Gavop shows you how to buy homeowners insurance in Nez Perce County, ID by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Nez Perce County, ID - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Alder Dr, Forest Hill Ln, Cooks Grade, Vineyard Dr, Old Vineyard Ln, 17th St B, Rodeo Ln, Southwick Rd, Preston Dr, 13th St C | $123,500 | $110,000 | $100,000-$125,000 | $221,500 | $180,000 | $200,000-$250,000 |
| E Main St, 14th Ave, 7th Ave, Hubbard Gulch Rd, 118 Rd, S Storey Rd, Echo Hills Dr, Growler Point Rd, McIntyre St, Bull Pine Dr | $105,500 | $90,000 | $75,000-$100,000 | $195,000 | $170,000 | $200,000-$250,000 |
| Cottonwood Creek Rd, Riverview St, Horsehaven Ln, W Howard St, 25th Ave, 210 Rd, 350 Rd N, 560 Rd N, Cherrylane Rd, 150 Rd | $114,000 | $100,000 | $100,000-$125,000 | $170,000 | $150,000 | $150,000-$175,000 |
| German Settlement Rd, Thain Rd, 14th St C, Mariposa Ln, Arrow Highline Rd, Elizabeth Blvd, Culdesac Rd, Gulch Ln, Daffodil Ln, Settlers Ln | $143,500 | $130,000 | $150,000-$175,000 | $177,000 | $160,000 | $175,000-$200,000 |
| Webb Ridge Rd, Lochsa Ct, Horvath Rd, E 1st St, Albright Grade Rd, River Rd, Quail Ln, Court St, Alder Ave, Wheat Ln | $99,000 | $90,000 | $75,000-$100,000 | $124,000 | $100,000 | $100,000-$125,000 |
| 27th Ave, 238 Rd, Reservation Line, Rapidview Ln, Country Club Dr, Zinn Ln, Waha Glen Rd, Goldfinch Ln, J Webb Dr, Daisy Ln | $164,500 | $150,000 | $175,000-$200,000 | $133,000 | $120,000 | $100,000-$125,000 |
| Steeple Ln, Cherokee Ln, Wild Rose Grade, Canyon Pl, Joseph St E, Imnaha Ln, 220 Rd S, Swallowsview Dr, 505 Rd E, Oconner Rd | $158,500 | $130,000 | $125,000-$150,000 | $162,000 | $150,000 | $125,000-$150,000 |
| Talons Ct, Colter Ln, Steigers Rd, Basalt Ln, Webb Canal Grade, 5th St E, Painted Horse Ln, 374 Rd, 8th St F, Beardy Gulch | $73,000 | $60,000 | $50,000-$75,000 | $91,000 | $80,000 | $100,000-$125,000 |
| Herman Meyer Rd, 235 Rd W, Dogwood Ln, Flatiron Rd, Lapwai Rd, Preston Ave, Skyline Dr, 15th St E, Thain Grade, 310 Rd | $122,000 | $100,000 | $125,000-$150,000 | $174,500 | $140,000 | $150,000-$175,000 |
| Lucky Ln, Old Melrose Grade, Duthie Blvd, Cedar Drive Ct, Arrow Rim Ln, Church St, Cream Ridge Rd, Four S Ln, Rosebud Ln, Crestline Circle Ct | $83,000 | $80,000 | $50,000-$75,000 | $144,000 | $120,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$102 | $500 |
| Superior Protection Discount | -$60 | $542 |
| Fire & Security Discount | -$42 | $560 |
| Hail Resistant Roof Discount | -$18 | $584 |
| Newly Constructed Home Discount | -$169 | $434 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Nez Perce County | $2,500 | $595 | $3,095 | $433 | $2,933 | $163 |
| Nez Perce County, ID | $1,500 | $595 | $2,095 | $433 | $1,933 | $163 |
| Sweetwater, ID | $100 | $439 | $539 | $319 | $419 | $120 |
| Peck, ID | $700 | $487 | $1,187 | $354 | $1,054 | $133 |
| Ferdinand, ID | $300 | $579 | $879 | $421 | $721 | $158 |
| Troy-Juliaetta-Kendrick, ID | $2,000 | $610 | $2,610 | $443 | $2,443 | $167 |
| Orofino, ID | $500 | $522 | $1,022 | $379 | $879 | $143 |
| Uniontown, WA | $700 | $726 | $1,426 | $528 | $1,228 | $198 |
| Snake River, WA | $300 | $668 | $968 | $485 | $785 | $183 |
| Garfield County, WA | $2,000 | $786 | $2,786 | $571 | $2,571 | $215 |
| Elk River, ID | $400 | $499 | $899 | $363 | $763 | $136 |
| Pierce, ID | $1,500 | $423 | $1,923 | $307 | $1,807 | $116 |
| Home Insurance Company Nez Perce County, ID | Homeowners Insurance Agency Nez Perce County, ID | Address | Popularity Score | Distance from Nez Perce County (miles) |
|---|---|---|---|---|
| State Farm | Steve Forge | 1442 Idaho St, Lewiston, ID, 83501-2559 | 13.3 | |
| Travelers | Troy Insurance | 625 8th St, Lewiston, ID, 83501 | 13.6 | |
| State Farm | Rebecca Knudson | 1920 19th Ave, Lewiston, ID, 83501-4069 | 12.5 | |
| Farmers | Eric Sprenger | 114 E 5th St Ste 1, Moscow, ID, 83843 | 29.7 | |
| Allstate | Walrath Insurance | 163 Johnson Ave, Orofino, ID, 83544 | 26.2 | |
| Liberty Mutual Independent | Kuespert Insurance Agency Inc | 127 S Washington St Ste 4, Moscow, ID, 83843 | 29.9 | |
| State Farm | Jamie Knudson | 318 S Main St, Moscow, ID, 83843-2914 | 29.8 | |
| Travelers | Troy Insurance | 1822 18th Ave, Lewiston, ID, 83501 | 12.6 | |
| Farmers | Michael Beuke | 1522 Main St, Lewiston, ID, 83501 | 13.3 | |
| Travelers | Aaa Insurance Agency | 802 Bryden Ave, Lewiston, ID, 83501 | 11.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $450 | $860 | $410 |
| Nez Perce County, ID | $172,500 | $602 | $430 | $860 | $430 |
| Nez Perce County, ID | $172,500 | $602 | $440 | $840 | $400 |
| Sweetwater, ID | $89,000 | $444 | $300 | $630 | $330 |
| Peck, ID | $106,300 | $493 | $340 | $700 | $360 |
| Ferdinand, ID | $150,000 | $586 | $420 | $830 | $410 |
| Troy-Juliaetta-Kendrick, ID | $169,700 | $617 | $420 | $870 | $450 |
| Orofino, ID | $120,800 | $528 | $380 | $730 | $350 |
| Uniontown, WA | $227,400 | $735 | $530 | $1,050 | $520 |
| Snake River, WA | $182,900 | $676 | $470 | $960 | $490 |
| Garfield County, WA | $143,800 | $795 | $550 | $1,100 | $550 |
| Elk River, ID | $111,200 | $505 | $370 | $710 | $340 |
| Pierce, ID | $84,000 | $428 | $310 | $590 | $280 |