Gavop tells you how to get the best homeowners insurance in Culpeper, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Culpeper, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sunflower Dr, Nether Ct, Dominion Square Shopping Center, Lesco Blvd, Daisy Meadow Ln, State Rte 676, Whisper Hill Rd, Green Hill Ln, Lignum Rd, State Rte 663 | $344,500 | $320,000 | $400,000-$500,000 | $232,500 | $210,000 | $175,000-$200,000 |
| State Rte 1007, State Rte 680, Coles Hill Rd, Matts Ln, Lonetree Ct, Dogwood Ln, Rixeyville Rd, Alvere Rd, Lee Junction Ln, Stilwell Ln | $233,500 | $200,000 | $200,000-$250,000 | $235,000 | $190,000 | $250,000-$300,000 |
| Struan Rd, High St, Gibson Mill Rd, Compton Ln, Rental Ln, W Park Ave, State Rte F676, Hoopers Run Ln, State Rte 628, State Rte 620 | $238,000 | $190,000 | $175,000-$200,000 | $140,500 | $130,000 | $125,000-$150,000 |
| Payne Rd, State Rte 674, S West St, Yancey St, Glebe Farm Rd, Nalles Mill Rd, State Rte 631, Blue Rd, Kettle Club Rd, Rhodes Family Ln | $368,500 | $340,000 | $400,000-$500,000 | $226,500 | $190,000 | $250,000-$300,000 |
| Inlet Rd, Wanza Rd, Willow Creek Ln, Finley Dr, Whitworth Dr, Mariel Way, W Sunnyside Ln, Dragonfly Ln, Jacobs Ford Rd, Brandy Farm Rd | $220,500 | $200,000 | $175,000-$200,000 | $132,500 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $650 |
| Superior Protection Discount | -$77 | $689 |
| Fire & Security Discount | -$69 | $696 |
| Hail Resistant Roof Discount | -$15 | $750 |
| Newly Constructed Home Discount | -$161 | $605 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Culpeper County | $2,000 | $914 | $2,914 | $664 | $2,664 | $250 |
| Culpeper, VA | $2,000 | $756 | $2,756 | $549 | $2,549 | $207 |
| Flint Hill, VA | $500 | $985 | $1,485 | $716 | $1,216 | $269 |
| Chancellor, VA | $2,000 | $810 | $2,810 | $589 | $2,589 | $221 |
| Stanley, VA | $100 | $758 | $858 | $551 | $651 | $207 |
| Elkton, VA | $2,000 | $821 | $2,821 | $597 | $2,597 | $224 |
| Independent Hill, VA | $300 | $1,038 | $1,338 | $754 | $1,054 | $284 |
| Shenandoah Shores, VA | $2,000 | $836 | $2,836 | $607 | $2,607 | $228 |
| Dale City, VA | $200 | $937 | $1,137 | $681 | $881 | $256 |
| Lake Monticello, VA | $1,000 | $754 | $1,754 | $548 | $1,548 | $206 |
| Boyce, VA | $100 | $993 | $1,093 | $722 | $822 | $271 |
| Round Hill, VA | $2,500 | $1,142 | $3,642 | $830 | $3,330 | $312 |
| Home Insurance Company Culpeper, VA | Homeowners Insurance Agency Culpeper, VA | Address | Popularity Score | Distance from Culpeper (miles) |
|---|---|---|---|---|
| Erie | Casper Insurance Group | 101 E Main Street Suite A, Purcellville, VA, 20132 | 48.5 | |
| Allstate | Ladislao Carballosa | 9316 Old Keene Mill Rd Ste E, Burke, VA, 22015 | 45.0 | |
| State Farm | Andrew Frizzle | 7320 Hrtg Vlg Plz Ste 102, Gainesville, VA, 20155-3079 | 31.6 | |
| State Farm | Andre Arjun | 795 Center St Unit 6, Herndon, VA, 20170-4684 | 48.1 | |
| Erie | Ld&B Insurance & Financial Service | 205 S Liberty Street Suite A, Harrisonburg, VA, 22801 | 47.1 | |
| State Farm | Steve Sandoval | 13135 Lee J Meml Hwy Ste 104, Fairfax, VA, 22033-1907 | 43.2 | |
| Allstate | Victor James | 556 Garrisonville Rd Ste 211, Stafford, VA, 22554 | 30.7 | |
| Travelers | Browns Insurance Agency Inc | 9170 Prince William St, Manassas, VA, 20110 | 34.4 | |
| State Farm | Gary Frantz | 3302 Old Bridge Rd Ste E, Lake Ridge, VA, 22192-5262 | 40.1 | |
| Allstate | Afrah Sudi | 8050 Crescent Park Dr, Gainesville, VA, 20155 | 28.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,320 | $630 |
| Culpeper County, VA | $266,400 | $925 | $640 | $1,290 | $650 |
| Culpeper, VA | $224,800 | $765 | $530 | $1,060 | $530 |
| Flint Hill, VA | $294,800 | $997 | $670 | $1,390 | $720 |
| Chancellor, VA | $276,900 | $820 | $600 | $1,130 | $530 |
| Stanley, VA | $155,800 | $767 | $550 | $1,100 | $550 |
| Elkton, VA | $180,600 | $831 | $570 | $1,140 | $570 |
| Independent Hill, VA | $467,700 | $1,051 | $750 | $1,450 | $700 |
| Shenandoah Shores, VA | $187,500 | $846 | $570 | $1,170 | $600 |
| Dale City, VA | $286,900 | $948 | $680 | $1,360 | $680 |
| Lake Monticello, VA | $222,500 | $763 | $510 | $1,080 | $570 |
| Boyce, VA | $301,200 | $1,005 | $710 | $1,390 | $680 |
| Round Hill, VA | $386,400 | $1,156 | $790 | $1,610 | $820 |