Gavop shows you how to buy homeowners insurance in Shelby County, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Shelby County, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 8th St, Victoria St, Valley Dr, Juniper Rd, 1650th St, 11th St, Knotty Pine Rd, Hill St, Park St, Y Ave | $122,000 | $100,000 | $125,000-$150,000 | $86,000 | $80,000 | $75,000-$100,000 |
| 250th St, 2nd St, 750th St, 2400th St, 350th St, Co Hwy L34, 12th St, Sequoia Loop, Industrial Ave, Durant St | $77,000 | $60,000 | $75,000-$100,000 | $94,000 | $80,000 | $75,000-$100,000 |
| 8th St, Mill Ridge Rd, Birch Rd, Street F58, South St, 1600th St, Euclid St, 660th St, 1st St, Exchange St | $142,500 | $120,000 | $100,000-$125,000 | $97,000 | $80,000 | $100,000-$125,000 |
| 1450th Rd, Rd M36, 400th St, 2nd St E, 22nd St, Ironwood Rd, 1250th St, Main Ln, Monroe St, Stanley Blvd | $106,500 | $100,000 | $100,000-$125,000 | $115,500 | $100,000 | $100,000-$125,000 |
| Research Ln, Mulberry Rd, Co Trunk Hwy F32, Lasalle Ave, Yellowwood Rd, 1200th St, 850th St, College St, 1500th St, Sunrise Dr | $133,000 | $120,000 | $100,000-$125,000 | $120,500 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$104 | $588 |
| Superior Protection Discount | -$69 | $623 |
| Fire & Security Discount | -$48 | $643 |
| Hail Resistant Roof Discount | -$21 | $671 |
| Newly Constructed Home Discount | -$138 | $554 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Shelby County | $2,000 | $684 | $2,684 | $497 | $2,497 | $187 |
| Shelby County, IA | $1,500 | $684 | $2,184 | $497 | $1,997 | $187 |
| Manning, IA | $2,500 | $654 | $3,154 | $475 | $2,975 | $179 |
| Logan, IA | $200 | $676 | $876 | $491 | $691 | $185 |
| Templeton, IA | $700 | $704 | $1,404 | $512 | $1,212 | $193 |
| Oakland, IA | $300 | $727 | $1,027 | $528 | $828 | $199 |
| Melville, IA | $1,000 | $819 | $1,819 | $595 | $1,595 | $224 |
| Vail, IA | $400 | $554 | $954 | $403 | $803 | $151 |
| Lidderdale, IA | $1,000 | $613 | $1,613 | $445 | $1,445 | $167 |
| Arizona, NE | $200 | $1,101 | $1,301 | $800 | $1,000 | $301 |
| Liston, IA | $1,000 | $645 | $1,645 | $469 | $1,469 | $176 |
| Home Insurance Company Shelby County, IA | Homeowners Insurance Agency Shelby County, IA | Address | Popularity Score | Distance from Shelby County (miles) |
|---|---|---|---|---|
| Farmers | Paula Sass | 2549 2nd Ave, Council Bluffs, IA, 51501 | 41.5 | |
| Farmers | Lonnie Carrick | 207 N 5th St, Guthrie Center, IA, 50115 | 41.7 | |
| State Farm | Ej Leinen | 513 Court St, Harlan, IA, 51537-1439 | 1.5 | |
| Travelers | Accurate Insurance | 508 S Locust St, Glenwood, IA, 51534 | 49.5 | |
| State Farm | Scott Jensen | 204 W 7th St, Atlantic, IA, 50022-1452 | 24.3 | |
| State Farm | Clark Ahrenholtz | 2114 12th St, Harlan, IA, 51537-2056 | 2.3 | |
| State Farm | Steve Keller | 409 E Erie, Missouri Valley, IA, 51555-1644 | 31.3 | |
| State Farm | Steve Keller | 409 E Erie St, Missouri Vly, IA, 51555-1644 | 31.3 | |
| State Farm | Steve Nuckels | 108 W 8th St, Carroll, IA, 51401-2304 | 35.2 | |
| Travelers | The Agency Inc Of Harlan | 1208 8th St, Harlan, IA, 51537 | 1.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $610 | $1,140 | $530 |
| Shelby County, IA | $111,700 | $692 | $480 | $980 | $500 |
| Shelby County, IA | $111,700 | $692 | $480 | $980 | $500 |
| Manning, IA | $90,900 | $662 | $460 | $910 | $450 |
| Logan, IA | $96,100 | $684 | $490 | $940 | $450 |
| Templeton, IA | $103,400 | $713 | $480 | $980 | $500 |
| Oakland, IA | $109,500 | $736 | $530 | $1,050 | $520 |
| Melville, IA | $137,500 | $829 | $610 | $1,150 | $540 |
| Vail, IA | $69,000 | $561 | $380 | $770 | $390 |
| Lidderdale, IA | $81,400 | $620 | $420 | $850 | $430 |
| Arizona, NE | $122,700 | $1,114 | $800 | $1,530 | $730 |
| Liston, IA | $88,800 | $653 | $460 | $900 | $440 |