915 | 46.0 | |
| Allstate | William Stevenson Jr | 7164 Hacks Cross Rd Ste 111, Olive Branch, MS, 38654 | 46.0 | |
| State Farm | Jimmy Carr | 2627a West Oxford Loop, Oxford, MS, 38655-5442 | 5.0 | |
| Allstate | Justin Roberts | 115 State Highway 15 S, New Albany, MS, 38652 | 29.2 | |
| State Farm | Sam Lauderdale | 11 W Commerce Street, Hernando, MS, 38632-2213 | 43.5 | |
| State Farm | Tillmon Calvert | 102 Enoch Ave, Tupelo, MS, 38801-4440 | 43.5 | |
| State Farm | Marti Stark | 1007 N Lamar Blvd Ste 4, Oxford, MS, 38655-2864 | 2.4 | |
| Liberty Mutual Independent | Tackett Agency, Inc. | 300 Cherry St, Marks, MS, 38646 | 45.4 | |
| State Farm | Robin Steward | 100 Cherry Street, Marks, MS, 38646-0116 | 45.4 | |
| State Farm | Eric Irmscher | 5293 Getwell Rd Ste B, Southaven, MS, 38672-9608 | 48.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $820 | $1,660 | $840 |
| Lafayette County, MS | $177,300 | $1,384 | $960 | $1,980 | $1,020 |
| Lafayette County, MS | $177,300 | $1,384 | $960 | $1,970 | $1,010 |
| Pontotoc County, MS | $102,100 | $791 | $580 | $1,090 | $510 |
| Algoma, MS | $88,200 | $1,019 | $690 | $1,440 | $750 |
| Big Creek, MS | $59,600 | $813 | $590 | $1,110 | $520 |
| Calhoun City, MS | $74,000 | $920 | $660 | $1,270 | $610 |
| Falcon, MS | $32,500 | $596 | $440 | $820 | $380 |
| Bridgetown, MS | $181,900 | $1,560 | $1,110 | $2,220 | $1,110 |
| Saltillo, MS | $140,600 | $1,345 | $950 | $1,840 | $890 |
| DeSoto County, MS | $158,600 | $1,299 | $870 | $1,780 | $910 |
| Tallahatchie County, MS | $63,400 | $707 | $500 | $1,000 | $500 |