Gavop's guide to buying homeowners insurance in Adams County, NE covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Adams County, NE - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S 1st Ave, S Crystal Lake Ave, State Spur 1a, W 82nd St, E Prairie Lake Rd, S Banner Ave, Co Rd 90, S Wanda Ave, E Larae St, N 3rd Ave | $195,000 | $170,000 | $200,000-$250,000 | $96,500 | $90,000 | $75,000-$100,000 |
| Spuce St, Osborne Dr W, S Marian Rd, W Lawn Ave, Co Rd 74, S James Ave, S Pine Ridge Ct, Linden Ave, E 6th St, S Claude Ave | $131,500 | $120,000 | $100,000-$125,000 | $81,000 | $70,000 | $75,000-$100,000 |
| E South St, W South St, N Constitution Ave, S Showboat Blvd, N Showboat Blvd, E Hackberry St, Adams St, Republican Ave, E Sundown Rd, N Saunders Ave | $178,500 | $160,000 | $200,000-$250,000 | $87,500 | $80,000 | $75,000-$100,000 |
| S Brooks Ave, E 3rd St, S Ross Ave, N Delaware Ave, S Dyer Park Rd, Co Rd 75, E Oak Ridge Rd, Sunset Ave, Quail Corner, Westridge Dr | $124,000 | $110,000 | $125,000-$150,000 | $74,000 | $60,000 | $50,000-$75,000 |
| Olive Knoll, E 14th St, S Sherman Ave, N Minnesota Ave, S Colorado Ave, Park Lane Dr, W Saddlehorn Rd, S Burlington Ave, Elkridge Dr, Helen Ave | $146,000 | $130,000 | $150,000-$175,000 | $125,000 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$170 | $828 |
| Superior Protection Discount | -$100 | $898 |
| Fire & Security Discount | -$110 | $888 |
| Hail Resistant Roof Discount | -$20 | $978 |
| Newly Constructed Home Discount | -$249 | $748 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Adams County | $700 | $986 | $1,686 | $716 | $1,416 | $269 |
| Adams County, NE | $1,000 | $986 | $1,986 | $716 | $1,716 | $269 |
| Hastings, NE | $300 | $861 | $1,161 | $625 | $925 | $235 |
| Hall County, NE | $2,000 | $1,092 | $3,092 | $793 | $2,793 | $298 |
| Giltner, NE | $500 | $922 | $1,422 | $670 | $1,170 | $252 |
| Mayfield, NE | $1,000 | $1,166 | $2,166 | $847 | $1,847 | $319 |
| Funk, NE | $1,000 | $1,039 | $2,039 | $755 | $1,755 | $284 |
| Marquette, NE | $200 | $699 | $899 | $508 | $708 | $191 |
| Pleasanton, NE | $2,000 | $1,055 | $3,055 | $767 | $2,767 | $288 |
| Home Insurance Company Adams County, NE | Homeowners Insurance Agency Adams County, NE | Address | Popularity Score | Distance from Adams County (miles) |
|---|---|---|---|---|
| State Farm | Scott Norlen | 1017 W 2nd St, Hastings, NE, 68901-5008 | 7.1 | |
| Allstate | Lundeen Isaacson | 425 West Ave, Holdrege, NE, 68949 | 46.3 | |
| Travelers | All American-Geneva | 141 N 10th Street, Geneva, NE, 68361 | 47.3 | |
| State Farm | Judy Barnes | 205 S Burlington Ave, Hastings, NE, 68901-5905 | 7.1 | |
| State Farm | Laura Schneider | 410 N Minnesota Ave, Hastings, NE, 68901-5254 | 7.7 | |
| Allstate | Andrew Newton | 3423 2nd Ave Ste 4, Kearney, NE, 68847 | 33.4 | |
| State Farm | Kim Snavely | 816 15th Avenue Suite A Po Box 264, Franklin, NE, 68939 | 38.0 | |
| State Farm | Laura Schneider | 410 N Minnesota, Hastings, NE, 68901-5254 | 7.7 | |
| Allstate | The Pinnacle Agency | 1112 2nd St. St Paul, Saint Paul, NE, 68873 | 48.1 | |
| Travelers | Ellerbrock-Norris Agency Inc | 2203 Osborne Dr W, Hastings, NE, 68901 | 8.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $820 | $1,740 | $920 |
| Adams County, NE | $115,300 | $998 | $730 | $1,390 | $660 |
| Adams County, NE | $115,300 | $998 | $690 | $1,390 | $700 |
| Hastings, NE | $108,900 | $871 | $600 | $1,230 | $630 |
| Hall County, NE | $136,500 | $1,105 | $750 | $1,510 | $760 |
| Giltner, NE | $91,400 | $933 | $660 | $1,300 | $640 |
| Mayfield, NE | $134,900 | $1,180 | $800 | $1,620 | $820 |
| Funk, NE | $111,500 | $1,052 | $760 | $1,490 | $730 |
| Marquette, NE | $56,400 | $707 | $490 | $970 | $480 |
| Pleasanton, NE | $114,300 | $1,068 | $780 | $1,510 | $730 |