Gavop's guide to buying homeowners insurance in Gilliam County, OR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $57,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $100,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $142,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $179,500 | $170,000 | $150,000-$175,000 |
| 5 Bedroom | $370,500 | $320,000 | $350,000-$400,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$52 | $593 |
| Home and Two Car | -$103 | $541 |
| Home and Three Car | -$161 | $483 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gilliam County | $2,000 | $636 | $2,636 | $462 | $2,462 | $174 |
| Gilliam County, OR | $2,000 | $636 | $2,636 | $462 | $2,462 | $174 |
| Moro, OR | $400 | $521 | $921 | $378 | $778 | $142 |
| Wasco, OR | $700 | $473 | $1,173 | $344 | $1,044 | $129 |
| Lonerock, OR | $400 | $380 | $780 | $276 | $676 | $104 |
| Fossil, OR | $700 | $450 | $1,150 | $327 | $1,027 | $123 |
| Heppner, OR | $100 | $465 | $565 | $338 | $438 | $127 |
| Bickleton, WA | $100 | $648 | $748 | $471 | $571 | $177 |
| Goldendale, WA | $2,500 | $786 | $3,286 | $571 | $3,071 | $215 |
| Maupin, OR | $400 | $525 | $925 | $381 | $781 | $143 |
| Tygh Valley, OR | $2,500 | $471 | $2,971 | $342 | $2,842 | $129 |
| Home Insurance Company Gilliam County, OR | Homeowners Insurance Agency Gilliam County, OR | Address | Popularity Score | Distance from Gilliam County (miles) |
|---|---|---|---|---|
| Farmers | Cody Olsen | 903 Barnett St, Wasco, OR, 97065 | 27.7 | |
| State Farm | Dean Dollarhide | 300 E 2nd St, The Dalles, OR, 97058-2108 | 49.5 | |
| State Farm | Tony White | 102 E 2nd St Ste B, The Dalles, OR, 97058-1733 | 49.6 | |
| Farmers | Debra Klaviter | 300 E 4th St, The Dalles, OR, 97058 | 49.5 | |
| Liberty Mutual Independent | Oregon Trail Insurance | 409 W 4th St, The Dalles, OR, 97058 | 49.8 | |
| Farmers | Robin Miles | 102 W 3rd St, The Dalles, OR, 97058 | 49.7 | |
| Travelers | Simmons Insurance Group | 202 Main St N, Boardman, OR, 97818 | 40.2 | |
| Travelers | Wheatland Insurance Center | 294 N Main, Heppner, OR, 97836 | 32.1 | |
| Travelers | Wheatland Insurance Center Inc | 229 Southwest 1st Street Pendleton, Heppner, OR, 97801 | 31.9 | |
| State Farm | Steve Hudson | 201 W 4th St, The Dalles, OR, 97058-1805 | 49.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $480 | $910 | $430 |
| Gilliam County, OR | $110,900 | $644 | $470 | $890 | $420 |
| Gilliam County, OR | $110,900 | $644 | $460 | $910 | $450 |
| Moro, OR | $154,700 | $527 | $350 | $730 | $380 |
| Wasco, OR | $124,700 | $479 | $330 | $660 | $330 |
| Lonerock, OR | $78,800 | $385 | $280 | $540 | $260 |
| Fossil, OR | $111,400 | $455 | $310 | $650 | $340 |
| Heppner, OR | $119,700 | $471 | $340 | $670 | $330 |
| Bickleton, WA | $170,000 | $656 | $480 | $940 | $460 |
| Goldendale, WA | $147,300 | $795 | $570 | $1,100 | $530 |
| Maupin, OR | $157,200 | $531 | $390 | $740 | $350 |
| Tygh Valley, OR | $123,200 | $477 | $350 | $660 | $310 |