Gavop's guide to buying homeowners insurance in Cleburne County, AR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Cleburne County, AR - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Airport Rd, Winkley Shoals Cove, Woodland, Greenbrier Ln, Higden Bay Dr, S 6th St, Reames Ln, Cemetary Rd, Stark Ln, Brownsville Rd | $156,000 | $140,000 | $125,000-$150,000 | $88,000 | $70,000 | $75,000-$100,000 |
| N 15th St, Sunny Meadow Rd, Mt Olive Rd, Oakwood, Castle Ridge Hts, Prim Rd, Phd Ave, Jackson Ln, Plantation Dr, Osprey Cove | $199,000 | $170,000 | $175,000-$200,000 | $176,500 | $160,000 | $200,000-$250,000 |
| Spinks Ln, Water Ln, Anderson Cir, Victory Ln, Trout Valley Rd, Bettis Mountain Rd, Fort Cox, Van Buren St, Harrison Ave, Chapel Lake Cir | $153,500 | $140,000 | $150,000-$175,000 | $86,000 | $80,000 | $75,000-$100,000 |
| Lost Creek Ln, Les Nelson Rd, Zeb's Ln, Kitchens Dr, Neighbors Hill Rd, Moss Ln, Fox Chase Dr, County Line Rd, Co Rd 213, McCarty Ridge Rd | $152,500 | $130,000 | $150,000-$175,000 | $85,500 | $70,000 | $100,000-$125,000 |
| Paul St E, Misty Ln, Goff Rd, Johnson Ridge, Co Rd 315, Grace Ln, Bluff Dr, Dekalb Rd, Mullens Ests, Autumn Woods | $161,500 | $150,000 | $125,000-$150,000 | $81,000 | $70,000 | $75,000-$100,000 |
| River Bluff Rd, Cedar Pl, Green Forest Ln, Deer Creek Dr, N 7th St, Lone Star Rd, Birdsong St, Narrows Dr, Utica Rd, Tannenbaum | $206,500 | $170,000 | $175,000-$200,000 | $136,000 | $120,000 | $100,000-$125,000 |
| Traci Ln, Johnson Ln, Bowen, Penny Rd, State Hwy 263, Ponderosa Ln, Lone Pine Rd N, Lookout Dr, Heber Springs Rd, Co Rd 94 | $133,500 | $120,000 | $125,000-$150,000 | $88,000 | $80,000 | $75,000-$100,000 |
| Achoma Dr, Tracy Ann Ln, Pipkin Rd, Spring Heights Dr, Acorn Dr, Jackson Ford Rd, E Summitt St, Martin Isle Ln, Meadow Creek Ln, Westgate Cir | $182,500 | $150,000 | $150,000-$175,000 | $154,000 | $140,000 | $150,000-$175,000 |
| Clark Dr, Cross St, Peter Creek Pass, Little Lake Ln, College, E Walnut St, Taylor Ave, Co Rd 77, Cedar Glade, Harbor Trce | $134,000 | $110,000 | $125,000-$150,000 | $114,000 | $100,000 | $100,000-$125,000 |
| Rohrer Dr, Rogers Rd, Galloway Ln, Westgate Dr, Antioch Rd, Edgemont Rd, Rainbow Rd, Co Rd 337, Hanover Rd, Delaney Dr | $113,000 | $100,000 | $75,000-$100,000 | $72,500 | $70,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$64 | $737 |
| Home and Two Car | -$136 | $665 |
| Home and Three Car | -$200 | $601 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cleburne County | $2,000 | $792 | $2,792 | $575 | $2,575 | $216 |
| Cleburne County, AR | $1,500 | $792 | $2,292 | $575 | $2,075 | $216 |
| Heber Springs, AR | $500 | $811 | $1,311 | $589 | $1,089 | $222 |
| Pine, AR | $700 | $1,144 | $1,844 | $831 | $1,531 | $313 |
| Letona, AR | $400 | $796 | $1,196 | $579 | $979 | $218 |
| Moorefield, AR | $1,000 | $1,303 | $2,303 | $947 | $1,947 | $356 |
| Lick Mountain, AR | $500 | $948 | $1,448 | $689 | $1,189 | $259 |
| Wooster, AR | $2,500 | $1,423 | $3,923 | $1,034 | $3,534 | $389 |
| Big Spring, AR | $100 | $1,344 | $1,444 | $976 | $1,076 | $367 |
| Claiborne, AR | $2,000 | $1,297 | $3,297 | $943 | $2,943 | $355 |
| McLaren, AR | $500 | $1,073 | $1,573 | $780 | $1,280 | $293 |
| Jacksonville, AR | $2,500 | $900 | $3,400 | $654 | $3,154 | $246 |
| Home Insurance Company Cleburne County, AR | Homeowners Insurance Agency Cleburne County, AR | Address | Popularity Score | Distance from Cleburne County (miles) |
|---|---|---|---|---|
| Farmers | Adam Davis | 611 Court St Ste 4, Conway, AR, 72032 | 39.2 | |
| Farmers | Matthew Brown | 2051 W Main St Ste F, Cabot, AR, 72023 | 40.3 | |
| Travelers | Childress Insurance Agency | 2391 W Main Street Ste A, Cabot, AR, 72023 | 40.2 | |
| Allstate | Shawn Evans | 1060 Pats Ln Ste 2, Conway, AR, 72032 | 38.2 | |
| State Farm | Mark Mansfield | 422 W Main St, Heber Springs, AR, 72543-3017 | 5.4 | |
| State Farm | Ancel Carlon | 705 E Broadway St, Morrilton, AR, 72110-3613 | 47.7 | |
| Allstate | Lonnie Cagle | 1214 Hogan Ln Ste 100, Conway, AR, 72034 | 40.8 | |
| Farmers | Christie Brewer | 423 Highway 110 E # B, Heber Springs, AR, 72543 | 5.5 | |
| State Farm | Terry Ray | 50 Highway 67 N, Jacksonville, AR, 72076-4010 | 48.3 | |
| Travelers | Terry Insurance Agency Llc | 1902 South Pine St Suite C, Cabot, AR, 72023 | 42.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $770 | $1,560 | $790 |
| Cleburne County, AR | $127,000 | $801 | $540 | $1,130 | $590 |
| Cleburne County, AR | $127,000 | $801 | $540 | $1,130 | $590 |
| Heber Springs, AR | $133,100 | $820 | $570 | $1,120 | $550 |
| Pine, AR | $134,100 | $1,158 | $800 | $1,640 | $840 |
| Letona, AR | $61,800 | $806 | $540 | $1,120 | $580 |
| Moorefield, AR | $172,100 | $1,319 | $940 | $1,810 | $870 |
| Lick Mountain, AR | $91,800 | $960 | $690 | $1,320 | $630 |
| Wooster, AR | $203,300 | $1,440 | $1,050 | $2,060 | $1,010 |
| Big Spring, AR | $182,500 | $1,360 | $920 | $1,930 | $1,010 |
| Claiborne, AR | $170,700 | $1,313 | $890 | $1,800 | $910 |
| McLaren, AR | $118,200 | $1,086 | $740 | $1,490 | $750 |
| Jacksonville, AR | $117,600 | $911 | $650 | $1,250 | $600 |