Gavop shows you how to buy homeowners insurance in Riverside, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Riverside, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Oak St, N Riverside Rd, Countryman Rd, E Lakecrest Dr, E Shoreline Dr, Cardinal Rd, N 15th Ave, E Scottsdale Dr, E Cardinal Dr, State Hwy Jj | $128,000 | $110,000 | $100,000-$125,000 | $147,000 | $130,000 | $125,000-$150,000 |
| E Greenbridge Rd, N Silo Dr, N 12th Ave, W Hall St, E Current Cir, E Quail Run Trl, E Stone Ridge Dr, Indian Valley Rd, Blue Stem Rd, W State Hwy Nn | $204,000 | $170,000 | $200,000-$250,000 | $251,000 | $220,000 | $250,000-$300,000 |
| N Gold Ln, Handel Rd, April Dr, N 12th Ave, N Landon Rd, N 9th Ave, N Smallin Rd, E McCracken Rd, N Tanglewood Dr, E Herron Dr | $244,000 | $200,000 | $250,000-$300,000 | $190,500 | $170,000 | $175,000-$200,000 |
| Hedgerow Dr, McGuffey St, E Cobblestone Dr, E Farmer St, W Brick St, N 16th St, W Meadowbrook Dr, W Garrett Ln, Chandler St, S Countryman Rd | $199,000 | $180,000 | $200,000-$250,000 | $178,000 | $160,000 | $175,000-$200,000 |
| N Crestview Ct, E Current Dr, E Warwick Dr, E River Bluff Dr, E Whetstone, N Orange Ln, Heather Dr, N 23rd Ave, Jj-4, N 10th Ave | $115,000 | $110,000 | $100,000-$125,000 | $281,000 | $260,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$145 | $660 |
| Superior Protection Discount | -$72 | $732 |
| Fire & Security Discount | -$64 | $740 |
| Hail Resistant Roof Discount | -$16 | $789 |
| Newly Constructed Home Discount | -$209 | $596 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Christian County | $2,500 | $1,018 | $3,518 | $740 | $3,240 | $278 |
| Riverside, MO | $1,000 | $795 | $1,795 | $578 | $1,578 | $217 |
| Rosedale, MO | $100 | $781 | $881 | $568 | $668 | $213 |
| Pond Creek, MO | $2,500 | $1,194 | $3,694 | $867 | $3,367 | $326 |
| West Polk, MO | $100 | $1,090 | $1,190 | $792 | $892 | $298 |
| Crane, MO | $2,500 | $912 | $3,412 | $663 | $3,163 | $249 |
| Ruth A, MO | $100 | $994 | $1,094 | $722 | $822 | $272 |
| Branson West, MO | $2,500 | $1,114 | $3,614 | $810 | $3,310 | $305 |
| Douglas County, MO | $300 | $790 | $1,090 | $574 | $874 | $216 |
| South Greenfield, MO | $700 | $863 | $1,563 | $627 | $1,327 | $236 |
| South Yocum, AR | $300 | $1,032 | $1,332 | $750 | $1,050 | $282 |
| Polo, AR | $2,000 | $947 | $2,947 | $688 | $2,688 | $259 |
| Home Insurance Company Riverside, MO | Homeowners Insurance Agency Riverside, MO | Address | Popularity Score | Distance from Riverside (miles) |
|---|---|---|---|---|
| State Farm | Giana Andrews | 930 S Spfld Ave, Bolivar, MO, 65613-2460 | 39.7 | |
| Farmers | Kenneth Macpherson | 4650 S National Ave Ste C3, Springfield, MO, 65810 | 6.2 | |
| State Farm | Fred Harle | 4150 S Fairview Ave, Springfield, MO, 65807-4751 | 7.4 | |
| Farmers | Shirley Gilbertson | 1852 N Commerce Dr, Nixa, MO, 65714 | 5.5 | |
| Farmers | Donna Smith | 2408 E Madrid Ave, Springfield, MO, 65804 | 8.4 | |
| State Farm | Chuck Fugate | 5349 N 22nd Street, Ozark, MO, 65721-6695 | 1.8 | |
| State Farm | Susan Krittenbrink | 1530 E Primrose St Ste E, Springfield, MO, 65804-7910 | 6.8 | |
| Farmers | Johnny Starchman | 315 Main St, Cassville, MO, 65625 | 45.7 | |
| State Farm | Bob Berke | 1054a W Sunshine St, Springfield, MO, 65807-2455 | 10.0 | |
| Travelers | Modern Options Insurance | 4301 S National Ave Ste G, Springfield, MO, 65810 | 6.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $770 | $1,500 | $730 |
| Christian County, MO | $154,400 | $1,030 | $700 | $1,410 | $710 |
| Riverside, MO | $164,300 | $805 | $580 | $1,120 | $540 |
| Rosedale, MO | $156,200 | $791 | $570 | $1,110 | $540 |
| Pond Creek, MO | $197,000 | $1,208 | $830 | $1,670 | $840 |
| West Polk, MO | $152,600 | $1,103 | $760 | $1,510 | $750 |
| Crane, MO | $93,600 | $923 | $670 | $1,270 | $600 |
| Ruth A, MO | $118,100 | $1,006 | $710 | $1,430 | $720 |
| Branson West, MO | $162,500 | $1,128 | $770 | $1,600 | $830 |
| Douglas County, MO | $101,700 | $800 | $580 | $1,140 | $560 |
| South Greenfield, MO | $80,400 | $873 | $620 | $1,240 | $620 |
| South Yocum, AR | $109,400 | $1,045 | $710 | $1,470 | $760 |
| Polo, AR | $91,300 | $958 | $700 | $1,310 | $610 |