Gavop shows you how to buy homeowners insurance in Linn County, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Linn County, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Hayden St, Locust St, W Park St, Percy Ln, Clover Dr, Farragut St, W Sedgwick St, McGowen St, Enon Rd, 3rd St | $66,500 | $60,000 | $50,000-$75,000 | $72,500 | $60,000 | $75,000-$100,000 |
| E Gracia Ave, Broadway Rd, E Clark St, Crest Rd, Auto Dr, Keene Dr, Iguana Rd, Co Rd Yy, 302, Morton Rd | $117,500 | $110,000 | $100,000-$125,000 | $48,500 | $40,000 | $50,000-$75,000 |
| W Dowden St, Beech Dr, N 5th St, S Pershing Rd, E Gracia, Gurney Rd, Ava Dr, Co Rd J, Iris Dr, Husk Rd | $85,000 | $80,000 | $75,000-$100,000 | $61,000 | $50,000 | $50,000-$75,000 |
| W Elm St, Co Rd Mm, Poplar St, Inca Rd, S Pennsylvania Ave, Normal Rd, S 2nd St, Ludlow Rd, Co Rd Tt, Nation Dr | $157,000 | $130,000 | $125,000-$150,000 | $113,000 | $90,000 | $100,000-$125,000 |
| Cherry, S Kansas Ave, Deerbrooke Dr, Lilac Rd, Flint Rd, Hwy Bb, Anna St, Prairie St, Gas Rd, Newton Rd | $83,000 | $70,000 | $75,000-$100,000 | $55,500 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $594 |
| Superior Protection Discount | -$66 | $667 |
| Fire & Security Discount | -$73 | $660 |
| Hail Resistant Roof Discount | -$15 | $719 |
| Newly Constructed Home Discount | -$161 | $572 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Linn County | $700 | $725 | $1,425 | $527 | $1,227 | $198 |
| Linn County, MO | $1,000 | $725 | $1,725 | $527 | $1,527 | $198 |
| Baker, MO | $300 | $854 | $1,154 | $620 | $920 | $233 |
| Macon County, MO | $2,000 | $752 | $2,752 | $546 | $2,546 | $205 |
| Kirksville, MO | $300 | $808 | $1,108 | $587 | $887 | $221 |
| Spickard, MO | $1,500 | $634 | $2,134 | $461 | $1,961 | $173 |
| Jacksonville, MO | $200 | $755 | $955 | $549 | $749 | $206 |
| Daviess County, MO | $200 | $788 | $988 | $573 | $773 | $215 |
| Grand Pass, MO | $1,000 | $864 | $1,864 | $628 | $1,628 | $236 |
| South Sugar Creek, MO | $500 | $970 | $1,470 | $705 | $1,205 | $265 |
| Home Insurance Company Linn County, MO | Homeowners Insurance Agency Linn County, MO | Address | Popularity Score | Distance from Linn County (miles) |
|---|---|---|---|---|
| State Farm | Stephanie Trager | 112 W Brooks Street, Brookfield, MO, 64628-1606 | 5.7 | |
| State Farm | David Cochran | 2910 Oklahoma Ave, Trenton, MO, 64683-3405 | 30.6 | |
| State Farm | Michael Green | 100 W Berry Street, Hamilton, MO, 64644-1309 | 48.1 | |
| Allstate | Jerry Swartz | 208 W Rollins St, Moberly, MO, 65270 | 47.1 | |
| State Farm | Debbie Minnick | 306 N Mason St, Carrollton, MO, 64633-2248 | 40.2 | |
| Farmers | Scott Crose | 402 N Main St, Gallatin, MO, 64640 | 45.5 | |
| State Farm | Chris Trout | 800 Washington St, Chillicothe, MO, 64601-2232 | 24.2 | |
| State Farm | Dan Woessner | 1315 E Highway 24 Ste D, Moberly, MO, 65270-3642 | 46.8 | |
| State Farm | Jed Frost | 107a N Main Street Usa, Marceline, MO, 64658-1213 | 13.3 | |
| State Farm | Tim Tadlock | 122 N Market St, Gallatin, MO, 64640-1156 | 45.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $740 | $1,500 | $760 |
| Linn County, MO | $80,400 | $733 | $520 | $1,010 | $490 |
| Linn County, MO | $80,400 | $733 | $540 | $1,000 | $460 |
| Baker, MO | $78,000 | $864 | $630 | $1,190 | $560 |
| Macon County, MO | $89,000 | $761 | $540 | $1,070 | $530 |
| Kirksville, MO | $108,300 | $818 | $550 | $1,130 | $580 |
| Spickard, MO | $30,800 | $642 | $440 | $910 | $470 |
| Jacksonville, MO | $55,000 | $764 | $510 | $1,080 | $570 |
| Daviess County, MO | $101,100 | $798 | $570 | $1,110 | $540 |
| Grand Pass, MO | $80,500 | $874 | $590 | $1,210 | $620 |
| South Sugar Creek, MO | $110,600 | $982 | $660 | $1,360 | $700 |