Gavop's guide to buying homeowners insurance in Christiansburg, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Christiansburg, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Wenn Dr NW, Roundhouse Rd, Betty Dr, Chrisman St, Geneva St, State Rte 690, Newtown Rd, Carden St, State Rte T-1209, Grand View Dr | $200,500 | $170,000 | $200,000-$250,000 | $198,000 | $180,000 | $200,000-$250,000 |
| Haywood Ln, Layman Ct, Colhoun St NE, Scattergood Dr NW, Lake Vista Dr, Brookman Dr, Kirk Hollow Rd, Pelham Ln, Ridinger St, Loving St | $165,500 | $140,000 | $150,000-$175,000 | $128,000 | $120,000 | $125,000-$150,000 |
| State Rte 1270, Evans St, State Rte 1218, Gibson Dr, Gardner St, Wakeman Ct NE, Arbor Dr, Jacob Dr, W Main St, Lester St NE | $164,500 | $140,000 | $175,000-$200,000 | $95,000 | $90,000 | $75,000-$100,000 |
| Rigby St NE, Oilwell Rd, Day Ln, Quartz Ln, Vernon St, Dudley Dr, Burley Ln, Clowers Dr, State Rte 754, Butterfly Ln | $167,000 | $150,000 | $175,000-$200,000 | $137,500 | $120,000 | $100,000-$125,000 |
| State Rte 720, Starlight Dr, Farmview Rd NW, Marquise Dr, Angle Dr, County Rd, Wake Forest Rd, Slusher Ln, Montague St, Kimball Ln | $184,500 | $170,000 | $175,000-$200,000 | $138,000 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $595 |
| Superior Protection Discount | -$63 | $638 |
| Fire & Security Discount | -$56 | $645 |
| Hail Resistant Roof Discount | -$21 | $680 |
| Newly Constructed Home Discount | -$203 | $497 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $1,000 | $856 | $1,856 | $622 | $1,622 | $234 |
| Christiansburg, VA | $2,000 | $692 | $2,692 | $503 | $2,503 | $189 |
| Massie, VA | $300 | $648 | $948 | $471 | $771 | $177 |
| Pulaski, VA | $2,500 | $909 | $3,409 | $660 | $3,160 | $248 |
| Narrows, VA | $300 | $538 | $838 | $391 | $691 | $147 |
| Vinton, VA | $1,000 | $657 | $1,657 | $478 | $1,478 | $180 |
| Reed Creek, VA | $300 | $909 | $1,209 | $660 | $960 | $248 |
| Snow Creek, VA | $1,000 | $680 | $1,680 | $494 | $1,494 | $186 |
| Bland County, VA | $400 | $909 | $1,309 | $660 | $1,060 | $248 |
| Speedwell, VA | $2,500 | $535 | $3,035 | $389 | $2,889 | $146 |
| Bluefield, WV | $300 | $694 | $994 | $504 | $804 | $190 |
| Covington, VA | $700 | $582 | $1,282 | $423 | $1,123 | $159 |
| Home Insurance Company Christiansburg, VA | Homeowners Insurance Agency Christiansburg, VA | Address | Popularity Score | Distance from Christiansburg (miles) |
|---|---|---|---|---|
| Travelers | Derek Wiley Agency Inc | 1616 Roanoke Road Suite 100, Daleville, VA, 24083 | 32.6 | |
| Travelers | M L Sutphin Insurance Agency Inc | 16483 Moneta Rd Ste K, Moneta, VA, 24121 | 40.9 | |
| Erie | Phipps Insurance Services Inc. | 2243 W Main Street, Salem, VA, 24153 | 19.5 | |
| Allstate | Bernadette Kincheloe | 4664 Brambleton Ave, Roanoke, VA, 24018 | 22.0 | |
| Erie | Commonwealth Insurance Advisors | 1215 Stafford Drive, Christiansburg, VA, 24073 | 2.9 | |
| Farmers | Belinda Blodgett | 1055 E Main St, Radford, VA, 24141 | 8.5 | |
| Travelers | Jackson Insurance Agency | 208 N Main Street, Hillsville, VA, 24343 | 31.9 | |
| State Farm | Mark Stegall | 2309 Daniels Creek Rd, Collinsville, VA, 24078-1364 | 39.6 | |
| Farmers | Charles Shomo | 205 Church St Se Ste B, Blacksburg, VA, 24060 | 6.0 | |
| State Farm | Patrick Mcdonald | 3321 Brambleton Ave, Roanoke, VA, 24018-6524 | 23.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $680 | $1,360 | $680 |
| Montgomery County, VA | $213,300 | $866 | $620 | $1,190 | $570 |
| Christiansburg, VA | $182,300 | $701 | $500 | $990 | $490 |
| Massie, VA | $160,800 | $656 | $470 | $910 | $440 |
| Pulaski, VA | $109,300 | $920 | $650 | $1,300 | $650 |
| Narrows, VA | $98,300 | $545 | $370 | $750 | $380 |
| Vinton, VA | $164,900 | $665 | $490 | $950 | $460 |
| Reed Creek, VA | $99,900 | $920 | $630 | $1,300 | $670 |
| Snow Creek, VA | $146,800 | $688 | $470 | $960 | $490 |
| Bland County, VA | $109,300 | $920 | $670 | $1,310 | $640 |
| Speedwell, VA | $97,700 | $542 | $370 | $780 | $410 |
| Bluefield, WV | $76,600 | $703 | $510 | $960 | $450 |
| Covington, VA | $72,200 | $589 | $420 | $820 | $400 |