How Can I Make My Caldwell County, NC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Caldwell County, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Caldwell County, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $49,000 $50,000 $50,000-$75,000
2 Bedroom $104,500 $100,000 $75,000-$100,000
3 Bedroom $144,500 $130,000 $100,000-$125,000
4 Bedroom $149,500 $130,000 $150,000-$175,000
5 Bedroom $272,500 $230,000 $250,000-$300,000

Estimate your Savings with Home Insurance Discounts in Caldwell County, NC | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$120 $546
Superior Protection Discount -$67 $599
Fire & Security Discount -$47 $619
Hail Resistant Roof Discount -$20 $645
Newly Constructed Home Discount -$166 $499

Choose the Right Deductible for your Caldwell County, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Caldwell County $700 $657 $1,357 $478 $1,178 $180
Caldwell County, NC $1,500 $657 $2,157 $478 $1,978 $180
Hildebran, NC $100 $800 $900 $582 $682 $219
Taylorsville, NC $1,500 $643 $2,143 $467 $1,967 $176
Valle Crucis, NC $300 $1,092 $1,392 $793 $1,093 $298
Sharpes, NC $2,500 $853 $3,353 $620 $3,120 $233
Laurel Creek, NC $200 $1,054 $1,254 $766 $966 $288
North Wilkesboro, NC $700 $618 $1,318 $449 $1,149 $169
Cane Creek, NC $200 $704 $904 $512 $712 $193
Waco, NC $1,500 $595 $2,095 $432 $1,932 $163
Old Fort, NC $300 $555 $855 $404 $704 $152
Green Hill, NC $700 $688 $1,388 $500 $1,200 $188

Identify Top Home Insurance Agents near Caldwell County, NC | Back to Top

Home Insurance Company Caldwell County, NC Homeowners Insurance Agency Caldwell County, NC Address Popularity Score Distance from Caldwell County (miles)
Travelers Lincoln Insurance Agency Inc 510 East Main St, Lincolnton, NC, 28092
36.9
State Farm Kevin Mcmillan 55 Northwest Blvd, Newton, NC, 28658-3955
26.2
State Farm Joe Ricci 20315 Knox Rd Ste A, Cornelius, NC, 28031-6586
49.0
Travelers The Gardner Group 2329 Springs Rd Ne, Hickory, NC, 28601
19.8
State Farm Joy Whitlatch 2743 B Nc Hwy 105 S, Boone, NC, 28607
19.6
Erie Kincaid Insurance Agency 102 Mulberry St Nw, Lenoir, NC, 28645
3.0
Erie Turner Houser Insurance Group 333c E Main Street, Lincolnton, NC, 28092
36.9
Erie Brooks Insurance Agency Llc 607 West Trade Street, Dallas, NC, 28034
48.3
State Farm Sally Brooks 491 Williamson Road, Mooresville, NC, 28117
45.6
Liberty Mutual Independent Langtree Insurance Group 229 Medical Park Rd Ste 201, Mooresville, NC, 28117
47.1

Compare Rates for Caldwell County, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $161,000 $894 $640 $1,230 $590
Caldwell County, NC $112,400 $665 $460 $940 $480
Caldwell County, NC $112,400 $665 $450 $910 $460
Hildebran, NC $139,900 $810 $580 $1,150 $570
Taylorsville, NC $115,300 $651 $450 $930 $480
Valle Crucis, NC $225,700 $1,105 $800 $1,510 $710
Sharpes, NC $87,200 $864 $590 $1,230 $640
Laurel Creek, NC $212,900 $1,067 $740 $1,520 $780
North Wilkesboro, NC $109,700 $626 $420 $880 $460
Cane Creek, NC $118,100 $713 $480 $1,010 $530
Waco, NC $96,000 $602 $430 $860 $430
Old Fort, NC $88,700 $562 $410 $800 $390
Green Hill, NC $114,400 $696 $500 $970 $470

7 Ways to Get Discounts on Homeowners Insurance in Caldwell County, NC

What Makes Your Caldwell County, NC Home Insurance Cheap or Expensive