Gavop's guide to buying homeowners insurance in Cheviot, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $71,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $93,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $112,500 | $100,000 | $125,000-$150,000 |
| 5 Bedroom | $147,000 | $130,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$56 | $638 |
| Home and Two Car | -$118 | $576 |
| Home and Three Car | -$167 | $527 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hamilton County | $2,500 | $704 | $3,204 | $512 | $3,012 | $192 |
| Cheviot, OH | $2,500 | $685 | $3,185 | $498 | $2,998 | $187 |
| Boone County, KY | $200 | $963 | $1,163 | $700 | $900 | $263 |
| Montgomery, OH | $700 | $899 | $1,599 | $653 | $1,353 | $246 |
| Wetherington, OH | $200 | $1,390 | $1,590 | $1,010 | $1,210 | $380 |
| Claryville, KY | $1,000 | $1,089 | $2,089 | $791 | $1,791 | $298 |
| Mentor, KY | $200 | $969 | $1,169 | $704 | $904 | $265 |
| Lanier, OH | $700 | $689 | $1,389 | $500 | $1,200 | $188 |
| Goforth-Locust Grove, KY | $500 | $775 | $1,275 | $563 | $1,063 | $212 |
| Carroll County, KY | $2,000 | $665 | $2,665 | $483 | $2,483 | $182 |
| Fayette County, IN | $200 | $623 | $823 | $453 | $653 | $170 |
| Berry West, KY | $1,000 | $894 | $1,894 | $650 | $1,650 | $244 |
| Home Insurance Company Cheviot, OH | Homeowners Insurance Agency Cheviot, OH | Address | Popularity Score | Distance from Cheviot (miles) |
|---|---|---|---|---|
| Erie | Matulka Insurance Agency | 2262 County Line Road, Beavercreek, OH, 45430 | 47.0 | |
| Travelers | Duffy Insurance Partners Llc | 7601 Cheviot Rd Ste 200, Cincinnati, OH, 45247 | 4.1 | |
| State Farm | Mark Redmond | 7225 Colerain Ave Ste 202, Cincinnati, OH, 45239-5364 | 4.1 | |
| State Farm | George Meinberg | 9400 Main St Unit 1, Cincinnati, OH, 45242-7650 | 14.8 | |
| State Farm | Beth Wilker | 8406 Winton Rd, Cincinnati, OH, 45231-5905 | 6.7 | |
| State Farm | Bob Donnelly | 2063 Beechmont Ave Ste 2, Cincinnati, OH, 45230-1699 | 13.0 | |
| State Farm | Gabe Landes | 1490 N Fairfield Rd Ste C, Beavercreek, OH, 45432-2680 | 49.6 | |
| State Farm | Rick Brown | 3593 Westwood Northern Blvd, Cincinnati, OH, 45211-2550 | 0.6 | |
| State Farm | John Curry | 4953 Delhi Ave, Cincinnati, OH, 45238-5346 | 4.3 | |
| State Farm | Thad Camp | 22 S Main St, Bellbrook, OH, 45305-1931 | 43.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $1,010 | $530 |
| Hamilton County, OH | $145,800 | $713 | $480 | $1,010 | $530 |
| Cheviot, OH | $90,400 | $694 | $470 | $950 | $480 |
| Boone County, KY | $183,700 | $975 | $710 | $1,380 | $670 |
| Montgomery, OH | $343,800 | $910 | $650 | $1,280 | $630 |
| Wetherington, OH | $441,400 | $1,407 | $960 | $1,930 | $970 |
| Claryville, KY | $206,700 | $1,102 | $760 | $1,530 | $770 |
| Mentor, KY | $157,800 | $981 | $670 | $1,350 | $680 |
| Lanier, OH | $128,500 | $697 | $490 | $1,000 | $510 |
| Goforth-Locust Grove, KY | $99,500 | $784 | $540 | $1,110 | $570 |
| Carroll County, KY | $103,800 | $673 | $460 | $950 | $490 |
| Fayette County, IN | $81,400 | $631 | $460 | $900 | $440 |
| Berry West, KY | $132,500 | $905 | $620 | $1,290 | $670 |