Gavop shows you how to buy homeowners insurance in McPherson County, KS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $98,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $151,000 | $130,000 | $175,000-$200,000 |
| 4 Bedroom | $194,500 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $304,000 | $270,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $837 |
| Superior Protection Discount | -$97 | $876 |
| Fire & Security Discount | -$107 | $866 |
| Hail Resistant Roof Discount | -$29 | $944 |
| Newly Constructed Home Discount | -$243 | $730 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| McPherson County | $1,000 | $962 | $1,962 | $699 | $1,699 | $263 |
| McPherson County, KS | $2,500 | $962 | $3,462 | $699 | $3,199 | $263 |
| Inman, KS | $100 | $1,239 | $1,339 | $900 | $1,000 | $339 |
| Reno, KS | $2,500 | $1,155 | $3,655 | $839 | $3,339 | $316 |
| Yoder, KS | $500 | $1,404 | $1,904 | $1,020 | $1,520 | $384 |
| Sedgwick, KS | $2,000 | $1,271 | $3,271 | $923 | $2,923 | $347 |
| Hope, KS | $300 | $994 | $1,294 | $722 | $1,022 | $272 |
| Kanopolis, KS | $700 | $947 | $1,647 | $688 | $1,388 | $259 |
| Raymond, KS | $500 | $1,105 | $1,605 | $803 | $1,303 | $302 |
| Tescott, KS | $1,500 | $904 | $2,404 | $657 | $2,157 | $247 |
| Home Insurance Company McPherson County, KS | Homeowners Insurance Agency McPherson County, KS | Address | Popularity Score | Distance from McPherson County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Assurance Partners | 201 E Iron Ave, Salina, KS, 67401 | 30.8 | |
| State Farm | Todd Barnes | 1025 N Main St, Newton, KS, 67114-1810 | 28.7 | |
| Farmers | Jodi Pappada | 2075 S Ohio St Ste 6b, Salina, KS, 67401 | 28.4 | |
| Farmers | Steven Rogers | 1361 N West St, Wichita, KS, 67203 | 49.4 | |
| Travelers | Charlsen Insurance Agency | 304 Main, Halstead, KS, 67056 | 28.2 | |
| Travelers | Zachary Insurance Inc | 8558 W 21st St N Ste 200, Wichita, KS, 67205 | 47.7 | |
| Allstate | Marc Martin | 212 N Main St, Mcpherson, KS, 67460 | 2.0 | |
| State Farm | Joe Seed | 1612 E Iron, Salina, KS, 67402-1754 | 30.9 | |
| Farmers | Roger Pavkov | 833 E Crawford St, Salina, KS, 67401 | 29.9 | |
| State Farm | Cris Corey | 920 N Main St, Hutchinson, KS, 67501-4402 | 27.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| McPherson County, KS | $140,300 | $973 | $760 | $1,310 | $550 |
| McPherson County, KS | $140,300 | $973 | $760 | $1,310 | $550 |
| Inman, KS | $116,800 | $1,254 | $980 | $1,690 | $710 |
| Reno, KS | $101,700 | $1,169 | $910 | $1,580 | $670 |
| Yoder, KS | $152,500 | $1,421 | $1,110 | $1,920 | $810 |
| Sedgwick, KS | $123,100 | $1,286 | $1,000 | $1,740 | $740 |
| Hope, KS | $76,500 | $1,006 | $780 | $1,360 | $580 |
| Kanopolis, KS | $69,700 | $958 | $750 | $1,290 | $540 |
| Raymond, KS | $93,300 | $1,118 | $870 | $1,510 | $640 |
| Tescott, KS | $64,000 | $915 | $710 | $1,240 | $530 |