Gavop tells you how to get the best homeowners insurance in Middletown, WV by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $121,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $92,500 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $138,000 | $120,000 | $100,000-$125,000 |
| 5 Bedroom | $236,000 | $220,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $548 |
| Superior Protection Discount | -$61 | $615 |
| Fire & Security Discount | -$74 | $602 |
| Hail Resistant Roof Discount | -$14 | $663 |
| Newly Constructed Home Discount | -$176 | $500 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Marion County | $1,500 | $687 | $2,187 | $499 | $1,999 | $188 |
| Middletown, WV | $1,500 | $668 | $2,168 | $485 | $1,985 | $183 |
| Pleasant Valley, WV | $400 | $799 | $1,199 | $581 | $981 | $218 |
| Cassville, WV | $2,000 | $784 | $2,784 | $570 | $2,570 | $214 |
| Cheat Lake, WV | $100 | $907 | $1,007 | $659 | $759 | $248 |
| Franklin, PA | $2,000 | $660 | $2,660 | $479 | $2,479 | $180 |
| Bruceton Mills, WV | $1,500 | $850 | $2,350 | $617 | $2,117 | $232 |
| Licking, WV | $200 | $1,518 | $1,718 | $1,103 | $1,303 | $415 |
| Leith-Hatfield, PA | $1,500 | $737 | $2,237 | $536 | $2,036 | $201 |
| Oliver, PA | $100 | $502 | $602 | $365 | $465 | $137 |
| Amwell, PA | $2,000 | $736 | $2,736 | $535 | $2,535 | $201 |
| Home Insurance Company Middletown, WV | Homeowners Insurance Agency Middletown, WV | Address | Popularity Score | Distance from Middletown (miles) |
|---|---|---|---|---|
| State Farm | Stan Cameon | 420 Marion Sq, Fairmont, WV, 26554-1369 | 1.8 | |
| Liberty Mutual Independent | Cheslock Insurance Agency | 2809 White Hall Blvd, Fairmont, WV, 26554 | 5.3 | |
| Erie | United Security Agency | 1207 Fairmont Avenue, Fairmont, WV, 26554 | 2.5 | |
| State Farm | Greg Kelly | 1315 Fairmont Ave, Fairmont, WV, 26554-3525 | 2.5 | |
| Allstate | Larry Morgan | 1543 Fairmont Ave, Fairmont, WV, 26554 | 2.8 | |
| Allstate | Randy A. Parks | 503 Morgantown Ave Ste 225, Fairmont, WV, 26554 | 3.0 | |
| State Farm | Rick Bailey | 2868 White Hall Blvd, Fairmont, WV, 26554-8227 | 5.4 | |
| Liberty Mutual Independent | Bond Insurance Agency Inc | 104 Adams St, Fairmont, WV, 26554 | 2.1 | |
| Nationwide | Richard L Moore | 613 Fairmont Ave, Fairmont, WV, 26554-4116 | 2.2 | |
| Erie | Talerico Insurance Agency Llc | 1275 Stewartstown Road Suite 100, Morgantown, WV, 26505 | 16.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $500 | $1,000 | $500 |
| Marion County, WV | $110,100 | $695 | $470 | $970 | $500 |
| Middletown, WV | $113,500 | $676 | $490 | $930 | $440 |
| Pleasant Valley, WV | $142,100 | $809 | $550 | $1,140 | $590 |
| Cassville, WV | $136,400 | $794 | $550 | $1,100 | $550 |
| Cheat Lake, WV | $273,800 | $918 | $620 | $1,270 | $650 |
| Franklin, PA | $156,100 | $668 | $450 | $950 | $500 |
| Bruceton Mills, WV | $162,500 | $860 | $620 | $1,210 | $590 |
| Licking, WV | $415,800 | $1,536 | $1,040 | $2,140 | $1,100 |
| Leith-Hatfield, PA | $171,200 | $746 | $540 | $1,020 | $480 |
| Oliver, PA | $68,400 | $508 | $340 | $720 | $380 |
| Amwell, PA | $170,300 | $745 | $500 | $1,070 | $570 |