Gavop shows you how to buy homeowners insurance in Clover Creek, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $83,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $249,500 | $200,000 | $200,000-$250,000 |
| 3 Bedroom | $180,500 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $383,500 | $350,000 | $300,000-$350,000 |
| 5 Bedroom | $585,000 | $520,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$98 | $601 |
| Superior Protection Discount | -$70 | $629 |
| Fire & Security Discount | -$63 | $636 |
| Hail Resistant Roof Discount | -$14 | $685 |
| Newly Constructed Home Discount | -$168 | $532 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pierce County | $1,500 | $738 | $2,238 | $536 | $2,036 | $202 |
| Clover Creek, WA | $2,000 | $691 | $2,691 | $502 | $2,502 | $189 |
| Waller, WA | $500 | $653 | $1,153 | $475 | $975 | $178 |
| Prairie Ridge, WA | $1,500 | $671 | $2,171 | $487 | $1,987 | $183 |
| Wilkeson, WA | $400 | $699 | $1,099 | $508 | $908 | $191 |
| Fairwood, WA | $100 | $788 | $888 | $572 | $672 | $215 |
| Vaughn, WA | $1,000 | $768 | $1,768 | $558 | $1,558 | $210 |
| Boulevard Park, WA | $300 | $746 | $1,046 | $542 | $842 | $204 |
| Ames Lake, WA | $2,000 | $1,517 | $3,517 | $1,102 | $3,102 | $414 |
| Seabeck, WA | $500 | $998 | $1,498 | $725 | $1,225 | $273 |
| Home Insurance Company Clover Creek, WA | Homeowners Insurance Agency Clover Creek, WA | Address | Popularity Score | Distance from Clover Creek (miles) |
|---|---|---|---|---|
| Farmers | Jerry Hallman | 1106 Yakima Ave, Tacoma, WA, 98405 | 8.2 | |
| State Farm | Angie Roarty | 7602 Bridgeport Way W Ste 4b, Lakewood, WA, 98499-2432 | 7.2 | |
| State Farm | Diane Hagen | 3401 6th Ave Ste I, Tacoma, WA, 98406-5449 | 9.1 | |
| Farmers | Nana Rennie | 240 Auburn Way S Ste 1a, Auburn, WA, 98002 | 13.3 | |
| Travelers | Heritage Insurance Inc | 10803 Se Kent Kangley Rd 206, Kent, WA, 98030 | 17.9 | |
| Allstate | Campbell Nelson Insurance | 24325 Highway 99, Edmonds, WA, 98026 | 43.9 | |
| Farmers | Brian Arnold | 5423 S Washington St, Tacoma, WA, 98409 | 6.6 | |
| State Farm | Kent Christianson | 1705 N 45th St Ste A, Seattle, WA, 98103-6801 | 35.9 | |
| State Farm | Dan Tierney | 7006 35th Ave Ne, Seattle, WA, 98115-5917 | 37.3 | |
| State Farm | Tyler Mcclung | 2022 Meridian Ave E, Edgewood, WA, 98371-1018 | 7.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $550 | $1,120 | $570 |
| Pierce County, WA | $255,800 | $747 | $550 | $1,070 | $520 |
| Clover Creek, WA | $241,400 | $699 | $480 | $960 | $480 |
| Waller, WA | $269,900 | $661 | $480 | $950 | $470 |
| Prairie Ridge, WA | $223,300 | $679 | $490 | $930 | $440 |
| Wilkeson, WA | $205,300 | $707 | $520 | $1,010 | $490 |
| Fairwood, WA | $369,500 | $797 | $570 | $1,130 | $560 |
| Vaughn, WA | $261,200 | $777 | $570 | $1,100 | $530 |
| Boulevard Park, WA | $243,300 | $755 | $520 | $1,050 | $530 |
| Ames Lake, WA | $594,300 | $1,535 | $1,090 | $2,160 | $1,070 |
| Seabeck, WA | $394,800 | $1,010 | $740 | $1,420 | $680 |