Gavop tells you how to get the best homeowners insurance in Owosso, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $88,000 | $80,000 | $50,000-$75,000 |
| 3 Bedroom | $110,000 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $114,000 | $100,000 | $125,000-$150,000 |
| 5 Bedroom | $210,500 | $180,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$89 | $545 |
| Superior Protection Discount | -$57 | $577 |
| Fire & Security Discount | -$70 | $564 |
| Hail Resistant Roof Discount | -$19 | $615 |
| Newly Constructed Home Discount | -$127 | $507 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,488 |
| Hail Damage | $4,476 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,386 |
| Home Insurance Company Owosso, MI | Homeowners Insurance Agency Owosso, MI | Address | Popularity Score | Distance from Owosso (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Follmer Insurance Services | 5058 S Old Us Highway 23, Brighton, MI, 48114 | 38.6 | |
| State Farm | Jeff Hunt | 4359 Wilder Rd, Bay City, MI, 48706-2207 | 45.9 | |
| State Farm | Pat Cronin | 148 W Park St, Lapeer, MI, 48446-2163 | 44.0 | |
| Allstate | Connolly And Associates | 66 N Williams Lake Rd, Waterford, MI, 48327 | 44.4 | |
| Allstate | Prince Elia | 4088 Haggerty Hwy, Commerce Township, MI, 48390 | 47.3 | |
| State Farm | Dave Smith | 7217 Sashabaw Rd, Clarkston, MI, 48348-4741 | 44.0 | |
| State Farm | Scott Seamon | 2412 Midland Rd, Saginaw, MI, 48603-3460 | 31.6 | |
| State Farm | Larry Lukovich | 5400 Dixie Hwy, Waterford, MI, 48329-1613 | 44.7 | |
| State Farm | Ron Gillum Jr | 3692 E Court St, Flint, MI, 48506-4106 | 27.3 | |
| Farmers | Joseph Oconnor | 5852 S Main St, Clarkston, MI, 48346 | 42.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $560 | $1,110 | $550 |
| Shiawassee County, MI | $111,000 | $716 | $490 | $1,000 | $510 |
| Owosso, MI | $78,000 | $634 | $440 | $890 | $450 |
| Corunna, MI | $84,200 | $693 | $510 | $960 | $450 |
| Shiawassee, MI | $130,200 | $767 | $560 | $1,080 | $520 |
| Conway, MI | $170,200 | $820 | $590 | $1,170 | $580 |
| Greenbush, MI | $150,400 | $794 | $560 | $1,100 | $540 |
| James, MI | $117,800 | $749 | $540 | $1,060 | $520 |
| Milford, MI | $215,300 | $740 | $500 | $1,010 | $510 |
| Lapeer, MI | $93,400 | $660 | $480 | $930 | $450 |
| Gilford, MI | $101,500 | $723 | $490 | $1,000 | $510 |
| Evergreen, MI | $96,300 | $715 | $520 | $990 | $470 |
| Vermontville, MI | $105,000 | $729 | $490 | $1,010 | $520 |