How Can I Make My Groton, CT Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Groton, CT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Groton, CT Home Insurance Coverage Levels | Back to Top
| Groton, CT - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Gold Star Hwy, Gravel St, Noank Rd, Eastern Point Rd, Island Ave, Sutton Pl, Starr Ln, Beach Pond Rd, Pelican Dr, Bayside Ave | $319,000 | $270,000 | $350,000-$400,000 | $329,500 | $310,000 | $250,000-$300,000 |
| Tompkins St, Clift Ln, Noank Ledyard Rd, Colony Rd, Welles Rd, Tyler Ave, Chase Oak Ct, Kingfisher Rd, Cranston Dr, Orion Ave | $169,000 | $150,000 | $150,000-$175,000 | $253,500 | $240,000 | $250,000-$300,000 |
| Burgess Pl, Lemont Rd, Erie Ln, Meridian St, Patricks Ct, Rhonda Dr, Buddington Rd, S Elm St, Tautog St, Mirra Dr | $294,000 | $240,000 | $300,000-$350,000 | $559,500 | $460,000 | $500,000-$600,000 |
| Cove Ln, Meridian St Exd, Mohawk Dr, C St, Cherry Cir, Crown Knoll Ct, Division St, Poplar Rd, Pilgrim Dr, Poquonnock Rd | $174,500 | $140,000 | $150,000-$175,000 | $164,000 | $140,000 | $150,000-$175,000 |
| Highland Ave, Lewiston Ct, Round Hill Rd, Island Cir N, Cottage Pl, Plymouth Ave S, Campbell Rd, Knoxville Ct, Colonel Ledyard Hwy, Clubhouse Point Rd | $285,500 | $250,000 | $300,000-$350,000 | $608,000 | $570,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Groton, CT | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$173 | $909 |
| Superior Protection Discount | -$108 | $974 |
| Fire & Security Discount | -$87 | $996 |
| Hail Resistant Roof Discount | -$32 | $1,050 |
| Newly Constructed Home Discount | -$249 | $834 |
Choose your Groton, CT Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,537 |
| Hail Damage | $4,524 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $17,556 |
Identify Top Home Insurance Agents near Groton, CT | Back to Top
| Home Insurance Company Groton, CT | Homeowners Insurance Agency Groton, CT | Address | Popularity Score | Distance from Groton (miles) |
|---|---|---|---|---|
| Travelers | Northeast Financial Group Llc | 194 Boston Post Road, East Lyme, CT, 6333 | 9.8 | |
| Liberty Mutual Independent | The Reardon Agency Inc. | 26 Clark Ln, Waterford, CT, 6385 | 5.0 | |
| Travelers | Swanson Insurance | 210 Boston Post Rd, Waterford, CT, 6385 | 5.5 | |
| Allstate | Paula Luzzi | 453 Colman St, New London, CT, 6320 | 4.5 | |
| Liberty Mutual Independent | Greenberg Rhein & Margolis Inc | 1768 Litchfield Tpke , Woodbridge, CT, 6525 | 49.4 | |
| Liberty Mutual Independent | Cpm Insurance Services Llc | 90 Hinman Street, Cheshire, CT, 6410 | 46.5 | |
| Allstate | David P. White | 170 Flanders Rd Ste A3, Niantic, CT, 6357 | 9.3 | |
| Liberty Mutual Independent | Cpm Insurance Services Llc | 90 Hinman St, Cheshire, CT, 6410 | 46.5 | |
| Allstate | James Umelo | 295 Blake St Ste 2b, New Haven, CT, 6515 | 48.0 | |
| State Farm | Christine Wagner | 601b Broad St, New London, CT, 06320-2544 | 4.9 |
Compare Rates for Groton, CT Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $860 | $1,770 | $910 |
| New London County, CT | $238,900 | $1,168 | $840 | $1,670 | $830 |
| Groton, CT | $237,500 | $1,083 | $780 | $1,490 | $710 |
| Lisbon, CT | $227,100 | $1,134 | $820 | $1,610 | $790 |
| Westbrook Center, CT | $342,800 | $1,450 | $1,040 | $1,990 | $950 |
| Canterbury, CT | $220,000 | $791 | $550 | $1,090 | $540 |
| Amagansett, NY | $1,673,900 | $1,028 | $740 | $1,470 | $730 |
| Columbia, CT | $243,300 | $839 | $600 | $1,190 | $590 |
| Jamestown, RI | $582,100 | $961 | $700 | $1,370 | $670 |
| Cromwell, CT | $245,000 | $843 | $560 | $1,190 | $630 |
| Newport County, RI | $362,800 | $1,405 | $1,030 | $1,940 | $910 |
| Wethersfield, CT | $250,700 | $853 | $620 | $1,210 | $590 |
| Bristol, RI | $318,800 | $994 | $720 | $1,360 | $640 |
Research Home Insurance Companies Reviews in Groton, CT Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: October 18, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I didn't have to use current insurance yet so I can't comment much on the experience
Date: July 21, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
The cost seems to be competitive. While I do not contact them often since I haven't needed to make a claim, they were helpful when I was setting my account up.
Date: June 10, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Customer Service
there are great ways to set your company apart. Customer service is a top quality customers value about an insurer, beating out even settlement amount.
GEICO Home Insurance Reviews
Date: September 13, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
I have Geico for my home and car insurance. The couple of times that I have had to reach out to them about my account, customer service has been fantastic.
Progressive Home Insurance Reviews
Date: September 16, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Policy Offerings
I think that Progressive is comparative to most of the insurance companies. They may even be somewhat cheaper than the bigger companies you see advertised on TV.